Constantine Koukos is a financial advisor with Morgan Stanley, holding a Series 63 designation and over 35 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and scenario modeling.

Aisha Naviwala is a Series 66-licensed financial advisor at Charles Schwab with one year of industry experience. Prior to joining Schwab, she was involved with Weave Hub LLC for 12 years and worked at Zeen for three years. She also spent three years as a homemaker. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from Schwab Center for Financial Research.

Jenna Miramontes is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity, she worked at Global Atlantic Distributors, LLC and held positions in insurance services and technology. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including tax-qualified charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Justin Le is a financial advisor with Fidelity in Mission Viejo, CA. He holds a Series 66 designation and has been with Fidelity since 2026, following prior experience at Citibank. His career also includes work outside the financial industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery with an emphasis on systematic methodologies and oversight controls.

Dorothy Mc Gee is a Series 66 licensed advisor with Merrill, located in Newport Beach, CA. She has been with Merrill since 1997 and has worked concurrently at Banc of America Investment Services, Inc. and Bank of America, N.A. since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, and various institutional investors.

Lauren Shepherd is a financial advisor with Wells Fargo Clearing in Laguna Beach, CA, holding a Series 66 designation. She has been with Wells Fargo Clearing since 2025 and has prior experience at the University of Southern California and local educational institutions. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a wide range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Stephanie Gormley is a financial advisor at Merrill with nine years at the firm and a total of 17 years in the industry. She holds the Series 66 credential and previously worked at Wells Fargo Bank for 13 years. Gormley serves as a director for the CharitableREACH Foundation, advising high school interns in the Placentia Yorba Linda School District on career development and business topics. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Connor Campbell is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in areas including college education planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Connor earned a bachelor's degree from the University of California, Los Angeles, graduating in December 2019 with a History degree with emphasis in Economics and Business Management. He also graduated Magna Cum Laude from Saddleback College with an Associate of Science in Business Administration and was a recipient of the Alpha Rho Merit Scholarship. His professional designations include Chartered Financial Consultant (ChFC) and Personal Investment Advisor (PIA). Prior to his current role, Connor gained experience through internships and associate positions with the Walt Disney Company, 21st Century Fox, and Merrill Lynch Wealth Management. Raised in Dana Point, California, Connor served as an Orange County Lifeguard for four years. He has participated in community organizations including Project Independence, the Surfrider Foundation, and the Windriders Foundation. Outside of work, he enjoys fishing, golfing, skiing, surfing, swimming, and spending time with his family.

Joseph Holsinger is a financial advisor with Merrill in Newport Beach, CA, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has been with Merrill since 1993. Outside of his advisory role, he serves as co-trustee of a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Lee O'Rourke is a financial advisor at Stifel with 21 years of industry experience. He holds a Series 66 designation and has worked at Stifel Nicolaus & Co Inc since 2018, following 15 years at Merrill. Stifel serves a wide range of clients including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, supporting clients in their financial decision-making.

Matthew Molnar is a Series 66-credentialed financial advisor with 10 years of industry experience. He has worked at Ameriprise Financial Services, LLC since 2020 and previously held roles at Ameriprise Financial Services, Inc., Principal Securities, and Principal Financial Group. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized retirement income service that provides written recommendations and ongoing planning focused on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Ryan Morrissey is a financial advisor at Morgan Stanley with eight years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2018, and previously at Wedbush Securities in 2017. He holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and modeling techniques.

Brian Mchenry is a financial advisor at LPL Financial with 35 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining LPL Financial in 2023, he worked at Bank of the West and BancWest Investment Services beginning in 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Linda Rusmisel is a financial advisor at Merrill with 47 years of industry experience. She has been with Merrill since 1972. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Buri is a CFP® and holds a Series 66 license with 17 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2018, and previously spent seven years at Fidelity Investments. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

John Draper Jr. is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following a seven-year tenure with Wells Fargo Advisors LLC. Outside of his advisory role, he serves as a director of ATLAS PAC, a political action committee based in Newport Beach, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Sarah Robinson is a financial advisor with UBS Financial Services in Newport Beach, CA, holding a Series 66 designation and three years of industry experience. Her prior roles include six years at Morgan Stanley and positions at New York Life Insurance Company and various non-financial firms. She has also worked briefly in the hospitality industry. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management, combining institutional trading capabilities with wealth management solutions.

Brian Ward is a CFP®-certified financial advisor with Charles Schwab, holding securities licenses Series 63 and Series 66. He has five years of industry experience, including roles at Charles Schwab Bank and Bank of Montreal, as well as a background at Home Depot Inc. and Northern Arizona University. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and due diligence from Schwab Center for Financial Research.

Jason Payne is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2018. He began his career at E*TRADE Financial, working as a Branch Service Representative before advancing to Financial Consultant. In his current role, Jason partners with high net worth individuals and families to develop customized financial plans that focus on investment strategy, tax-efficient investing, and retirement income planning. Jason is a CERTIFIED FINANCIAL PLANNER™ and holds a California Insurance License. His professional experience spans over several years in financial consulting, emphasizing personalized wealth management strategies. Outside of his professional commitments, Jason enjoys activities such as beach outings, fitness, and running.

Allison Derosas is a financial advisor with Wells Fargo Clearing in Newport Beach, CA, holding Series 63 and Series 65 licenses and two years of industry experience. Her prior roles include positions at Pacific Life, Merrill Lynch, JPMorgan Chase, and Seymour Duncan. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, incorporating a wide range of investment options including insurance-related vehicles and bank deposit sweep programs.