Michael Donato is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. He is based in Los Angeles, CA. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including research, security pricing, and derivatives activities.

Nicolas Walter is a Series 66-licensed financial advisor at EP Wealth Advisors with four years of industry experience. He has previously worked at Morgan Stanley, RBC Capital Markets, and Keystone Strategy. Outside of his advisory roles, he has experience in the beverage and hospitality sectors through positions at Chronic Cellars and Nautical Bean Coffee. EP Wealth Advisors serves individuals, corporate clients, and retirement plans by offering wealth management, financial planning, and ancillary services such as tax preparation and estate-document assistance. The firm employs customized model portfolios and utilizes a blend of fundamental, technical, and cyclical analysis combined with various investment strategies to meet client needs.

Oscar Varela is a financial advisor with Transamerica Retirement Advisors, LLC, based in Los Angeles, CA. He holds Series 63 and Series 65 licenses and has 12 years of industry experience. Prior to joining Transamerica in 2018, he worked at Lockton Companies, Principal Securities, Cambridge Investment Research, and HUB International Investment Services. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm emphasizes asset allocation and retirement guidance, utilizing proprietary software and model portfolios provided by Morningstar Investment Management, and operates with a large client base focused primarily on non-discretionary assets.

Austin Beard is a financial advisor at EP Wealth Advisors with four years of industry experience. He holds a Series 65 designation and has previously worked at Cook Martin Poulson, PC. EP Wealth Advisors is a registered investment adviser that serves individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation, using a combination of fundamental, technical, and cyclical analysis along with access to alternative investments and private funds.

Linda Stanton is a financial advisor with OSAIC Advisory Services, LLC, holding Series 63 and 65 licenses and having 18 years of industry experience. She previously worked at PFS Investments Inc and Primerica Financial Services before joining OSAIC Advisory Services and Osaic Wealth in 2025. OSAIC Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base, including individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and governmental entities. The firm offers a range of investment management and financial planning services, utilizing multiple program models and third-party platforms, with custody and execution primarily through Schwab and Fidelity.

Ian Clemens is a CFP® and CFA® with three years of industry experience. He is currently with EP Wealth Advisors and has previously worked at CornerCap Investment Counsel, Jon Baker Financial Group, CWM, LLC, and Brightworth. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, using a suitability-driven process and a range of investment vehicles.

Tammera Prouty is a Certified Financial Planner (CFP®) with 18 years of industry experience. She has worked at EP Wealth Advisors since 2021 and previously spent 21 years at Sound Financial Planning, Inc. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, managing approximately $35.57 billion in assets with a suitability-driven investment approach.

Stephen Kovach is a CFP® professional with 22 years of industry experience. He is currently an advisor at EP Wealth Advisors and previously worked at Buffington Mohr McNeal and the Water Users Association of Downing Downs Lateral. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management and financial planning, employing a suitability-driven process that includes the use of mutual funds, ETFs, equities, fixed income, and alternative investments.

Angelica Betancourt is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and is also involved in several business ventures, including Pro Services Rendered, LLC, Team Conquer Inc, GAV Property Management, LLC, and All For Janitorial Services Inc. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party money managers through multiple program platforms such as Transamerica ONE and the TFA365 Advisory Program.

Armando Herrera is a financial advisor with EP Wealth Advisors in Torrance, CA, holding a Series 65 designation and three years of industry experience. He previously worked at Harris Financial Advisors, Inc. for seven years before joining EP Wealth Advisors. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services, utilizing customized model portfolios and various investment strategies, including fundamental, technical, and cyclical analysis.

Dante Noffal is a financial advisor with Capital Group Private Client Services, Inc. He holds a Series 65 designation and has been with the firm since 2022. His prior work experience includes roles outside the financial industry, such as positions at California State University and Nozomi Sushi & BBQ. Capital Group Private Client Services, Inc. provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, managing approximately $42.7 billion in assets. The firm focuses on long-term fundamental research and allocates client assets among affiliated pooled funds and separately managed account programs.

John Carlson is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has been associated with Independent Financial Group and JLB Partners since 2010. Outside of his advisory role, Carlson operates Carlson Wealth Management, a DBA through which he provides investment brokerage services, and he is also licensed as a California insurance agent offering fixed insurance products. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, charities, corporations, and plan sponsors. The firm offers a range of advisory programs through its AccessPoint platform and third-party asset managers, with account management options that include discretionary and non-discretionary services.

Jeffrey White is a financial advisor with Private Advisor Group, LLC, holding a Series 63 designation and bringing 37 years of industry experience. He has been with Private Advisor Group since 2016 and concurrently associated with LPL Financial since 1994. Outside of his advisory work, he is a musician who plays guitar in a small orchestra and occasionally teaches guitar lessons. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering a range of portfolio management and financial planning services through various platforms and third-party asset managers.

Sheila Hoopes is a CFP® professional with three years of industry experience. She currently works at EP Wealth Advisors and has prior experience at Reyes Financial Architecture, Creative Capital Management Investments LLC, and LPL Financial. EP Wealth Advisors is a registered investment adviser serving individuals, businesses, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients.

Kyle Jahng is a financial advisor with Eagle Strategies (New York Life) in Los Angeles, CA, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Eagle Strategies since 2011 and affiliated with New York Life Insurance Company since 2002. Outside of his advisory work, he is the owner of Live Together, Grow Together, a nonprofit leadership coaching initiative delivered via Zoom on weekends. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans. The firm provides financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers, emphasizing tailored advice and predominantly managing assets on a non-discretionary basis.

Michael Goldman is a CFP® and Series 65-licensed financial advisor with 16 years of industry experience. He has worked at EP Wealth Advisors since 2024 and previously spent 12 years at Gather Financial Planning. Goldman also serves as Treasurer and Financial Officer for the Leo & Rhea Fay Fruhman Foundation, a private charitable foundation where he oversees investments and grant funding. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process for portfolio management and financial planning, offering a range of services including tax preparation and estate-document facilitation to clients with specified asset levels.

Patrick Hobert is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding Series 63 and Series 66 licenses and bringing 49 years of industry experience. He has been with Centaurus since 2007 and has operated as a self-employed advisor under his own name since 1982. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management via the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing a mix of analytical approaches and both discretionary and non-discretionary account management.

Lissette Dametta is a financial advisor at Citigroup Global Markets with 19 years of industry experience. She holds a Series 66 designation and has worked at Citigroup since 2023, following seven years at U.S. Bancorp Investments, Inc. in Los Angeles, CA. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a variety of investment advisory programs and execution services. The firm utilizes multi-asset, multi-manager strategies and maintains a combination of large institutional scale and specialized market roles, including derivatives and futures services.

Nicole Simpson is a CFP® with 16 years of experience in the financial services industry. She currently works at EP Wealth Advisors and has held positions at Creative Planning and operated The Financial Healer. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, providing wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a range of investment strategies, including fundamental, technical, and cyclical analysis, and offers ancillary services such as tax preparation and estate-document assistance.

Jocelyn Black is a financial advisor at EP Wealth Advisors with 12 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations. Her prior roles include positions at Better Money Decisions, Strategy Financial Group, ClariFinancial LLC, and Nationwide Insurance Company. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven investment process across various asset classes.