Christopher Symank is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets over his career. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Yitao Huang is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 credentials. He has 12 years of industry experience, including roles at Wells Fargo Advisors and New York Life Insurance Company. Additionally, Huang is a California Notary Public providing services to clients and acquaintances. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm employs firm-approved software to analyze client goals and delivers written recommendations within collaborative annual planning engagements.

Ngoc Dinh is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. Prior to joining J.P. Morgan in 2015, Ngoc was involved with Hot Box Yoga and Xplore Yoga, where they worked for several years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering advisory services on a non-discretionary basis.

Chuck Wong is a CFP® professional with 18 years of industry experience, currently affiliated with Wells Fargo Clearing since 2022. His prior roles include positions at Schwab Private Client Investment Advisory, Charles Schwab & Co., TD Ameritrade, and BancWest Investment Services. Outside of finance, he holds a 50% ownership interest in a vending machine business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Miranda Chang is a financial advisor at Cetera with 23 years of industry experience and holds a Series 66 designation. She previously worked at Avantax Investment Services and LPL Financial. Outside of advisory work, she is president of Chang & Associates Tax and Financial Professionals, providing tax preparation and small business accounting services. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform with access to both affiliated and third-party managers.

Maria Del Rio is a financial advisor at Morgan Stanley with 8 years of experience, holding a Series 66 designation. She previously worked at Wells Fargo Bank for 6 years before joining Morgan Stanley Smith Barney LLC in 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and models.

Percy Mc Gee Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing comprehensive wealth management strategies to a diverse client base, including athletes, doctors, entrepreneurs, and families at various stages of life. Percy works with a sense of purpose to assist clients in defining their financial goals, establishing priorities, and adjusting strategies to accommodate changing life circumstances. He serves as a Portfolio Manager within Merrill's Investment Advisory Program, managing personalized and defined investment strategies that may incorporate stocks, bonds, and other models. Percy began his career in accounting before joining Merrill Lynch in 2000, initially assisting law enforcement officers with legacy and retirement planning. His expertise areas include college education planning, executive and equity compensation, international wealth management, socially responsible investing, and services for endowments and non-profits. He holds a Bachelor of Science degree in business administration and finance from Humboldt State University and is a Personal Investment Advisor (PIA). Percy is a member of the Black Professional Group. Outside of his professional role, Percy engages in outdoor activities such as fishing, hiking, snowboarding, and competitive meat smoking. He enjoys adventure sports, boating, camping, cooking, gardening, golfing, skiing, reading, and spending time with his family. Percy is active in his community, volunteering and raising funds for organizations such as Strive Through Self Academy and participating in mentoring through the Big Brother Mentoring program and at Merrill for young financial advisors.

Susan Davitz is a financial advisor at Morgan Stanley with 23 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

James Rawson is a financial professional with eight years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has worked at firms including Morgan Stanley, Bank of America, Merrill, and Cetera. He is also involved with Bar Financial Partners LLC, a financial services business. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts, offering a range of portfolio management, financial planning, and advisory services through a nationwide network of independent advisors.

Richard Bonavito is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Xinting Huang is a financial advisor at Merrill with nine years of industry experience. Huang holds the Series 66 designation and has been with Merrill and Bank of America since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Benjamin Chang is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Charles Schwab since 2004 and Charles Schwab Bank SSB since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and alternative investments within an integrated operational structure.

Dylan Bell is a financial advisor with LPL Financial based in Danville, CA. He holds the Series 66 designation and has eight years of industry experience. His prior work includes positions at Hillis Financial Services and DoorDash, alongside nearly a decade in full-time education. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by model portfolios, research, and technology-driven strategies.

Joseph Yang is a Series 66-licensed financial advisor with 15 years of industry experience. He has worked at Osaic since 2025 and previously spent 10 years at Lincoln Financial Advisors. Yang is also involved in offering fixed and equity-indexed annuities, traditional life insurance, and long-term care insurance. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm uses a range of tools and third-party services to provide integrated brokerage, advisory, and managed account solutions.

Samuel Benbow is a financial advisor at Raymond James Financial with three years of industry experience. He holds a Series 66 designation and has worked previously at Lincoln Financial Group and OSAIC. Outside of advisory roles, he serves as a senior paraplanner at Findley & Associates, assisting with financial planning and business operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through various advisory programs and institutional consulting services.

Berenice Robante is a financial advisor with Charles Schwab, holding a Series 66 designation and one year of industry experience. She previously worked at BMO Bank, Citi Bank, and JPMorgan Chase Bank. Outside of finance, she has experience in the fitness industry, having worked at Pilates Athletic Center and City Sports Club. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios with strategic asset allocation and due diligence on alternative investments.

Stanley Cheung is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 1990 and has accumulated extensive experience working with clients on various aspects of wealth management. Stanley initially began his career at Merrill Lynch in 1991 and, after a period at Bank of America from 1994 to 1997, he returned to Merrill Lynch in 1998. Stanley holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He attended City College of San Francisco and San Francisco State University, and earned his high school diploma from Abraham Lincoln High School. Stanley works closely with clients to develop personalized financial strategies that address areas such as college education planning, executive compensation, family wealth management, retirement planning, tax minimization, and portfolio management services. Outside of his professional role, Stanley is involved in community volunteer activities in line with Merrill Lynch’s tradition of community engagement. His personal interests include basketball, photography, tennis, and volleyball. He lives with his wife, their two sons, and two dogs.

Joseph Dubose is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has prior work experience at Alamo Capital, Torero Logistics, and other organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional investors, including discretionary portfolio management and fund advisory. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Keri Spanier is a financial advisor at Cambridge Investment Research Advisors with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at firms including LPL Financial, Triad Advisors, and Oakridge Insurance & Financial Services. Cambridge Investment Research Advisors is a large SEC-registered firm serving a broad range of clients, including individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals offering both proprietary and third-party investment strategies.

Anupa Pandey is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following prior roles at Wells Fargo Advisors LLC and Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.