Gregory Wells is a CFP® professional with 15 years of industry experience, currently serving as an advisor at EP Wealth Advisors since 2010. He holds Series 63 and Series 65 licenses and is based in Torrance, CA. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, using a suitability-driven process and a range of investment options.

Jeremy Mc Mullen is a CFP® and holds a Series 65 license with three years of experience in the financial services industry. He is currently with EP Wealth Advisors and has prior experience at Foguth Wealth Management, truAdvice, and Foguth Financial Group, among others. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services including tax preparation and estate-document facilitation, managing approximately $35.57 billion in assets with about 214 advisors.

Ian Rand is a financial advisor at Centaurus Financial, Inc. with two years of industry experience. He holds the Series 66 designation and has worked at several firms including VS Associates Inc. and Centaurus Financial. Outside of his advisory work, he has worked as a food delivery driver. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services with both discretionary and non-discretionary arrangements.

Rahul Shah is a CFP® and holds a Series 66 license with 23 years of industry experience. He has worked at EP Wealth Advisors, LLC since 2025 and previously spent 15 years at Peninsula Wealth LLC. Based in San Francisco, CA, he provides financial advisory services through EP Wealth Advisors. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, using a suitability-driven investment process and a range of investment options.

Joyce Lee is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Capital Group Private Client Services, Inc. She previously worked for nine years at First Foundation Advisors. Capital Group Private Client Services, Inc. provides discretionary investment management and related services primarily to high-net-worth individuals and charitable organizations, focusing on relationships with at least $5 million in managed assets. The firm employs a multi-manager investment approach grounded in fundamental research and a long-term time horizon.

Aaron Jackson is a CFP® professional with 11 years of industry experience, currently serving at Sanctuary Advisors, LLC. His prior experience includes roles at PFS Investments Inc and Primeric Financial Services, as well as positions in academic and government settings such as Biola University and the U.S. Department of State. He serves as a general board member for Congo & Beyond. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a wide range of clients, including individuals, corporations, and charitable organizations. The firm operates through a large network of independent advisors and offers a variety of investment solutions, including discretionary and non-discretionary programs, separately managed accounts, and retirement plan advisory services.

Brady Jardine is a CFP®-credentialed financial advisor at EP Wealth Advisors with 13 years of industry experience. He has worked at EP Wealth Advisors and its predecessor entities since 2020, and previously at Financial Insight Center and The Insight Group Insurance Agency. Outside of advising, Jardine owns and operates a hunting outfitter business serving as president and guide. EP Wealth Advisors provides wealth management, discretionary portfolio management, and financial planning services to individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm utilizes customized model portfolios with a combination of fundamental, technical, and cyclical analysis, and offers ancillary services such as tax preparation and estate-document preparation for eligible clients.

William McMorran is a financial advisor with NewEdge Advisors and holds a Series 63 designation. He has 36 years of industry experience, including roles at NewEdge Securities and Mid Atlantic Financial Management. Outside of his advisory work, he is president and CEO of a consulting business serving nonprofit organizations and serves as a board member and treasurer for a homeowner association in Los Angeles. NewEdge Advisors provides discretionary and non-discretionary portfolio management through a wrap fee program, serving individuals, trusts, pension plans, corporations, and charitable organizations. The firm employs asset allocation across mutual funds, ETFs, and individual securities, with regular portfolio reviews and rebalancing.

Joseph Pensabene IV is a financial advisor with Eagle Strategies (NY Life) in Anaheim, CA, holding Series 63 and Series 66 licenses and six years of industry experience. His prior work includes roles at NYLIFE Securities LLC, New York Life Insurance Company, and Core Financial Wealth & Insurance Solutions, LLC. Before entering the financial industry, he worked at MediaMix 365 for three years. Eagle Strategies serves a broad mix of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types tailored to client objectives, including non-discretionary asset management and fiduciary services for retirement investors.

Sara Gardner is a CFP® with 21 years of industry experience currently serving as a financial advisor at EP Wealth Advisors since 2016. She previously worked at Elevated Planning, LLC for one year. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, utilizing a suitability-driven process with a range of investment options and third-party managers.

Jason Bevacqua is a financial advisor at Integrated Wealth Concepts LLC with one year of industry experience. Prior to joining Integrated Wealth Concepts, he has worked with the Garden Grove Unified School District for 29 years. Integrated Wealth Concepts serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with mutual funds, ETFs, equities, and fixed income while employing both long-term and shorter-term trading strategies.

Mia Terzic is a financial advisor with Citigroup Global Markets, holding the Series 66 designation and beginning her advisory career in 2025. Her prior experience includes roles at OneSignal and academic studies at the University of California, Berkeley. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with a range of market roles, including in-house research, swap dealing, and bespoke solutions for high-net-worth clients.

Michael Fink is a CFP® and Series 66 professional with four years of experience in financial advising. He currently works at Mariner Wealth Advisors and has previous experience at EP Wealth Advisors, Highmark Capital Management (Union Bank Private Bank), and U.S. Trust. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, providing investment management, financial planning, retirement plan consulting, and tax services. The firm uses customized portfolios supported by an internal team and third-party managers, and it offers integrated tax, accounting, and family office services uncommon among large advisory firms.

Masa Sekulic is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 21 years of industry experience. He has worked at Citigroup since 2017 and previously held roles at Deutsche Bank Securities Inc and Db National Trust Company from 2011 to 2017. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and custodial services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional capabilities, including in-house research and derivatives services.

Noreen Mares is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding a Series 66 designation and 15 years of industry experience. Her prior work includes roles at Wells Fargo Advisors and Wells Fargo Clearing. She is associated with Ramos Consulting and Wealth Management Firm, a non-investment related business used for branding purposes. Centaurus Financial, Inc. provides advisory and brokerage services to individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services through a range of discretionary and non-discretionary arrangements using multiple analytical approaches.

Hunter Brasher is a CFP® and holds a Series 65 license with two years of industry experience. He has been with EP Wealth Advisors in Salt Lake City since 2022. Prior to his advisory role, he worked at Fox Pest Control for three years and at BYU for three years. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document facilitation, using a suitability-driven process that incorporates various investment vehicles and third-party managers.

Robert Baron is a CFA® charterholder with 27 years of industry experience. He is currently with Citigroup Global Markets, where he has worked since 2018. Prior to that, he held positions at J.P. Morgan Securities Inc. and J.P. Morgan Chase Bank, NA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including swap dealer and futures commission merchant activities, and offers a broad range of advisory and execution services.

Nathan Cutler is a financial advisor at EP Wealth Advisors with a Series 65 credential and four years of industry experience. His prior work includes roles at Utah Valley University and Casepak, Inc. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Albert Sedaghatpour is a financial advisor at Citigroup Global Markets with Series 65 and Series 63 licenses and three years of industry experience. He has been with Citigroup since 2018, following prior roles including one at Diamond Business Loans. Outside of his advisory role, he has provided capital for residential construction projects as a member involved in investment-related activities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and market roles that distinguish it from many peers.

Ricardo Ramirez is a financial advisor at HSBC Securities (USA) Inc. with 28 years of industry experience. He holds a Series 66 designation and has been with HSBC Securities since 2015, including time at HSBC Bank USA N.A. since 2016. He is based in Beverly Hills, CA. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary strategies. The firm uses a structured investment process with multiple risk profiles and combines strategic and tactical asset allocation with fund due diligence performed by affiliated and third-party providers.