Bradley Zimmerman is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 licenses with 30 years of industry experience. He has been associated with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015, as well as CitiGroup Global Markets since 2008. Morgan Stanley Wealth Management offers a range of advisory programs for individuals and institutional clients, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.

John Douglass is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has worked at Bank of America and Merrill since 2010. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, and other institutional clients.

William Chrabot is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Cambridge since 2016 and previously worked for First Heartland Capital Inc for 13 years. Chrabot also acts as a licensed insurance agent. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using various portfolio management and platform solutions.

James Busch is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2006 and is a member of the Bledsoe Baker Busch & Associates team. In his current role, James focuses on performance analysis across various asset classes and the development of portfolio strategies. He also conducts ongoing investment research and monitors market conditions to help clients capitalize on opportunities. James has over 15 years of experience in wealth management, providing highly personalized services and strategies that align clients' wealth plans with their individual passions and objectives. He holds the Certified Investment Management Analyst (CIMA) designation and the Personal Investment Advisor (PIA) designation. He earned a bachelor's degree in business from the College of Charleston.

Paul Charles is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 20 years of industry experience. He has been with Merrill Lynch since 2006. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Michael Taras is a financial advisor with Raymond James & Associates in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior roles include positions at UBS Financial Services, Lincoln Investment, Capital Analysts of Jacksonville, and Merrill. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, as well as state and municipal governments. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Mack Mcshut is a financial advisor at LPL Enterprise with Series 63 and Series 65 credentials and two years of industry experience. He previously worked at Trinity Wealth Securities, LLC and Florida Financial Advisors. Outside of finance, he is the owner of Jacksonville Electric Vehicle On-Demand LLC, an on-demand transportation business. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, and access to model wealth portfolios, combining advisory programs with a range of financial products and an integrated platform.

Ryan Osborne is a Series 66-licensed financial advisor with Merrill, based in Jacksonville, FL, and has 12 years of industry experience. He has been with Merrill and Bank of America since 2014. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America affords access to a broad range of products and services beyond typical managed account offerings.

Valerie Kiernan is a financial advisor at Fidelity with three years of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments since 2022. Prior to her advisory role, she held various positions including roles at Instacart, Shipt, and Brinker International. Fidelity Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction.

Kevin Peffer is a financial advisor at Fidelity with 11 years of industry experience. He holds the Series 63 and Series 66 credentials and has been associated with Fidelity Brokerage Services since 2014. Outside of his financial advisory role, he works as a wedding DJ and emcee in Jacksonville, Florida. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop systematic model portfolios, and it serves in advisory roles including oversight of multiple registered investment companies.

Dorinda Hawk is a Financial Consultant at Fidelity Investments, where she works closely with clients to develop tailored financial plans aimed at building, managing, protecting, and transitioning their wealth. Her approach emphasizes understanding clients' personal and family priorities, conducting thorough plan analyses, and implementing strategies aligned with their goals, with continual reviews to ensure clients feel secure and confident throughout the process. She has experience in various roles within the financial services industry, including positions as a Trust Officer at Arvest Wealth Management and multiple roles at Fidelity Investments, such as Relationship Manager and Workplace Planning Consultant II. Dorinda holds insurance licenses in Arkansas and California. Outside of her professional work, Dorinda enjoys baseball, beach activities, kayaking, swimming, and spending time with pets.

William Reade is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 13 years of industry experience. He has been with Merrill since 2013 and has also worked with Bank of America, N.A. since 2012. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates a broad range of financial services and products through its affiliation with Bank of America.

Richard Landry is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and having 14 years of industry experience. His prior work includes over a decade at Fidelity Brokerage Services, LLC, before joining Merrill and Bank of America in 2022. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other entities. The firm is integrated with Bank of America’s broader platform, which includes access to various financial products and services beyond typical managed accounts.

Matthew Schwarz is a Wealth Management Advisor based in the Ponte Vedra Beach, Florida office of Merrill Lynch Wealth Management. He began his career in banking and investments in 2006 and joined Merrill Lynch in 2010. Matthew, along with his team, develops and customizes wealth management strategies to align with each client's specific circumstances and financial goals. He regularly reviews clients' progress and assists with planning to meet their future objectives. His areas of focus include family wealth management strategies, legacy planning, personal retirement planning, tax minimization, and retirement income. Matthew holds a Bachelor's degree in Business Management from the University of Colorado at Boulder and has earned the CERTIFIED FINANCIAL PLANNER® (CFP®) certification as well as the Personal Investment Advisor (PIA) designation. He serves as a board member of WeCareJax, an organization dedicated to advancing community-wide compassionate specialty care for the uninsured. Outside of his professional responsibilities, Matthew spends time with his wife, Tamara, and their two daughters, Reagan and Brinley. They enjoy activities at local beaches and visits to the mountains of North Carolina.

Gregory Fuchsluger is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2017, following two years at Heritage Financial Consultants, LLC. Prior to his advisory roles, he was employed at Merritt Athletics Clubs. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a variety of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Matthew Campioni is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 designation and has been with Merrill since 2017. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America allows access to a broad set of financial products and services.

Christopher Skees is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 designations and having 10 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has a total of 15 years with Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to support its investment approach.

William Williams III is a financial advisor with Wells Fargo Clearing, holding a Series 66 credential and eight years of industry experience. His prior roles include positions at Bank of America, Merrill, Morgan Stanley, and Wells Fargo Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm leverages research from Wells Fargo Investment Institute and third-party data, applying diversification principles and modern portfolio theory in its investment approach.

Dalton Cleveland is a Series 66-registered financial advisor with Fidelity in Jacksonville, FL, with one year of industry experience. His work history includes roles in educational institutions and a prior position with Scott Toth before joining Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, using a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary accounts, fund advisory services, and model portfolios, with noted capabilities in algorithmic methods and advisory roles to registered investment companies.

Tyler Coe is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and bringing 10 years of industry experience. He has worked at LPL Financial since 2016 and concurrently serves at Vystar Credit Union since 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.