Sarah Reynolds is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. She previously worked at Fidelity Investments for 14 years before joining Vanguard in 2025. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans through digital and personalized services. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and tax-efficient features.

John Dunkel is a CFP® professional with 16 years of industry experience, currently with Charles Schwab in Scottsdale, AZ. He has been with Charles Schwab and Charles Schwab Bank since 2011. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Carrie Daly is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Morgan Stanley since 2016. Outside of her advisory role, Daly serves as an arbitrator for FINRA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm employs a structured financial planning process supported by proprietary tools and serves clients with services that include tailored financial planning and estate strategies.

Alan Pederson is a financial advisor with Osaic Wealth, Inc. based in Scottsdale, AZ. He holds Series 63 and Series 66 designations and has 29 years of industry experience. Since 2014, he has worked with SagePoint Financial. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers a broad range of brokerage and advisory services, portfolio construction tools, and access to third-party money managers and wrap programs.

Tanner Leyva is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds the Series 66 and Series 63 designations and previously worked at Wells Fargo Bank, N.A. and Northern Trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Stephen Pessagno is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation and having nine years of industry experience. His prior work includes roles at Bank of America, Merrill, and JP Morgan Chase & Co. He has been with Morgan Stanley and its Private Bank since 2017. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

George Vargas is a CFP® certificant with 14 years of industry experience, currently serving as an advisor at Vanguard Advisers in Scottsdale, AZ. His prior roles include positions at TD Ameritrade and USAA financial planning services. He is also an employee of The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Alicia Shepherd is a financial advisor with Edward Jones in Scottsdale, AZ, holding the CFP®, ChFC®, and Series 66 designations. She has 11 years of industry experience, including over a decade with Edward Jones. Outside of finance, she works as a nuclear medicine technologist at Good Samaritan Hospital. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

William Moren is a CFP® professional with 32 years of experience at The Vanguard Group, Inc., where he has worked since 1994. He holds Series 63 and Series 65 licenses and is based in Scottsdale, AZ. Outside of his advisory role, he acts as a limited agent for family members' investment matters. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies and constructs portfolios primarily from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Nathan Lingwall is a financial professional with 34 years of industry experience, currently affiliated with Cetera. He has worked at Cetera and its related entities since 2022, and prior to that spent over two decades at First Financial Equity Corporation. His registrations include Series 63 and Series 65 licenses. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting over 10,000 advisors and managing assets exceeding $256 billion.

Kevin Clements is a financial advisor at Morgan Stanley with 18 years of industry experience. He previously worked at Charles Schwab for 14 years before joining Morgan Stanley in 2018. Outside of finance, he is involved in music production and owns a clothing business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools.

Kristin Mavis is a financial advisor at OSAIC with 18 years of industry experience and holds a Series 66 designation. She previously worked at Lincoln Financial Advisors and Lincoln Financial Securities Corporation for a combined 15 years before joining OSAIC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managed-account solutions to construct portfolios across a wide range of investment types.

Will Garnaas is a financial advisor at Vanguard Advisers with a Series 66 designation and four years of industry experience. His prior roles include positions at The Vanguard Group, J.P. Morgan Chase & Co., and Sidecar LLC. He has also worked in various capacities outside finance, including at Grand Canyon University and local country clubs. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios mainly from Vanguard funds and ETFs, with options for tax-aware features and customization.

Stephane Louis is a financial advisor at Merrill based in Scottsdale, AZ, with 28 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Charles Schwab for 20 years before joining Merrill and Bank of America in 2017. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm leverages its integration with Bank of America’s broader platform to offer access to a wide array of products and services.

Addy LaRue currently serves as a Wealth Management Planning Consultant at Fidelity Investments. In this role, Addy collaborates with advisors and leverages Fidelity's resources to develop and implement financial engagement strategies tailored to the unique needs and goals of clients and their families. Addy has been with Fidelity Investments since 2018, progressing through various roles including Customer Experience Associate, Financial Representative, Relationship Manager, and Planning Consultant before assuming the current position in 2023. This experience has contributed to a comprehensive understanding of wealth management and client service. Outside of professional responsibilities, Addy has interests in concerts, lakes, music, pets, reading, and traveling.

Christine Jacot is a financial advisor at Vanguard Advisers with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Vanguard Advisers since 2019, following roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. She also serves as a trustee for an immediate family member’s investment. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios constructed largely from Vanguard funds and ETFs, delivering scalable digital solutions through a large advisory team.

Darby Maley is a financial advisor at Fidelity with eight years of industry experience. He holds Series 63 and Series 66 credentials. His prior experience includes four years at the University of Arizona before joining Fidelity in 2017. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolio solutions, with distinctive features including registration as a commodity pool operator and formal advisory roles to multiple registered investment companies.

Yolanda Rodriguez is a financial advisor at Raymond James & Associates with 15 years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at RBC Capital Markets and Zions Capital Advisors. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including high-net-worth individuals, institutions, and government entities. The firm offers wealth advisory planning and investment consulting through non-discretionary services, supported by extensive research and a broad affiliate network that includes municipal and public finance capabilities.

Joshua Jackson is a financial advisor with Equitable Advisors in Scottsdale, AZ, holding a Series 66 designation and three years of industry experience. Prior to joining Equitable Advisors in 2023, he spent nine years working in the Cahokia Unit School District #187. Outside of his advisory role, he owns Holdin' Mine Own LLC, a ticket resale and yield farming business. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating primarily through LPL-sponsored programs and third-party managers.

Robert Stuber is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Lincoln Financial Advisors for 13 years. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage, investment advisory services, and access to multiple advisory platforms and third-party money managers. The firm utilizes various asset-allocation tools and supports both discretionary and non-discretionary accounts across a wide range of investment products.