Alex Dutra is a financial advisor with Edward Jones in Folsom, CA, holding a Series 66 designation and 16 years of industry experience. His prior experience includes a 22-year tenure at Merrill Lynch (Bank of America) before joining Edward Jones in 2025. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

Jordyn Johnson is a financial advisor with Wells Fargo Clearing, holding Series 66 and Series 63 credentials and seven years of industry experience. Prior to joining Wells Fargo Clearing in 2026, Johnson worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. from 2021 to 2026. Outside of financial services, Johnson was involved with Now Boarding LLC and had experience with LuLaRoe and JT Basque Restaurant. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to support a diversified investment approach.

Theresa Goldsmith is a financial advisor with Cetera, holding a Series 63 designation and 38 years of industry experience. She has worked at Cetera and its affiliated entities since 2012, including First Allied Advisory Services and First Allied Securities. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with a variety of portfolio management options and serves over 800,000 clients with more than $256 billion in assets under management.

Justin Perry is a financial advisor with Merrill in Roseville, California, holding a Series 66 designation and eight years of industry experience. He has worked at Bank of America and Merrill since 2018 and previously spent a year at Farmers and Merchants Bank. Outside of finance, he serves as an officer for Fete Today, Inc., a family wine and grape business, and participates in the Lincoln Technical Academy CTE Business and Finance Committee. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and institutional investors.

Ryan Kelly is a financial advisor with Cambridge Investment Research Advisors based in Rocklin, CA. He holds a Series 66 designation and has 18 years of industry experience. Prior to joining Cambridge, he worked at SAFE Credit Union and LPL Financial for 11 years. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement-plan sponsors, and charitable organizations, offering financial planning and investment management through a network of independent professionals. The firm provides a range of investment solutions tailored to client objectives, including proprietary models and access to third-party strategists.

Alexander Salidas is a financial advisor at Morgan Stanley with six years of industry experience. He has worked at several firms including Thornburg Securities, Franklin Templeton Investments, and Bank of America. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides planning services through its Financial Advisors and Estate Planning Strategies Group.

George Chuchas is a financial advisor with UBS Financial Services in Roseville, CA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior experience includes roles at Bank of America and Merrill. He serves as an advisory board member and investment liaison for the Annunciation Greek Orthodox Church of Sacramento. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary capital market research and model-based asset allocations to tailor financial plans. The firm operates with institutional trading capabilities alongside wealth management offerings.

Jennifer Logan is a financial advisor with Merrill in Roseville, CA, holding a Series 66 designation and 20 years of industry experience. She has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Riley Persily is a financial advisor at Robert W. Baird & Co. with a Series 66 designation and two years of industry experience. Prior to joining Baird in 2023, Riley worked at Hattori Hanzo Shears for three years and studied at Loyola Marymount University. The DDK Group at Robert W. Baird & Co. serves individuals, corporate clients, pension plans, and charitable organizations through a range of services including financial planning, portfolio management, and custody and brokerage services. The firm offers a combination of manager-traded and model-traded strategies, tax-management, direct-indexing, and ongoing manager selection supported by internal research and tools.

Craig Glackin is a financial advisor at Morgan Stanley in El Dorado Hills, CA, holding Series 63 and Series 65 licenses with 27 years of industry experience. He previously worked at Fidelity Investments and its affiliated entities from 2014 to 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and market models.

Jeffrey Nielsen is a Senior Financial Advisor with over 30 years of experience in wealth management and financial planning. He currently serves clients through Merrill Lynch Wealth Management, focusing on integrating investment management with banking and lending solutions offered through Bank of America, N.A. His approach centers on connecting all aspects of a client’s financial life to prioritize and pursue their individual goals. Jeffrey began his career in 1993 serving Great Western Bank clients in Sacramento before transitioning to Merrill Lynch in 1995. His extensive experience has enabled him and his team to assist clients with areas such as college education planning, equity compensation services, family wealth management strategies, liquidity management, retirement income, and socially responsible investing. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor’s Degree from California State University Sacramento. Outside of his professional role, Jeffrey’s personal interests include football, hiking, running, yoga, and spending time with his family.

Christopher Curcuro is a CFP®-certified financial advisor with 30 years of industry experience, currently serving at Charles Schwab since 2021. His prior experience includes roles at TD Ameritrade, Mercer Global Advisors, and Fidelity Brokerage Services. Outside of his advisory work, he is a referee for competitive and recreational youth soccer leagues. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options utilizing multi-asset model portfolios and conducts formal due diligence on alternative investments.

Jessica Wertz is a financial advisor with Charles Schwab in Sacramento, CA, holding Series 66, 65, and 63 licenses and bringing 12 years of industry experience. Her previous roles include positions at TD Ameritrade and Financial Engines Advisor LLC. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by dedicated research and alternative investment programs.

James Bistrain is a Vice President and Financial Consultant at Fidelity Investments, where he focuses on empowering clients to make informed financial decisions. He partners with clients and their families to develop financial plans and investment strategies aimed at achieving their unique financial goals. He serves his community in this professional capacity. James has been with Fidelity Investments since 2012. Prior to this, he worked as an Investment Consultant at TD Ameritrade from 2006 to 2012, served as a Team Lead at E*TRADE between 2003 and 2006, and was a Financial Advisor at Morgan Stanley from 2001 to 2002. He holds a California Insurance License.

Michael Messina is a financial advisor with Cetera who holds a Series 63 designation and has 28 years of industry experience. He previously worked at Avantax Investment Services, Inc. for 27 years and has been involved in tax preparation through American Tax Services for over 30 years. Outside of his advisory work, he has served as a high school basketball coach since 2014. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, with access to both affiliated and third-party investment managers and various program structures.

Aaron Karr is a financial advisor with Ameriprise in Folsom, CA, holding a Series 66 designation and 16 years of industry experience. He has been with Ameriprise since 2015, including his current role since 2020. Outside of his advisory work, Karr serves as Secretary and Board Member for the Sacramento Chapter of The Western Pension & Benefits Council and is involved in managing two business entities focused on expense management and operational continuity. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with algorithmic automation to generate recommendations, emphasizing managed accounts and a range of advisory, brokerage, and insurance solutions.

Gary Vestal is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Wells Fargo and Edward Jones. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through a process that combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework.

Ryan Harrison is a Series 66 licensed financial advisor with 12 years of industry experience. He has worked at LPL Financial since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Harrison operates businesses focused on investment management under the names Snyder Wealth Management Group and U-CORE Capital. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and corporations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management strategies supported by internal and third-party research.

Ernest Crisologo is a financial advisor with Ameriprise in Lincoln, CA, holding the ChFC® designation and Series 66 license. He has 25 years of industry experience, including 15 years with Ameriprise Financial Services, Inc. prior to joining Ameriprise in 2020. He also holds a real estate license. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific eligibility criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendations through a centralized consulting team, emphasizing managed accounts and utilizing algorithmic automation overseen by an internal committee.

Jason Fass is a financial advisor with Cetera who holds the Series 66 designation and has eight years of industry experience. He has worked at firms including Hilltop Securities Inc and Avantax Advisory Services before joining Cetera in 2025. Fass also operates Fass Wealth Strategies Group, a marketing name for a group of registered representatives providing financial advisory, retirement planning, and wealth management services. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.