Jackson Fogarty is a financial advisor at Raymond James & Associates with four years of industry experience. He holds a Series 66 designation and previously worked at AllianceBernstein and Calton & Associates. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets with more than 5,400 advisors. The firm offers wealth advisory planning, investment consulting, and institutional consulting services to a broad client base, including individuals, high-net-worth clients, corporations, and government entities, delivering advice on a non-discretionary basis.

Fredrick Levy is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America and Merrill. Outside of his advisory role, he serves as a board member at Deerlake Ranch HOA in Valencia, California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven process incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Dominick Stillo II is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he is a silent partner in his spouse’s yoga instruction business, La Femme Boheme. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven approach incorporates a broad range of investment products, including insurance-related vehicles and bank deposit sweep options, tailored to plan objectives and risk tolerances.

Christopher Goodenough is a financial advisor with Ameriprise, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2002. Outside of his advisory role, he is involved with Konsulting by Kamerman, providing meeting preparation services for Ameriprise financial advisors. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis through a centralized consulting team to provide non-discretionary recommendations, emphasizing the use of Ameriprise managed accounts and algorithmic tools overseen by a Retirement Income Oversight Committee.

Charlotte Lowe is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of her advisory role, she serves as the chapter head for The W Source, a women's networking group in Santa Barbara. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and research.

Michael Drews is a financial advisor at Cetera with 15 years of industry experience and holds the Series 66 designation. He previously worked at Avantax Advisory Services and related entities for 13 years. Outside of his advisory role, Drews owns and operates multiple tax and accounting firms where he provides tax preparation, bookkeeping, and investment advice. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and unaffiliated third-party managers.

Henry Liang is a financial advisor with Wells Fargo Clearing, holding Series 66 and Series 63 licenses and two years of industry experience. His prior work includes positions at Wilmington Trust and Zen Private Wealth Advisors, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Lukas Richards is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and has previously worked at Gelfand, Rennert & Feldman, Monarch Plan Advisors, and Cal State University Northridge, among other roles. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using proprietary tools and emphasizes an advisory role in financial planning.

Megan Lermer is a financial advisor with UBS Financial Services, holding a Series 63 designation and bringing 27 years of industry experience. She previously worked at Morgan Stanley Smith Barney LLC for two years and Stifel for eleven years. Outside of her advisory role, she has been involved in data entry work for a San Francisco-based company. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm operates with institutional trading capabilities alongside wealth management, offering services such as fee-based financial planning, portfolio management, and access to capital markets.

David Dupre is a financial advisor with Primerica Advisors in Northridge, CA, holding Series 63 and Series 65 licenses and with 29 years of industry experience. He has been with Primerica Advisors since 1996 and Primerica Financial Services since 1995. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses third-party asset managers and BNY Mellon Advisors for model implementation, offering a tiered wrap-fee structure and maintaining oversight of model selection and management.

Natasha Tyagi Gilbert is a financial advisor with UBS Financial Services in Westlake Village, CA, holding a Series 66 designation and over 25 years of industry experience. She has been with UBS since 2000. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing model-based asset allocations and proprietary research to tailor financial plans. The firm combines institutional trading capabilities with wealth management services across a broad platform.

Larry Coltin is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. He has been with LPL Financial since 2021 and previously worked with Paul Gross and Waddell & Reed, Inc. Outside of his advisory work, he was involved with the Kiwanis Club of Palmdale for nearly three decades and served with the League of Women Voters, Antelope Valley Chapter. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supported by research, model portfolios, and both discretionary and non-discretionary management options.

Sogol Danaei is a financial advisor at Morgan Stanley with eight years of industry experience. She holds the Series 66 designation and has held roles at Bank of America, Merrill, and Providence Tarzana Medical. She has been with Morgan Stanley since 2020. Morgan Stanley Wealth Management serves individual and institutional clients, providing tailored financial planning and advisory programs supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers a range of retail and institutional investment solutions.

Stephanie Milner is a financial advisor with Ameriprise in Ventura, CA, holding a Series 63 designation and bringing 33 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Outside of her advisory role, she is an artist specializing in paper artwork and also supervises and manages the decoration of Rose Parade floats. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, providing written recommendation reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, algorithm-supported advice, primarily for clients holding assets in Ameriprise-managed accounts.

Nava Spivak is a CFP® and holds a Series 66 license, with 19 years of experience in the financial industry. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from internal and third-party sources and applies diversification principles and modern portfolio theory in its investment approach.

David Jenni is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Raymond James since 2016, following a brief tenure at D.A. Davidson & Co. He is also the owner of Jigsaw Wealth Management, a support company based in Pasadena, CA. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored recommendations, often acting in an advisory and implementation-support role rather than as a delegated manager.

Tiffani Underwood is a financial advisor at Morgan Stanley with four years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Scott Nelson is a CFP® professional with 19 years of industry experience, currently affiliated with LPL Financial since 2024. He previously worked for Lincoln Financial Advisors for 18 years and is employed by California Lutheran University, where he has been engaged since 2013. Nelson is also involved in non-variable insurance sales as an ancillary business activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary portfolio management supported by internal and third-party research.

Samantha Thompson Innes is a financial advisor at Raymond James Financial with 16 years of industry experience. She holds a Series 66 designation and has worked at Raymond James Financial Services Advisors Inc. since 2016, following a prior role at D.A. Davidson & Co. In addition to her advisory work, she is a co-owner and vice president of House of Flame and Revelry Events, LLC, a company that organizes literary-themed events. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and institutional entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing tailored financial plans developed through detailed client collaboration and supported by a broad affiliate network.

James Zgliniec is the Vice President and Wealth Planner at Fidelity Investments, where he currently leads a team dedicated to developing custom wealth strategies that align with clients' goals. He has been with Fidelity since 2017, progressing through roles including Senior Relationship Manager and Financial Consultant before assuming his current position in 2023. James holds a California Insurance License, which supports his expertise in offering comprehensive financial advice. His professional approach centers on collaboration and personalized planning to help families manage their finances effectively. Outside of his professional work, James has personal interests that include spending time at the beach, cooking and baking, watching football, listening to music, parenting, and caring for pets.