Timothy Gabriele is a financial advisor with RBC Capital Markets in Sarasota, FL, holding Series 63 and Series 66 registrations and possessing 36 years of industry experience. He has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Jeffrey Crouse is a CFP® with eight years of industry experience currently affiliated with Charles Schwab & Co., Inc. in Sarasota, FL. His prior work includes positions at Fidelity Investments, Apex Wealth Consultants, and Saltmarsh Financial Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, employing multi-asset model portfolios and a centralized operational structure.

James Huck is a CFP® professional with 25 years of industry experience, currently serving at Morgan Stanley in Venice, FL. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as treasurer and a member of the finance committee for Spring Meadows Country Club in Linden, Michigan. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions. The firm provides tailored financial planning using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Alina Huffman is a financial advisor at Raymond James Financial with 11 years of industry experience. She holds the Series 66 credential and has a diverse background including roles at Better Homes & Gardens Real Estate: Destinations and Star Properties. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored non-discretionary planning and consulting, using analytical tools and risk profiling, and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Joen Van Oppen is a financial advisor at Thrivent Investment Management with 27 years of industry experience. He has held positions at Thrivent Investment Management and Thrivent Financial For Lutherans since 2007. Outside of his advisory role, he is the owner of an LLC established to purchase land and develop a retirement home in New Mexico. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of financial advisors. The firm focuses on holistic, goal-based planning and offers a consolidated billing option that combines planning with managed-account services, while maintaining planning and portfolio management as separate offerings.

Cassie Collins is a financial advisor at Edward Jones with nine years of industry experience. She holds the ChFC® designation and Series 66 license and has been with Edward Jones since 2016. Based in Venice, FL, her career has been focused entirely within the firm. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Bogdan Korszen is a financial advisor at Raymond James & Associates in Venice, Florida, with 25 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Raymond James since 2007. Outside of his advisory role, he is a partner in HT Central LLC and participates in managing trust-related activities as a trustee. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles, research resources, and specialized advisory services, including municipal advisory and employer consulting programs.

Mauricio Vargas is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. He works collaboratively with clients and their families to understand their financial goals, develop tailored financial plans, and maintain ongoing relationships to monitor progress. Mauricio has been with Fidelity Investments since 2014, progressing through various roles including Investment Consultant, Retirement Solutions Representative, Investments Solutions Representative, and Financial Representative. This experience has provided him with a broad understanding of investment and retirement solutions. No information regarding Mauricio's education, credentials, personal interests, or community involvement was provided.

Kenneth Ross is a financial advisor with RBC Capital Markets in Sarasota, FL, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with RBC Capital Markets since 2012. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, and brokerage services tailored to each client's risk profile.

Joanne Fabec is a financial advisor at RBC Capital Markets with 12 years of industry experience. She holds the Series 66 designation and has worked at RBC Capital Markets since 2015 and City National Bank since 2021. Outside of her advisory role, she is involved as a co-chair for the Johns Hopkins All Children's Foundation educational breakfast and serves on its AWJ committee. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse range of clients including individuals, institutions, and charitable organizations. The firm offers tailored investment programs combining in-house and third-party management, with features such as tax management and responsible investing screens.

Kenneth Reitz is a financial advisor with Cambridge Investment Research Advisors, holding the Series 66 designation and bringing 20 years of industry experience. He has been with Cambridge in various capacities since 2012. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals and provides diverse investment solutions including proprietary models and third-party strategies tailored to client objectives.

Joanne Hale is a financial advisor with Cambridge Investment Research Advisors in Bradenton, FL, holding Series 63 and Series 65 licenses and six years of industry experience. Prior to her advisory career, she served 21 years in the United States Air Force. In addition to her advisory role, she is an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm utilizes a broad range of portfolio management approaches and proprietary model strategies, supported by institutional features designed to address advisor and client needs.

Nancy Marciniak is a financial advisor with Merrill in Sarasota, FL, holding Series 63 and Series 65 credentials and 38 years of industry experience. She has worked with Bank of America and Merrill since 2011. Outside of her advisory role, she assists with shipping and administrative tasks for a hat company started by her husband. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Bruce Lubatkin is a CFP® professional with over 32 years of experience in financial advisory. He is currently affiliated with LPL Financial and has held prior roles at Cetera and within his own Lubatkin Financial Group, which he has led since 2003. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jill Bruenning is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009, following roles at Citigroup Global Markets, Morgan Stanley DW Inc., and Wells Fargo Clearing. Outside of her advisory work, she is involved in selling essential oils through doTerra. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques.

Christopher Hain is a CFP® professional with 22 years of industry experience, currently serving as an advisor at Robert W. Baird & Co. since 2013. He holds the Series 66 designation and is based in Siesta Key, Florida. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that provides tailored financial planning and portfolio management services to individuals, families, institutions, and charitable organizations. The group offers a range of investment strategies and consulting services, including discretionary and non-discretionary management, separately managed accounts, and overlay solutions.

Sabrina Wiesel Crammer is a Senior Financial Advisor with Merrill Lynch Wealth Management and a founding partner of The Beacon Group. She brings over two decades of experience in the financial services industry, including more than ten years as a financial advisor and compliance director at a major financial firm prior to joining Merrill in 2013. Sabrina specializes in family wealth management strategies, personal retirement planning, portfolio management services, and addressing the unique needs of women and wealth. Her expertise lies in creating and implementing individualized financial analyses that encompass both assets and liabilities of her clients. Sabrina emphasizes extensive dialogue to develop strategic approaches that often incorporate trusts and other tax-efficient vehicles, while staying mindful of current regulations and opportunities. She collaborates with clients’ CPAs and attorneys when appropriate to ensure an integrated financial strategy aligned with clients’ short- and long-term objectives. Sabrina holds a bachelor’s degree from Fairleigh Dickinson University and professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). She has been recognized in the Financial Times “401 Top Retirement Advisers” list in 2017 and Forbes “Best-in-State Wealth Management Teams” list in 2023 and 2024. Outside of her professional role, Sabrina enjoys global travel with her son Elliot, as well as reading, cooking and bicycling.

John Destefano Jr. is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Fidelity and its affiliates since 2013. Fidelity, through its Strategic Advisers LLC subsidiary, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, offering discretionary and non-discretionary advisory services as well as fund management.

Christopher Murrer is a financial advisor with Wells Fargo Clearing in Venice, FL, holding Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Valic Financial Advisors, New York Life, and Western Southern Life. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from internal and third-party sources to support investment decisions.

Rhyanna Broomfield Gilman is a financial advisor with Cambridge Investment Research Advisors holding a Series 65 credential and two years of industry experience. She has worked at Cambridge since 2024 and concurrently at SmartPro Financial since 2022. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing both proprietary models and unaffiliated strategists across multiple platform arrangements.