Stephen Hoem is a financial advisor at Cambridge Investment Research Advisors with three years of industry experience. He previously worked at The Prudential Insurance Company of America, Pruco Securities LLC, and Nationstar Mortgage, and spent 13 years with the Anaheim Ducks Hockey Club. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and supports both discretionary and non-discretionary management through multiple platforms and proprietary model strategies.

Spencer South is a financial advisor with LPL Financial in Newport Beach, CA, holding a Series 66 designation and two years of industry experience. Prior to his current role, he worked at Anastasia Beverly Hills and Kendo Brands. He is also commissioned as a notary public in the State of California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management platforms.

Minh Lan Nguyen is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. Prior to joining LPL in 2023, Nguyen worked at Merrill, Unionbanc Investment Services, and Ameriprise. Outside of advisory work, Nguyen is involved in operating a nail salon business in Laguna Hills, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions delivered through a large network of advisors and supported by various research, technology, and bank partnerships.

Garrett Voge is a financial advisor with Wells Fargo Clearing in Mission Viejo, CA, holding Series 63 and Series 65 designations and 15 years of industry experience. He has worked at Wells Fargo Bank, N.A. since 2009 and with Wells Fargo Clearing since 2016. Outside of his advisory role, he accompanies his child for modeling and photoshoots at Paloma Model and Talent. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Shelby Thai is a financial advisor with Merrill in Newport Beach, CA, holding a Series 66 designation and four years of industry experience. Prior to Merrill, Shelby worked at Wells Fargo Bank and also has experience at California State University Long Beach. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Dorothy Santiago is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been in the financial services industry since 1981 and joined Merrill Lynch in 1989. Dorothy focuses on providing personalized financial strategies tailored to her clients' unique goals, offering guidance across a full range of financial topics rather than one-size-fits-all solutions. She specializes in designing customized asset management strategies and portfolios, taking into account clients' risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. Dorothy’s areas of expertise include college education planning, family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. Dorothy earned a Bachelor of Science in Business Administration from Chapman University. She has obtained several professional designations including Certified Private Wealth Advisor®, Certified Divorce Financial Analyst®, Certified Plan Fiduciary Advisor, and Certified Exit Planning Advisor. In addition, she completed an Executive Education program with Harvard Business School and the Wharton School of Business. Outside of her professional work, Dorothy enjoys spending time with her family, traveling, and watching movies.

Surong Lin is a financial advisor at Edward Jones with 21 years of industry experience. She holds Series 63 and Series 66 designations and has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Nicholas Khoudari is a financial advisor with Ameriprise in Mission Viejo, CA, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise since 2005, including roles at Ameriprise Financial Services, Inc., before continuing with the firm following its organizational changes. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach integrates proprietary research, third-party data, and algorithmic tools to deliver tailored, tax-aware retirement strategies within a structured investment framework.

Jose Carrillo is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in guiding individuals and businesses through comprehensive financial planning, including college education planning, legacy planning, personal retirement planning, portfolio management services, and tax minimization. Jose’s approach centers on creating personalized strategies that align with his clients’ unique goals and priorities, helping them navigate the complexities of wealth management with clarity. Jose holds an Associate's Degree from Santa Ana College and has earned professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He is fluent in English and Spanish. Outside of his professional work, Jose enjoys antiquing, basketball, biking, billiards, cooking, hiking, traveling, watching movies, and spending time with his family.

Andrew Irwin is a Series 66-registered financial advisor with J.P. Morgan Securities, based in Corona Del Mar, CA, and has nine years of industry experience. His tenure at J.P. Morgan spans from 2016 to the present. Outside of his advisory role, he performs as a musician at local establishments. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process is supported by a centralized manager solutions team that combines quantitative and qualitative research to build model asset allocations.

Steven Nassau is a financial advisor at UBS Financial Services with 46 years of industry experience. He holds Series 63 and Series 65 licenses and has held prior roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Yeva Logina is a Financial Advisor at Merrill Lynch Wealth Management with seven years of experience in wealth management. She provides comprehensive financial advisory services, assisting clients with investment planning, retirement strategies, and wealth management tailored to their individual goals. Yeva focuses on understanding clients' priorities to help them develop strategies to pursue their financial objectives. Her expertise includes college education planning, employee benefits planning, family wealth management, legacy planning, LGBT wealth planning, personal retirement planning, portfolio management, women and wealth, individual and corporate investment strategy, and tax minimization. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and earned a Bachelor's degree from Capella University. Yeva is proficient in Russian and English. Outside of her professional role, Yeva is involved in community activities, including Walk Intuit, and is a member of the National Association of Women Business Owners. Her personal interests include golfing, hiking, music, pickleball, reading, table tennis, and tennis.

Misael Molina is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2019. His prior roles include positions at AXA-Advisors and Bank of America. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective group of Wealth Advisors. The firm’s advisory process combines quantitative screening and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting.

Nazanin Saidi is a financial advisor with Merrill in Newport Beach, CA, holding CFP® certification along with Series 66 and Series 63 licenses. She has 17 years of industry experience, including 12 years with Bank of America and Merrill. Outside of her advisory role, she serves on the fundraising committee for Harvester's, a group supporting the Second Harvest Food Bank in Orange County. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Judy Copenbarger is a CFP® with 26 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. She has held previous roles at Money Truth Strategic Planning, Woodbury Financial Services, and Questar Asset Management. Outside of advising, she is president of Serenity Organic Farm Inc., which focuses on plant and animal care, and she has developed a book and course aimed at improving family relationships through financial understanding. OSAIC Wealth serves a broad range of retail and institutional clients, offering both brokerage and advisory services across multiple programs including comprehensive financial planning and portfolio management. The firm uses a model-based investment approach with portfolio optimization tools and supports a diverse platform of affiliated broker-dealer and investment adviser entities.

Hien John Le is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank since 2025, as well as Charles Schwab & Co., Inc. since 2021. Prior to his career in financial services, he was involved with Crab Hut, Inc. for 14 years. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory program. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by its Schwab Center for Financial Research.

Annie Yang is a Series 66 licensed financial advisor at Stifel with 12 years of industry experience. She has worked at Stifel Nicolaus & Co Inc since 2019 and previously spent three years with Wells Fargo Clearing. Yang serves on the Board of Directors for the Savannah Neighborhood Association, a homeowners association. Stifel provides brokerage and investment advisory services to a diverse client base, including individuals, institutional clients, and charitable organizations. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, offering asset allocation and financial planning analyses intended to support client decision-making.

Michael Schanna is a financial advisor with J.P. Morgan Securities who holds a Series 66 designation and has 26 years of industry experience. His career includes roles at First Republic Investment Management, Credit Suisse Securities, and multiple positions within J.P. Morgan entities. He is based in Newport Beach, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their program focuses on non-discretionary written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Shawn Nierman is a financial advisor at Merrill with 13 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has worked at Bank of America, N.A. and Merrill since 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors. The firm integrates strategic asset allocation and tax-aware options within its investment approach.

May Chan is a financial advisor with Merrill in Newport Beach, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has worked at Merrill since 2009 and at Bank of America since 2016. Outside of her advisory role, she is a general partner in a for-profit LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.