Samantha Maney is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities LLC since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Rahul Tandan is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to joining Merrill in 2021, he worked at Chase Bank and Bank of America. Outside of his advisory role, he is the owner of CIRLCLE JERKY LLC, a limited liability company established in 2023, though the entity has no active operations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations by offering model-based and discretionary investment strategies developed by internal and third-party managers.

Jason Black is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies.

Dylan Pflum is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Charles Schwab, Dylan held various roles in education and event management at institutions including Trinity University, Yale University, Southern Methodist University, Cameron University, and Baylor University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts, supported by a centralized operational structure covering custody, brokerage, and alternative investment platforms.

James Keck is a financial advisor with Equitable Advisors in San Antonio, TX, holding a Series 66 designation and 20 years of industry experience. He has worked with Equitable Advisors and its predecessor, AXA Advisors, since 2006. Keck serves as an endowment board member for Saint George Episcopal School and is the treasurer for the Sons of the Republic of Texas, Chapter #7. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individual and institutional clients. The firm employs a range of advisory programs and third-party asset managers to deliver customized investment solutions.

David Bavero is a financial advisor with OSAIC in San Antonio, TX, holding Series 63 and Series 66 licenses and 26 years of industry experience. He has worked at OSAIC since 2024 and previously with Securities America Advisors and Securian Financial Services. Outside of advising, he owns Waterstone Labradors, where he breeds and trains British Labradors, and serves as vice president of the Alamo Retriever Club. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios across various asset classes.

Carolyn Brown Simpson is a Series 66-licensed advisor with Merrill in San Antonio, TX, with 16 years of industry experience. She has been with Merrill Lynch since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Bendele is a financial advisor with Charles Schwab in San Antonio, TX, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 32 years of industry experience, including extensive tenure at USAA from 1994 to 2020 before joining Charles Schwab in 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm operates a predominantly non-discretionary client relationship model while providing access to affiliated discretionary separately managed accounts and employs a multi-asset strategic investment approach with centralized custody and supervisory functions.

Rene Ruiz is a ChFC® credentialed financial advisor with 36 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has worked with Cambridge since 2012 and also operates Nexus Financial Solutions. Outside of financial advising, Ruiz is involved in photography through Nexus Photogenics and owns a tax service. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing a mix of proprietary and third-party strategies tailored to client objectives.

James Morgan is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and six years of industry experience. He has been affiliated with J.P. Morgan Securities since 2019 and also has a banking background with J.P. Morgan Chase Bank dating back to 2016. His prior experience includes service in the U.S. Navy. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending investment strategies.

Britton Du Bose is a financial advisor at Edward Jones in San Antonio, TX, holding a Series 66 designation. He has one year of industry experience and previously worked at PwC for three years and Greenscape Outdoors for seven years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory strategies and affiliated investment products, managing approximately $1.01 trillion in assets through a large network of advisors and branch offices.

Stephen Willis is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 66 credentials and bringing 45 years of industry experience. His prior roles include positions at SPC, Sigma Financial Corporation, Wells Fargo Clearing, Wells Fargo Advisors LLC, and Prudential Equity Group. Outside of his advisory work, Willis owns a cattle ranch business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Mark Squires is a financial advisor with Equitable Advisors in New Braunfels, TX, holding a Series 66 designation and 25 years of industry experience. He has been with Equitable Advisors and its predecessor Axa Advisors since 2000. Outside of his advisory work, Squires serves as president of Provenance Group LLC and is active in community organizations including the New Braunfels Downtown Rotary Club and the San Antonio Livestock Show and Rodeo Auction Committee. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to a broad client base, including individuals, pension plans, corporations, and charitable organizations. The firm utilizes a variety of advisory models, including third-party program sponsors and LPL-sponsored offerings, and delivers services through a large network of investment adviser representatives.

Frederick Eldred is a financial advisor with Primerica Advisors in San Antonio, TX, holding a Series 66 designation and two years of industry experience. His prior experience includes roles at Edward Jones and several medical device companies. Eldred is involved in sales of investment-related products and also engages in part-time referrals of home security and automation services. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-delivery strategies managed by unaffiliated asset managers and supported by BNY Mellon Advisors and Pershing for trade execution and custody. The firm operates at scale with thousands of advisors and approximately $15.5 billion in assets under management.

Charlotte Pawel is a financial advisor with Fidelity Investments in San Antonio, TX, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at Bank of America, Merrill, and Wells Fargo. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company, which provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios for intermediary platforms.

Douglas Sehres is a financial advisor at Ameriprise in San Antonio, TX, holding a Series 66 designation with 17 years of industry experience. He previously worked at Planto Roe Financial Services, Minnesota Life Insurance Company, and Securian Financial Services, Inc. Sehres is also involved in independent insurance brokering with a focus on disability income. Ameriprise offers a retirement-income planning service tailored for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to provide non-discretionary, written recommendation reports delivered in partnership with financial advisors. The firm serves clients through a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Carlin Green is a financial advisor with Equitable Advisors in San Antonio, TX, holding Series 63 and Series 65 designations and seven years of industry experience. Prior to joining Equitable Advisors in 2018, Green worked at Axa Advisors, LLC, as well as in roles outside the financial industry including at Dynamic Systems Inc and the Quartr Circle 7 Hotel. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing a range of third-party advisory models alongside firm-offered solutions.

Karen Fagerberg is a financial advisor with Edward Jones in San Antonio, TX, holding a Series 66 designation and nine years of industry experience. She has been with Edward Jones since 2016 and previously worked at the YMCA of Greater San Antonio from 2014 to 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

William Fox is a ChFC® credentialed financial advisor with 39 years of industry experience, currently with LPL Financial since 2020. His prior roles include positions at First Allied Advisory Services and New England Securities. Outside of his advisory work, Fox provides mortgage brokerage services through Fox Mortgage Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory programs and platforms, combining large-scale financial activities with investment management services.

Colton Creamer is a financial advisor with Morgan Stanley in San Antonio, TX, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Bank of America and Merrill before returning to Morgan Stanley. He serves on the board and on the investment and finance committees of the Texas Military Institute, a nonprofit organization. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and investment research.