Katelyn Pan is a financial advisor at Morgan Stanley in Palo Alto, holding a Series 66 designation with one year of industry experience. Her prior roles include positions at Andersen Tax and 23andMe, as well as work at U.C. Berkeley and Homestead High School. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Stella Miretsky is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Wells Fargo Investments, LLC, as well as Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Meagan Merrill is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with JPMorgan entities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Its advisory process includes centralized due diligence with quantitative and qualitative research and incorporates ESG considerations.

Jacob Kamine is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 credential and has worked with Morgan Stanley since 2020, including a position at Morgan Stanley Private Bank, N.A. Prior to his current roles, he was involved with Kamine Farms for several years. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment committee models.

Matthew Ives is a financial advisor at Morgan Stanley with 45 years of industry experience. He has been with Morgan Stanley and its affiliates since 2007, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Outside of his advisory duties, he serves on the advisory board for the Conference on Charitable Giving and is a board member of the North Fork Association. Morgan Stanley Wealth Management provides a range of advisory programs for individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.

Amy Chan is a Wealth Management Planning Consultant at Fidelity Investments, where she collaborates with Wealth Management Advisors to develop and implement personalized wealth plans for families and future generations. She focuses on building and maintaining multigenerational relationships and providing client services that help clients navigate Fidelity's resources to establish solid financial plans. Amy has been with Fidelity Investments since 2013, advancing through roles that include Financial Representative, Relationship Manager, Senior Relationship Manager, and currently Wealth Management Planning Consultant. She holds a California Insurance License, supporting her work in financial planning and client advisory services.

Robin Starr is a financial advisor with OSAIC in San Mateo, CA, holding a Series 66 designation and 18 years of industry experience. Prior to joining OSAIC in 2025, Starr worked at Lincoln Financial Advisors for 10 years and has held roles with Osaic FA, Inc. and Neuberger Berman BD LLC. Outside of advising, Starr serves as a board member, treasurer, and president of a condominium association in Washington, DC, where responsibilities include budgeting and managing building projects. OSAIC serves a wide range of retail and institutional clients through a multi-advisor platform that offers brokerage and advisory services, including financial planning and retirement plan consulting. The firm’s investment process uses model-based asset allocation and portfolio optimization, providing advisors with discretionary and third-party investment options and maintaining a complex affiliate network supported by private-equity ownership.

Joanna Ho is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. Her career includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., and JPMorgan Chase affiliates. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its financial advisory process.

Robert Rius is a financial advisor with Morgan Stanley in Burlingame, CA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. He also serves as treasurer of the Menlo College Alumni Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools as part of its advisory process.

Ava Fairlie is a financial advisor at Morgan Stanley in Burlingame, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, she worked at Stifel, Nicolaus & Company Inc and has experience in retail at Nordstrom. Ava also has a background in education, having worked at Burlingame High School and Santa Clara University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individual and institutional clients, including financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured, firm-approved planning process without providing individual security recommendations in standalone plans.

J Mckelvy is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 licenses and having 43 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Timothy Gedeon is a financial advisor at Morgan Stanley in Burlingame, CA, with 19 years of industry experience. He has been with Morgan Stanley since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process with firm-approved tools and modeling techniques.

Jack Damelio is a Financial Advisor at Merrill Lynch Wealth Management, where he is part of the GD Group. He focuses on helping entrepreneurs, founders, executives, and their families with wealth management, including areas such as pre-liquidity event planning, diversification strategies, corporate cash management, executive compensation optimization, and tax-sensitive investing. Jack serves as a Portfolio Advisor in the Merrill Investment Advisory Program, recommending investment strategies to help clients pursue their objectives. Jack began his career in wealth management at Morgan Stanley in 2022 as a Financial Advisor before joining Merrill Lynch Wealth Management two years later. He holds a Bachelor's degree in Economics from Pomona College, where he also played infield on the varsity baseball team. He carries the Personal Investment Advisor (PIA) designation. A resident of San Francisco, Jack is a native of the Bay Area and has interests in football, golfing, music, spending time with his family, and traveling. He regularly volunteers with community organizations in the city.

Liny Li is a financial advisor with LPL Financial in Millbrae, CA, holding a Series 66 designation and 17 years of industry experience. Prior to joining LPL in 2022, Li worked at U.S. Bancorp Investments, Bancwest Investment Services, Merrill, TD Ameritrade, and Wells Fargo Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Richard Zak is a financial advisor with Charles Schwab in San Mateo, CA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been affiliated with Charles Schwab since 2000 and serves as a volunteer board member with the CFP Board since 2017. Charles Schwab & Co., Inc. serves a large client base including high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advice with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by centralized operations and alternative investment due diligence.

Alexander Rich is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 66 and Series 63 designations and has worked at Charles Schwab and its affiliated entities since 2011. Outside of his advisory role, he is the owner of a rental services business in Phoenix, Arizona. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by a large integrated platform.

Jeremy Mcchesney is a CFP® professional with 16 years of experience in the financial services industry. He is currently affiliated with J.P. Morgan Securities and J.P. Morgan Chase Bank, and has previously worked at firms including Wells Fargo and First Republic Investment Management. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research to develop model asset allocations and incorporates ESG criteria within eligible strategies.

Michael Petersen is a financial advisor at Fisher Investments with 22 years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2002. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm utilizes a centralized investment approach combining quantitative screening and qualitative research to construct globally diversified portfolios and manages risk through tax-aware processes and defensive tactics.

Julius Scott is a financial advisor with J.P. Morgan Securities in Palo Alto, CA, holding Series 65 and Series 66 licenses and 12 years of industry experience. His prior roles include positions at Goldman Sachs & Co and Neuberger Berman BD LLC. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes capabilities in derivatives and commodities through specialized regulatory registrations.

Gerard Bessette is Vice President, Wealth Planner at Fidelity Investments, where he has served since 2026. In this role, he works closely with clients to develop personalized financial plans that align with their individual goals and priorities. His approach emphasizes collaboration and thoughtful guidance to help clients navigate their financial journeys. Prior to his current position, Gerard held the role of Financial Consultant at Fidelity Investments from 2019 to 2026. His experience in the financial services industry includes positions at TD Ameritrade, Hornor, Townsend & Kent, Inc, CUSO Financial Services, L.P, and AXA Advisors, LLC. Gerard holds a Certified Financial Planner (CFP®) designation and maintains a CA Insurance License. Outside of his professional career, Gerard enjoys activities such as spending time at the beach, hiking, swimming, traveling, and caring for pets.