Michael Rafferty is a financial advisor with UBS Financial Services in Richmond, VA. He holds a Series 66 designation and has three years of industry experience. Prior to joining UBS in 2021, he worked at Edelman Financial Engines for five years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to deliver tailored financial planning and portfolio management.

Daniel Di Candilo is a financial advisor at Edward Jones with 29 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Radoslaw Wolosiuk is a financial advisor at Edward Jones with 21 years of industry experience. He holds the Series 66 designation and previously worked at ICMA Retirement Corporation for 18 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds.

Robert Bowman is a CFA® credentialed financial advisor at Robert W. Baird & Co. with 26 years of industry experience. His prior roles include positions at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, Edelman Financial Services LLC, and Virtus Capital Advisers, LLC. He is based in Glen Allen, VA. Robert Bowman is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. Baird provides a range of services including financial planning, portfolio management, separately managed accounts, and custody and brokerage services, utilizing in-house research and a variety of investment strategies.

Kelsey Beaulieu is a financial advisor at Morgan Stanley with 13 years of industry experience and holds a Series 66 designation. She has worked at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney LLC since 2015. Outside of her advisory role, she serves on the Finance Committee of Covenant Woods, an elder care organization in Mechanicsville, Virginia. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services that include both direct individual plans and corporate financial planning agreements.

Brian Zirkle is a financial advisor at Stifel with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2016. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities. The firm offers both brokerage and investment advisory services supported by a proprietary methodology developed by its Investment Strategy Group for asset allocation and financial planning.

Kyle Murphy is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. His prior roles include positions at Royal Alliance Associates, Sii, Clearview Financial, and Eagle Strategies. Outside of his advisory work, he is involved with Murphy Insurance Solutions and operates Prevail Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and various customized strategies supported by advanced operational tools.

James Kmetz is a CFP®-designated financial advisor with 15 years of industry experience. He is currently with Cetera and has been with the firm since 2019. His prior experience includes roles at First Investors Advisory Services LLC and First Investors Corporation. Outside of his advisory work, he serves as a board member and treasurer for Nest Academy RVA. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures, combining discretionary and non-discretionary authorities and access to third-party money managers.

William King Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with LPL Financial since 2003. His additional activities include serving as a notary public and managing a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Timothy Poore is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as co-trustee for a family trust and holds powers of attorney for two family members, primarily managing investment-related matters. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm utilizes research and analytics to guide investment decisions and offers both brokerage and advisory solutions across a broad range of financial products.

Victoria Cagnon is a financial advisor at RBC Capital Markets with eight years of industry experience. She holds the Series 66 designation and has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs with customized portfolio management and financial planning services, utilizing both in-house and third-party investment managers.

Karen Davis is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Kristin Anliker is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. She has been involved with Cetera and related entities since 2006 and operates Anliker Financial Management LLC. Outside of her advisory role, she assists in tax preparation for a CPA firm and provides notarial services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers diversified investment management and consulting services through a multi-manager platform, supporting a mix of discretionary and non-discretionary account structures.

Divam Mehta is a financial advisor with Cambridge Investment Research Advisors in Richmond, VA, holding CFP®, ChFC®, and Series 66 credentials and 16 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2017 and previously with Invest Financial Corp. Mehta also operates Mehta Financial Group, LLC, and serves as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals using a variety of portfolio management and model-based solutions.

M Polinchock is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Prudential Equity Group, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Marcie Neiger is a Wealth Management Advisor with Merrill Lynch Wealth Management. She is focused on implementing disciplined investment management strategies that involve creating highly defined plans with specific objectives, and working with clients to establish investment portfolios designed to meet those objectives. Marcie’s client focus includes family wealth management strategies, portfolio management services, and retirement income planning. Marcie holds a Bachelor’s Degree from Franklin and Marshall College and has earned the Personal Investment Advisor (PIA) designation. She is actively involved in her community, serving as a board member of St. Johns College High School and contributing to the Yellow Ribbon Fund, an organization supporting wounded, ill, and injured service members, caregivers, and their families throughout recovery. Her personal interests include biking, golfing, hiking, reading, and spending time with her family.

Jared Troutman is a CFP® professional affiliated with LPL Enterprise, with nine years of industry experience. His career includes roles at Prudential Insurance Company of America and Pruco Securities, LLC, among others. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors as well as institutional clients. The firm utilizes model-driven investment implementation, offering access to third-party asset managers, financial planning, and a range of affiliated financial services.

Benjamin Fauber is a financial advisor at Fidelity with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fidelity Investments since 2022, following prior roles at Wells Fargo Clearing and Wells Fargo Bank NA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Suraj Gideon is a financial advisor at Charles Schwab with 18 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. since 2023, following 15 years at Wells Fargo Clearing. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, using multi-asset model portfolios and due diligence on alternative investments.

Catherine Danford is a financial advisor at OSAIC with 29 years of industry experience. She holds the CFP® designation along with Series 63 and Series 65 licenses. Her prior experience includes roles at Royal Alliance Associates, Signator Investors, and John Hancock Mutual Life Insurance Co. She also operates an LLC under the name Capitol Financial Solutions and is involved in researching fixed insurance products such as long-term care and life insurance for clients. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers a range of integrated financial services and uses various analytical tools and third-party platforms to construct and manage customized investment portfolios.