Roberta Arakaki is a financial advisor at Morgan Stanley in San Jose, CA, with 25 years of industry experience. She has been with Morgan Stanley since 2014 and holds Series 63 and Series 65 licenses. Outside of her advisory work, she is involved in paper crafting and stamping, operating a small business focused on greeting cards and crafting products, and she also sells Tupperware as an independent contractor. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services that utilize firm-approved tools and models to support client planning needs.

Jose Villalobos is a Series 66 registered advisor with J.P. Morgan Securities, based in San Jose, CA, and has four years of industry experience. His work history includes eight years at Bank of America, N.A./Merrill Lynch and four years at the Law Offices of Andrew B. Shin prior to joining J.P. Morgan in 2026. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence combining quantitative and qualitative research and incorporates an ESG eligibility framework in its recommendations.

Tony Montini is a financial advisor at Wells Fargo Advisors in San Jose, CA, holding a Series 66 designation with 10 years of industry experience. He has been with Wells Fargo Advisors since 2016. Outside of his advisory role, he owns and operates LAM Financial Inc., a financial services company based in San Jose. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and fee-based financial planning services, including specialized planning for business-owner transitions, sports and entertainment, and other niche areas.

Prashant Dholakia is a Planning Consultant at Fidelity Investments, a role he has held since 2024. In this capacity, he focuses on providing clients with options aimed at achieving financial independence. Prior to his current position, he worked as a Relationship Manager at Fidelity Investments from 2022 to 2024. Before joining Fidelity Investments, Prashant was employed as a Relationship Banker at Wells Fargo Bank from 2019 to 2022. He holds a California Insurance License, which supports his expertise in financial planning and client relations. Outside of his professional responsibilities, Prashant has interests in hiking, traveling, and yoga.

Kanak Agarwal is a Vice President and Financial Consultant at Fidelity Investments, a role held since 2025. Kanak has been with Fidelity since 2021, initially serving as a Financial Consultant. Prior to joining Fidelity, Kanak worked as a Financial Solutions Advisor at Merrill Lynch from 2018 to 2021, and as an Investment Consultant at Scottrade from 2017 to 2018. Earlier, Kanak gained experience as a Personal Banker at Wells Fargo from 2012 to 2017. Kanak holds a California Insurance License. As a financial consultant, Kanak focuses on working closely with clients to understand their goals, concerns, and preferences in order to develop customized financial plans. Kanak emphasizes providing education, guidance, and maintaining ongoing personalized relationships with clients. Outside of work, Kanak enjoys cooking and baking, participating in family activities, outdoor adventures, and traveling.

James Morimoto is a Series 66-credentialed financial advisor with four years of industry experience. He is currently with Morgan Stanley Smith Barney LLC and previously worked at Schwarz Dygos Wheeler Investment Advisors. Outside of finance, he is involved with Arbiter Sports as a referee. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process includes structured discovery, firm-approved tools, and modeling techniques such as Secular Return Estimates and Monte Carlo simulations.

Ken Zhang is a financial advisor with Merrill in San Jose, CA, holding Series 63 and Series 65 licenses. He has 24 years of industry experience, including prior roles at Scottrade and Bank of America. Outside of his advisory work, he is associated with The KP Living Trust. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Pierre Robin Dualan is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with J.P. Morgan Securities and affiliates since 2017 and previously worked with the Golden State Warriors from 2015 to 2022. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with forward-looking capital market assumptions to build model asset allocations, and it includes broader derivatives and commodities capabilities through its regulatory registrations.

Cindy Gray is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 credential and 21 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Investments, LLC from 2006 to 2011. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions.

Katie Bogue is a financial advisor at LPL Financial with eight years of industry experience. She holds the Series 66 designation and previously worked at Waddell & Reed Inc and Marquez Hsieh Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing a network of investment adviser representatives who implement various strategies, including proprietary model portfolios and third-party subadvisors.

Carston Truumees is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to his current role, he held positions at Bankers Life Securities and Bankers Life & Casualty and previously worked in retail and service industries including grocery and car wash operations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thomas J. Bisceglia is a financial advisor at UBS Financial Services with 16 years of industry experience. He holds the Series 66 designation and has been with UBS since 2009 in San Jose, CA. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides custody, underwriting, and capital markets services.

Ian Mcintosh is a financial advisor at Ameriprise with 20 years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2005 in various capacities. Outside of his advisory work, he is involved with Fieldday Solutions, a business providing software applications for technical support groups. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research and modeling with tax-efficient strategies. The firm delivers these services through a centralized consulting team working alongside financial advisors, supported by algorithmic tools and oversight committees.

Karen Lam is a financial advisor with Wells Fargo Clearing in Cupertino, CA, holding Series 63 and Series 65 licenses and having 22 years of industry experience. She has worked at Wells Fargo Clearing since 2017 and previously at Merrill from 2009 to 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in an IPS-driven process and modern portfolio theory. The firm’s offerings include a range of investment options, including insurance-related vehicles and bank deposit sweep programs, serving institutional clients with tailored plan-level advisory services.

Penelope Kim is a financial advisor with LPL Financial in San Jose, CA, holding the Series 66 designation and three years of industry experience. She has previously worked at UBS Financial Services and Wells Fargo Bank. Outside of her advisory role, Penelope is involved with In Home Supportive Services as a provider and participates in her family business, The Yi Family, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of financial planning and investment management solutions, utilizing a network of investment adviser representatives who implement various portfolio strategies supported by research and operational tools.

Kimberly Grubisich is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2013 and Morgan Stanley Private Bank, N.A. since 2022. She is based in San Jose, California. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and firm-approved tools, but clients are responsible for implementing and updating their plans.

Suzy Fisk is a financial advisor with Edward Jones in Los Altos, CA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. Her prior roles include positions at Raymond James Financial and Ameriprise, as well as engagements with Golden Gate University and Bpm LLP. She is also approved to serve as a non-public arbitrator on FINRA's dispute resolution panels. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options. The firm manages over $1 trillion in assets and operates a large national network of advisors and branch locations.

Rashmina Lalani is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She has been with Fidelity Investments since 2023, initially serving as a Planning Consultant and Financial Representative. Prior to this, Rashmina worked as a Financial Advisor at Merrill Lynch from 2018 to 2020 and has held various analyst positions at firms including IGI Finex Securities, Tundra Fonder AB, Arif Habib Limited, and Alfalah GHP Investment Management. With over a decade of experience in the financial industry, Rashmina holds a CFA designation and an MBA. She possesses a California Insurance License. Her professional focus includes helping clients navigate life transitions with clarity and confidence, emphasizing personal and values-driven financial planning. Outside of her professional life, Rashmina's personal interests include family activities, fitness, social events with friends, movies, music, and reading.

Joshua Payne is a financial advisor with Primerica Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2007. Outside of his advisory role, he is the owner of The Payne Group, Inc., which operates for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating under a tiered wrap-fee structure.

Daphne Chan is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 designations and two years of industry experience. Her work history includes roles at J.P. Morgan Securities, JPMorgan Chase Bank, Bank of America/Merrill Lynch, Futu Inc/MooMoo Financial Inc, Standard Chartered/Hong Kong Bank, and other firms. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines systematic quantitative screens and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting while clients retain final decision-making authority.