Robert Chamberlin is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan and affiliated entities since 2013, including prior roles at UnionBanc Investment Services and MUFG Union Bank. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory model. The firm combines large institutional advisory capabilities with broker-dealer and investment adviser registrations, delivering integrated investment and brokerage services.

Thomas Sim is a financial advisor at LPL Financial with 32 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining LPL Financial in 2024, he worked for Lincoln Financial Securities Corporation for 16 years. In addition to his advisory role, Sim is involved in insurance sales through TMC Wealth, focusing on products such as universal life, whole life, disability, long-term care, and group health insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Carolina Rose is a financial advisor with LPL Financial and holds a Series 66 designation, bringing 23 years of industry experience. She has served in investment-related roles at SchoolsFirst FCU since 2003, including Vice-President, and has been with LPL Financial since 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations, offering financial planning, advisory programs, and retirement plan consulting through a national network of investment adviser representatives.

Blanche Zelko is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of her advisory role, she has a shared ownership interest in a recreational property in June Lake, California, with her spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Tara Olivieri is a financial advisor with LPL Financial in Irvine, CA, holding a Series 66 designation and one year of industry experience. She is also the president and owner of Olivieri Chiropractic Inc., a business she has operated since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers comprehensive financial planning, various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Stephen Mc Guirk is a financial advisor at LPL Financial with 14 years of industry experience. He holds the Series 63 and Series 66 credentials and has worked previously at Ameriprise and Edward Jones. His other business activities include involvement with Amplify Wealth Management, a DBA for his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, with both discretionary and non-discretionary management supported by comprehensive research and diversified investment strategies.

Luis Manuel Bernal is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he specializes in providing financial guidance to high income and high net worth professionals, business owners, executives, and families. With nearly 30 years leading the NB Group, Luis focuses on personalized wealth planning that aligns with clients' life priorities and desired lifestyles. His approach incorporates customized investment strategies, model portfolios, and estate planning services, aiming to help clients achieve their financial goals through all major life events. Luis holds a Bachelor of Arts in Business Administration with an emphasis in Marketing from California State University, Fullerton. He is a CERTIFIED FINANCIAL PLANNER® professional, a Chartered Retirement Planning Counselor™, and a Personal Investment Advisor. Luis is bilingual in Spanish and English, enhancing his ability to serve diverse clients. Outside of work, Luis is actively involved in his community, serving as a coach for the Golden Hill Little League in Fullerton and formerly chairing the city's Investment Advisory Committee. He lives in Fullerton with his wife Sarah, their two children, and their two American Bulldogs. In his free time, Luis enjoys outdoor activities, coaching youth sports, attending baseball games and concerts, and spending time with his family.

Michael Kelly is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he focuses on helping business owners and executives manage both personal wealth and corporate retirement plans. His expertise includes family wealth management, corporate executive services, institutional benefit services, investment consulting for defined contribution plans, and retirement income strategies. Michael works closely with clients to develop customized financial plans that address both wealth accumulation and distribution, coordinating personal and corporate financial needs to provide clarity and confidence in their decisions. He holds a Bachelor's Degree from St Mary's University of Minnesota and completed an Accredited Certificate Program at The Wharton School. Michael has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Michael resides in Mequon, Wisconsin with his wife, Lisa. He enjoys golfing, traveling with his family, and is actively involved in community service through SecureFutures, a nonprofit organization dedicated to providing financial literacy education to high school students. He has served in various volunteer roles including as a board director, classroom volunteer, coach, and member of the organization's finance and investment conference committees.

Jeffrey Kanegae is a financial advisor with Wells Fargo Advisors in Santa Ana, CA, holding the CFP® designation and Series 63 and 65 licenses. He has 26 years of industry experience, including roles at Wells Fargo Advisors and Wells Fargo Clearing dating back to 2009. He also owns Kanegae Wealth Management and holds a 25% ownership interest in KELM LLC, both investment-related ventures. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu and develops tailored recommendations using proprietary research and tools, with clients choosing how to implement them through various brokerage and advisory programs.

Robert Errico is a CFP® with 40 years of industry experience and has been with LPL Financial since 2006. He holds Series 63 and Series 65 licenses and is based in Irvine, CA. In addition to his advisory role, he is involved in selling fixed insurance products including whole life, term insurance, and fixed annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party managers.

Bernardo Reyes is a financial advisor at Charles Schwab with two years of industry experience. He holds the Series 63 and Series 66 licenses and has previously worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. His background also includes roles in consulting and education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a mix of non-discretionary and discretionary investment solutions with centralized custody and operational services.

Susan Dixon is a financial advisor at Stifel with 28 years of industry experience. She has worked at Stifel Nicolaus & Co. Inc. since 2010. Outside of her advisory role, Dixon owns and operates Forever Card Company, where she hand-paints and sells original watercolor cards on Etsy. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment analysis methodology developed by its Investment Strategy Group.

Karim Mekhail is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2018, with prior roles at JPMorgan Chase Bank and Uber. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Christana Freerks is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. She holds a Series 63 designation and has been with Wells Fargo in various capacities since 2009. Outside of her advisory role, she is a notary public in Irvine, California. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning services tailored to clients meeting a net-worth threshold, utilizing proprietary research and tools to develop personalized recommendations.

Gary Roney is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and 42 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Velios Kodomichalos is a financial advisor at UBS Financial Services with six years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and previously worked at Wilmington Trust NA and Randwick Advisory Services. Outside of his advisory role, Kodomichalos serves as part-time CFO for a digital media company and chairs the Beverly Hills Bridge Club. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining proprietary research with institutional trading capabilities to deliver tailored financial planning and portfolio management.

Jaden Duncan is a financial advisor at OSAIC with two years of industry experience and holds a Series 66 designation. Before joining OSAIC in 2025, he worked at Lincoln Financial Advisors from 2023 to 2025. He also assists as a paraplanner at Oakwood Wealth Partners, supporting financial planners in building financial plans and educating clients about retirement benefits. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm uses asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios including stocks, bonds, mutual funds, ETFs, and alternative investments.

Amrit Mathur is a financial advisor at RBC Capital Markets with 10 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Outside of his advisory work, he is a 50% owner of Riya Exotic Cars LLC, a private company involved in the automotive industry. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers multiple advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients' risk profiles.

Nicholas Katzaroff is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has prior work experience at firms including Flywheel Digital LLC, Similarweb Ltd., Point72 Asset Management, and Wilshire Associates. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Sadef Zandi is a financial advisor with Merrill in Irvine, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining Merrill, Zandi worked at Chipotle for three years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.