Dennis Egizi is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 25 years of experience in financial services. He is committed to helping clients build, manage, and preserve their wealth through personalized wealth management advice. Dennis focuses on understanding each client's unique situation to establish objectives and develop tailored strategies, with an emphasis on education planning, retirement income, portfolio management, and small business strategies. Dennis began his career as a financial advisor in 1998, spending nine years with Morgan Stanley & Co. before joining Merrill Lynch in 2007. He holds several professional designations, including Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Dennis earned his bachelor's degree from California State University San Bernardino after graduating from Notre Dame High School. Outside of his professional work, Dennis enjoys golfing, tennis, biking, camping trips with his family, and spending time with them. He lives with his wife, Danika, and their children, Dane, Daphne, and Darla, in Riverside, California.

Corey Hammond is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 63 and Series 66 credentials and two years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2025, he worked at NYLIFE Securities LLC and New York Life Insurance Co. From 2015 to 2023, he was employed at several golf courses, including Oso Creek Golf Course, Shorecliffs Golf Course, and Los Amigos Golf Course. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The advisory process includes centralized due diligence with a combination of quantitative and qualitative research, and incorporates an ESG eligibility framework.

Wayne Dennen is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 credentials and possessing 27 years of industry experience. He has been affiliated with MassMutual since 1988 and MML Investors Services, Inc. since 1998. In addition to his advisory role, he operates a traditional life and health insurance brokerage with various outside carriers. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to structure collaborative, goal-oriented client relationships.

Mark Lammers is a financial advisor with Ameriprise in Irvine, CA, holding a Series 63 designation and 41 years of industry experience. He has been with Ameriprise since 2005, including six years at the current Ameriprise entity. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

David Andrew is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 65 and Series 63 credentials and has been with J.P. Morgan Securities since 2013. Prior to that, he worked at JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process and offers unique regulatory registrations and derivatives capabilities compared to many institutional advisory programs.

Sky Ellis is a financial advisor at Merrill with a Series 66 designation and approximately one year of industry experience. Prior to joining Merrill and Bank of America, Ellis held positions in the insurance sector and hospitality industry. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies developed by internal and third-party managers for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Aoun is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and previously worked at Fidelity Brokerage Services and Fidelity Investments. Outside of his advisory role, he works as a data entry clerk for KTLA Medical Management Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to develop model asset allocations, with implementation supported by affiliated investment management entities.

Perry Melnick is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 66 designation and having 21 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent six years at Wells Fargo Investments, LLC. Outside of his advisory role, he is a minority owner of Duffy Life, LLC, a company involved in boat maintenance. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and offers a range of brokerage and advisory solutions.

John Mc Nulty is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, he held roles at Allstate Insurance Company, Lyft, California State University, Fullerton, and DoorDash. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tara Abrams is a Series 66-credentialed advisor at J.P. Morgan Securities with five years of industry experience. She has worked with JPMorgan Chase Bank and previously spent time at Voorhees Family Office Services and Cornell University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research supported by centralized due diligence and includes broader derivatives and commodities capabilities.

Haidy Eskander is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and eight years of industry experience. Prior to joining Wells Fargo, Eskander worked at JP Morgan Securities LLC and JPMorgan Chase Bank, NA for a combined total of seven years. Outside of finance, Eskander is involved in event planning through ownership of an event planning company and provides caregiving services as part of a long-term commitment to In Home Support Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages significant assets and offers both brokerage and advisory solutions supported by extensive research and analytics.

Kristopher Rocha is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Bank and its affiliates since 2014. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Lauren Cheung is a financial advisor at Stifel with 13 years of industry experience, including 11 years at Stifel. She holds Series 63 and Series 66 licenses and is based in Irvine, CA. Outside of her advisory role, she serves as Assistant Treasurer for the Northwood Choral Music Boosters, a volunteer organization supporting choral music at Northwood High School. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. Its investment approach relies on proprietary analysis from the Investment Strategy Group, providing asset allocation and planning guidance intended to assist client decision-making.

Nicholas Luce is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. He has worked at Wells Fargo since 2016 and previously spent four years with Citigroup Global Markets. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics combined with diversification principles and modern portfolio theory to evaluate investment options.

David Marquis is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 18 years of industry experience. His prior roles include positions at Merrill and AXA Advisors, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supported by a large network of investment adviser representatives.

Jesus Cabrera Galindo is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 66 and Series 63 designations and has previously worked at Wells Fargo, Charles Schwab, and Bank of America. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program.

Michael Colgan is a financial advisor with LPL Enterprise holding a ChFC® designation and Series 63 and 65 licenses, with 41 years of industry experience. He has worked at Prudential Insurance Company of America since 1985 and was associated with Pruco Securities, LLC. He also operates a financial planning business and serves as a Social Security payee. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, while also facilitating insurance product sales through affiliated entities.

Ruben Munoz is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked with J.P. Morgan Securities and JPMorgan Chase Bank since 2018, and previously held positions at Bank of America Corp. and several other firms. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Emily Shipcott is a financial advisor with Edward Jones in Orange, CA, holding a Series 66 designation and one year of industry experience. She has worked with Edward Jones since 2025 and previously held roles with the San Diego Padres, Seattle Mariners, and Amazon. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Matthew Fine is a financial advisor with LPL Enterprise, holding the Series 66 designation and one year of industry experience. His prior work includes roles at JIT Logistics, PRUCO Securities, LLC, and the Alpacka Group LLC. Outside of financial advising, he manages kitting and production projects at JIT Logistics. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutions. The firm utilizes model-driven investment approaches and offers financial planning, access to third-party asset managers, and participation in Model Wealth Portfolios wrap programs.