Nicholas Scottrussell is a financial advisor with Fidelity, holding Series 66 and Series 63 licenses and 12 years of industry experience. He has been with Fidelity Investments since 2016 and has worked with FIDELITY Personal and Workplace Advisors since 2018. Outside of his financial career, he performs as a guitarist and vocalist in a live band. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of fundamental research and quantitative analysis to construct model portfolios. The firm provides discretionary portfolio management, fund advisory, and delivers model portfolios to intermediary platforms.

Lucy Lu is a Financial Advisor with Merrill Lynch Wealth Management. In her role, she works closely with clients to understand their personal financial goals and develop strategies to pursue those objectives. Her areas of expertise include general investing, retirement planning, and saving for unexpected expenses. Lucy holds professional designations including Accredited Portfolio Management Advisor (APMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from the University of California Irvine. She communicates with clients in English, Mandarin, and Yue (Cantonese).

Patrick Lowe is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior experience includes roles at Wells Fargo Advisors from 2011 to 2022 and Morgan Stanley Private Bank since 2022. Outside of finance, he is involved as an actor in the entertainment industry through the Quantum Leap TV series. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and modeling techniques.

Anastasia Ciudinovschih is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds the Series 66 designation and has worked at Merrill, UBS Financial Services, and Morgan Stanley. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Gianluca Vitagliano is a financial advisor with LPL Enterprise holding a Series 66 designation and two years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and Napeague Capital. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through advisory and brokerage services. The firm offers financial planning, model portfolio programs, third-party asset management, and access to a broad range of financial products.

Brian Austria is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2016. His prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven, grounded in modern portfolio theory, and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Andrea Rudison is a financial advisor at Fidelity with 18 years of industry experience and holds a Series 66 designation. Her prior work includes roles at Charles Schwab and operating Bona Fide Moments Photography. Outside of finance, she is the chef and operator of Soul Island Eats, a food service business based in Tarzana, California. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research and quantitative analysis with algorithmic portfolio construction. The firm is noted for its registration as a commodity pool operator and its advisory roles for multiple registered investment companies and fund-of-funds.

Lee Tarbet is a financial advisor at OSAIC with 11 years of industry experience. He previously worked at FSC Securities Corporation and Western International Securities, Inc. outside of finance, he is involved in tax consulting for two landscaping and nursery businesses. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios across various asset classes.

Quentin R. Stella, CFP® CRPC™, serves as a Wealth Management Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He is the founder and partner of The Stella Group, a dedicated wealth management team that has been active since he joined Merrill Lynch in 2017. Quentin began his career in the financial services industry in 2009, working alongside his father, Anthony R. Stella, a retired Financial Advisor. He holds professional designations including Certified Financial Planner® and Chartered Retirement Planning Counselor™. Quentin focuses on comprehensive wealth management strategies tailored to affluent families, professional athletes, corporate executives, and business owners. His expertise includes education planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, small business strategies, sports and entertainment, individual and corporate investment strategy, and retirement income. He and his team emphasize understanding client goals and provide access to Merrill's investment insights and Bank of America's banking services to address clients' financial needs. He earned a bachelor's degree in Finance and Economics from the University of Nevada, Reno, and has completed accredited certificate programs from Kaplan Schweser and the College for Financial Planning. Quentin resides in Chatsworth with his wife, Jennifer, and their two children. His family is involved with the Juvenile Diabetes Research Foundation and the American Diabetes Association, motivated in part by their daughter Juliet's experience with Type 1 Diabetes. In his personal time, Quentin enjoys camping, cooking, fishing, football, golfing, swimming, and spending time with his family.

Dayana Merchan Vega is a financial advisor at Stifel with six years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley and J.P. Morgan Securities. Stifel serves a broad range of clients including individuals, institutional investors, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Christopher Inglehart is a financial advisor at Wells Fargo Clearing with five years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank, N.A., and served the City of Oxnard for 14 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Stephanie Seng is a financial advisor at Merrill with Series 66 designation and four years of industry experience. She has worked at Merrill since 2021 and previously was employed at Jonathan M Davidorf M D Inc. from 2020 to 2021 and spent five years in Hokkaido Prefecture from 2015 to 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

David Krigstein is a financial advisor at UBS Financial Services with Series 63 and Series 65 licenses and 39 years of industry experience. He has been with UBS since 2010. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

William Pare is a financial advisor at OSAIC with four years of industry experience. He holds the Series 66 designation and has worked at firms including Securities America Advisors and KGE Wealth Management, where he also has operational responsibilities. OSAIC serves a diverse clientele including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing firm-provided asset allocation tools and third-party platforms to construct and manage portfolios across a broad spectrum of investment types.

Kristen Hafner is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. She has 18 years of industry experience and has been with Cambridge since 2009. Hafner is the founder of several ventures focused on financial education and divorce planning, including Divorce Moxie and Moxie Bootcamp, and has served as president of the Financial Planning Association Ventura County Chapter. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base with financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm offers a range of investment solutions through its network of independent Financial Professionals, utilizing both proprietary and third-party strategies tailored to client objectives.

Dylan Venuti is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 66 designation and previously worked at Sprouts Farmers Market before joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning and estate strategies, and manages approximately $2.74 trillion in client assets.

Evelyn Vallarta is a financial advisor at Merrill with seven years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Merrill since 2019. Prior to that, she was with Wells Fargo Clearing Services and Wells Fargo Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Angelo is a financial advisor with Ameriprise in Newbury Park, CA, holding a Series 63 designation and 36 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of advising, he subleases office space in Woodland Hills, CA. Ameriprise offers a retirement-income planning service focused on clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide comprehensive, non-discretionary recommendations delivered in partnership with their financial advisors.

Talin Kalfayan is a financial advisor with LPL Financial in Westlake Village, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2025, Talin worked for six years at Western International Securities, Inc. Outside of financial advising, Talin is employed as a legal assistant at Hamrick & Evans, LLP and is a commissioned notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a broad range of advisory programs, retirement plan consulting, and brokerage services, employing both discretionary and non-discretionary management supported by research and diverse investment strategies.

Jaclyn Mercer is a Certified Financial Planner® with 10 years of industry experience. She is currently affiliated with LPL Financial and has previously worked at Flourish Wealth Management Inc., Ellevest, and Summit Wealth Management Group. Mercer holds multiple securities licenses including Series 63, 65, and 66. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and in-house research.