Mary Seki is a financial advisor at Osaic with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at SagePoint Financial prior to joining Osaic. Outside of her advisory role, she serves as Treasurer for her homeowners association. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services, utilizing asset allocation tools and third-party platforms to construct and manage portfolios across various asset classes.

Daniel Racicot is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 25 years of industry experience. His prior roles include positions at Wells Fargo Advisors, Morgan Stanley, and UBS Financial Services. Outside of advisory work, he is the business owner of Wire to Wire LLC in San Diego. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting advisors with a range of investment strategies and operational tools.

Christina Razzore is a financial advisor at Merrill with 20 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley Smith Barney and Morgan Stanley for nearly 19 years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jennifer Antoniadis is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 16 years of industry experience. She previously worked at Edward Jones and managed Princess Pub for 12 years alongside her advisory career. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Aaron Bennett is a financial advisor at Fidelity with three years of industry experience and holds a Series 66 designation. His prior experience includes roles at Merrill, Bank of America, and a nine-year tenure at Sarpinos Pizzeria. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and integrates AI and systematic methodologies in its investment process.

Peggine Tellez is a financial advisor with LPL Financial holding Series 63 and Series 66 licenses and 23 years of industry experience. She has worked at firms including Securities America Advisors, Voya Financial Advisors, and Edward Jones. In addition to her advisory role, she is also a licensed insurance agent selling term, whole life, and long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Christopher Kay is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their personal financial goals and develops strategies to help pursue short-, mid-, and long-term objectives. His services include general investing, retirement planning, and preparing for unforeseen financial needs. Christopher also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. He holds the Personal Investment Advisor (PIA) designation and earned his bachelor's degree from the University System of Georgia. Christopher emphasizes ongoing advice and guidance as clients' financial needs evolve.

Daniela Jimenez Bribiesca is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 66 designation and three years of industry experience. She previously worked at UBS Financial Services Inc and Schneider Electric USA Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and models to assist clients.

Melanie Gilmore is a financial advisor with Wells Fargo Clearing in La Jolla, CA, holding a Series 66 designation and 19 years of industry experience. She has worked at Wells Fargo Clearing since 2017 and previously held positions at Morgan Stanley, Merrill, and UBS Financial Services. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to evaluate investment options, offering both brokerage and advisory solutions across a broad client base.

Adrianne Hoy is a Series 66 licensed financial advisor with 16 years of industry experience. She has worked at UBS Financial Services since 2021 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and a broad platform of capital markets services.

Jesus Beltran is a financial advisor with Cetera in San Diego, CA, holding a Series 66 designation and bringing 22 years of industry experience. His career includes roles at Principal Securities, LPL Financial, and Purshe Kaplan Sterling Investments. He has also been involved with Seaside Wealth Management, Inc. as an operations manager. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and retirement services, managing more than $256 billion in assets.

Gary Gunning is a financial advisor at OSAIC with over 43 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including Marsh & McLennan Agency, MMA Securities LLC, Sagepoint Financial, Inc., and Barney & Barney, LLC. Outside of his advisory role, he offers life, annuities, long-term care, and disability insurance, and serves as managing member of an LLC that owns farmland. OSAIC serves a diverse client base including individual, high-net-worth, pension, and charitable investors through a large network of advisers and advisory platforms. The firm utilizes asset-allocation tools and integrated investment services to construct portfolios across multiple asset classes and offers support for legacy accounts, third-party managed solutions, and various advisory programs.

Meriam Abbo is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has been associated with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services within the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeremy Pursch is a CFP® with 17 years of industry experience and has been with RBC Capital Markets since 2014. He holds the Series 66 designation and is based in San Diego, CA. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients’ risk profiles through a combination of in-house and third-party managers.

Ada Frausto is a financial advisor with Morgan Stanley in San Diego, holding a Series 66 designation and bringing five years of industry experience. She has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management provides advisory services to both individual and institutional clients, offering tailored financial planning programs supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a range of investment solutions including retail and institutional offerings.

Lori Lin is a financial advisor at OSAIC with 22 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at SagePoint Financial for 14 years. In addition to her advisory role, she owns a corporation used for income tax purposes and acts as a statutory agent reviewing clients' term and universal life insurance needs. OSAIC serves a diverse range of retail and institutional clients through a broad network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services with a focus on asset allocation, risk assessment, and access to various investment vehicles and third-party money managers.

David Willsey is a CFP® professional with 12 years of industry experience, currently affiliated with Charles Schwab in La Jolla, CA. He has held various roles within Charles Schwab and its affiliated entities since 2007. Outside of his advisory work, he is a part-owner and manager of residential rental properties in Jacksonville, FL, and Cincinnati, OH. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management via multi-asset model portfolios and affiliated SMAs. The firm is notable for its scale, integrated structure, and a client relationship model that combines advisory services with brokerage and custody capabilities.

Kathleen Baez is a financial advisor at Raymond James Financial Services Advisors, Inc. with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at LPL Financial and several other firms over the past two decades. Outside of her advisory role, she is an associate employee at Invested Consulting, Inc., where she serves as a registered administrator supporting financial advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Nathan Hockstra is a financial advisor with Edward Jones in San Diego, CA, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, he worked at Gems Publishing, Ditch The Game, and Knowledge For Men. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management and operates a large national network of financial advisors and branch offices.

Jackson Montgomery is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and previously worked at Interactive Brokers LLC and LPL Financial. His background also includes roles outside finance, such as working for Pizza Hut and involvement with the Cal South Soccer Organization. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large nationwide network of advisors and branch offices.