Xenia Sepulveda is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2015. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary advice through its Institutional Consulting Services program.

Julian Nieto is a financial advisor with J.P. Morgan Securities in Miami, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. His prior roles include positions at Pioneer Family Office LLC and Banco Santander International. He also has experience at the University of Florida and J.P. Morgan Chase Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Joel Bambino is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Adonis Martinez is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked at several firms including Bank of America Private Bank and Brown Brothers Harriman Private Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with broker-dealer and investment adviser registrations.

Aldo Busot is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 licenses with 51 years of industry experience. His career includes long tenures at UBS Financial Services and Morgan Stanley Smith Barney, and he currently serves as Vice President and Secretary of Angela Court Inc., a real estate business. He is also Chairman of the board and investment committee for the Dr. John T MacDonald Foundation, a private charitable foundation. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and combines comprehensive planning services with access to diverse investment products and institutional resources.

Ashton Medina is a CFP® and CFA® credentialed advisor with seven years of industry experience. He is currently affiliated with LPL Financial and has prior experience at Synovus Bank, Synovus Securities, and Wells Fargo Bank. Medina is the owner of Medina Wealth Management Services, LLC, an entity established for tax purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage solutions, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Francisco Gonzalez Learra is an International Wealth Advisor with Merrill Lynch Wealth Management. In his role, he provides personalized investment advice and wealth management services to a diverse client base. He holds the professional designation of Personal Investment Advisor (PIA) and earned a Bachelor's degree from the University of Miami.

Devon Mason is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Mason held roles at the University Miami Richter Library and The Union League of Philadelphia. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations through a non-discretionary program supported by an in-house manager solutions team and centralized due diligence.

Riad Daffach is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds the Series 66 designation and has worked at JPMorgan Securities LLC, JPMorgan Chase Bank N.A., TD Bank, and 57 Capital Management. He is also affiliated with Florida International University. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Miguel Llanos is a financial advisor with Wells Fargo Clearing in Weston, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has prior experience at Wells Fargo Bank NA and Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is based on investment policy statements and modern portfolio theory, and it includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Esperanza Ponce is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Truist Bank and Wells Fargo Clearing. Outside of her advisory role, she manages a rental property business in Miami. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate financial planning agreements.

Monica Knudson is a financial advisor at Merrill with 10 years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2015 and has also been with Bank of America, N.A. since 2024. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dewayne Washington II is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 licenses and having six years of industry experience. He has professional experience with JPMorgan Chase and Citigroup and is involved as an owner/partner in Jetset Franchising, LLC, a Pilates studio franchise, and as a silent investor in Zulu Pods, a manufacturing company focused on innovative anti-corrosion solutions for military equipment. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in their recommendations.

Marlon Sobalvarro is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 65 and Series 66 licenses and five years of industry experience. His career includes roles at J.P. Morgan, TD Bank, and The Prudential Insurance Company of America. He also worked at Florida International University’s Student-Athlete Academic Center. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, employing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Rock Navamuel is Vice President, Wealth Planner, with over 32 years of experience as a financial advisor. He has held various roles throughout his career, including Vice President Financial Consultant at Fidelity Brokerage Services LLC from 2020 to 2025, Premier Financial Consultant at HSBC Securities (USA) Inc. from 2014 to 2020, and Wealth Advisor at TIAA CREF Advice and Planning Services from 2012 to 2014. His earlier positions include Region Manager at SunTrust Investment Services Inc. from 2008 to 2012, Branch Manager at Charles Schwab and Co Inc from 2001 to 2007, and Financial Consultant at Charles Schwab and Co. Inc. from 1993 to 2001. Rock's approach focuses on demystifying the investment landscape to help clients pursue their financial goals with clarity, confidence, and purpose. Outside of his professional career, he enjoys biking, family activities, and parenthood.

Jennifer Shanko is a financial advisor with Primerica Advisors in Miami, FL, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. Her career includes roles at JLL and Retail Data, alongside a decade with Primerica Financial Services. Outside of advisory work, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts, operating under a tiered wrap-fee structure and utilizing third-party asset managers for portfolio management.

Ralph Lemon Jr. is a financial advisor at LPL Financial with 41 years of industry experience and holds the Series 63 designation. He has worked extensively with firms including The Investment Center, Inc., Associated Finance Planners, and A.L. Williams. Outside of advising, he owns a non-variable insurance agency and directs a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a broad range of advisory and brokerage services, including model portfolios and institutional platforms.

Maria Laura Caputto is a financial advisor with UBS Financial Services, holding a Series 66 designation and eight years of industry experience. Her prior roles include five years at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A., as well as ten years with HSBC Bank Argentina SA. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including portfolio management and fee-based financial planning. The firm integrates institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client plans.

Christopher Stockert is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Infinex Investments, Grove Bank and Trust, Truist Bank, and Edward Jones. He is also a licensed public notary in Miami, Florida. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting a broad range of advisory strategies and leveraging advanced tools for operational support.

Geronimo Barral is a financial advisor at Stifel with a Series 66 designation and one year of industry experience. His prior work includes roles at Associated Energy Group, The Clorox Company, Babson College, and MAST Academy. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.