Victor Cruz is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He holds a Series 66 designation and has been with Citibank, N.A. and Citigroup Global Markets Inc. for the past 10 years. He is based in San Francisco, CA. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and operates with a large institutional scale, including roles as a swap dealer and futures commission merchant, providing a range of customized solutions for high-net-worth clients.

Michael Welch is a Series 65-licensed financial advisor with Wealth Enhancement Advisory Services, LLC, based in Oakland, CA. He has three years of industry experience, including roles at BTR Capital Management and The Van Allen Group. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process that combines passive and active management, quantitative and fundamental research, and offers a range of financial planning and asset management services.

Andrew Hall is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Farther. He previously worked at Bank of America and Merrill for 11 years. Outside of his advisory role, he is the owner of Gamma Crucis, LLC, a limited liability company. Farther serves individual investors, trusts, and estates through a technology-driven platform and direct client meetings. The firm offers discretionary investment management, retirement plan consulting, and non-discretionary recommendations, using a Modern Portfolio Theory-based approach with automated rebalancing and a focus on ETFs, mutual funds, equities, and fixed income.

Vanessa Stimac is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She has worked with Ameritas Advisory Services since 2021 and has been involved with various Ameritas entities and her own financial planning firm, VS Financial Planning, since 2006. Stimac is also licensed as an independent insurance agent for fixed insurance products. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a range of managed account programs and fee-based management of variable annuity and variable universal life subaccounts, supported by a network of Investment Adviser Representatives and affiliated firms.

Robindronath Chatterjee is a financial advisor with GWN Securities Inc. in Oakland, CA, holding a Series 66 credential and one year of industry experience. His prior roles include positions at the University of California, Los Angeles, and Head-Royce School. He is involved in pension education through the Pension 101 platform. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts, financial planning, and access to model portfolios, utilizing a range of investment strategies including legacy market-timing and momentum-based approaches.

Vicken Ekmekjian is a CFA® charterholder and Series 63 licensee with 21 years of industry experience. He has worked at Stein Roe Investment Counsel, Inc. since 2009. Ekmekjian is based in San Francisco, CA and is currently with CIBC Private Wealth Advisors, Inc. CIBC Private Wealth Advisors provides investment advisory and wealth management services to individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm offers customized portfolio management, financial planning, and access to advanced strategies, supported by an internal investment team and governance committees.

Jeffrey Sferra is a Certified Financial Planner (CFP®) with 17 years of industry experience. He is currently with Schwab Wealth Advisory, where he has worked since 2024, and previously held roles at Charles Schwab, Fidelity Investments, and Edward Jones. Outside of his financial advisory work, he co-owns a rental townhouse in Walnut Creek, California. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referrals from Charles Schwab & Co. The firm’s approach combines asset-allocation models and internal research tools to deliver tailored recommendations, with investment decisions executed only with client authorization.

Sunita Patel is a CFP® with 15 years of industry experience, currently serving at Capital Group Private Client Services, Inc. since 2025. She previously worked at Wellington Management Advisers, Inc. for 11 years and had a brief tenure at J.P. Morgan Securities Inc. in 2002. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, employing a multi-manager approach that emphasizes fundamental research and a long-term horizon. The firm utilizes separately managed accounts, mutual funds, ETFs, and alternative investment vehicles in its portfolio construction.

Steven Hendrix is a Series 65-licensed advisor with Capital Group Private Client Services, Inc. in San Francisco. He has over 15 years of industry experience, including roles at Capital Group Companies and First Republic Bank. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations. The firm employs a multi-manager approach grounded in fundamental research and typically allocates assets among separately managed accounts, mutual funds, and alternative strategies.

Vincent Lemoine is a CFA® charterholder with four years of industry experience. He currently works at RBC Rochdale, LLC, having previously been employed by La Francaise Asset Management. RBC Rochdale serves a diverse client base including high net worth individuals, corporations, and various institutional clients. The firm uses an active, multi-strategy investment approach that blends quantitative screening, fundamental analysis, and proprietary tools to build portfolios across equities, fixed income, real assets, and alternative investments.

Kenneth Clift is a financial advisor with Hightower Advisors in San Francisco, holding Series 63 and Series 65 licenses and 16 years of industry experience. He previously worked for Schultz Collins Lawson Chambers for 10 years before joining Hightower Advisors in 2020. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach includes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, with offerings that encompass discretionary portfolio management, financial planning, and access to various pooled investment vehicles and private funds.

Alexander Eisenberg is a financial advisor with PlanMember Securities Corporation in San Francisco, CA, holding a Series 63 designation and 25 years of industry experience. He has been with PlanMember Securities since 2000 and is also self-employed. Eisenberg is licensed as an insurance agent and sells fixed insurance products. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans. The firm offers participant-level investment options through unitized, risk-based mutual fund portfolios and supports clients with education, planning, and counseling services.

Anthony Lindner is a financial advisor at Rockefeller Financial LLC with 18 years of industry experience. He holds a Series 66 designation and has worked at firms including Robertson Stephens Advisors, Addepar, and 10x Group. He is based in San Francisco, CA. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers portfolio management, financial planning, consulting, and operates as a registered broker-dealer providing securities transactions, variable insurance products, placement, and investment banking services, organized around a Private Advisor model with a consolidated investment platform.

Sherman Salangad is a financial advisor at Cerity Partners LLC with 18 years of industry experience. He holds a Series 65 credential and previously worked at Bingham, Osborn & Scarborough LLC for 16 years before joining Cerity Partners in 2021. Cerity Partners provides customized wealth management and related services to a broad national client base, including high-net-worth individuals, families, trusts, business entities, charitable organizations, and institutional investors. The firm builds client programs through tailored asset allocation, manager selection, and periodic rebalancing, utilizing proprietary quantitative screens alongside third-party managers and individual securities.

Cyrrus Wyant Fassihi is a financial advisor at IEQ Capital, LLC with four years of industry experience. He holds a Series 65 designation and has previously worked at EPIQ Capital Group, LLC. Fassihi’s background also includes roles at the University of Oregon and Hearthstone Assisted Living. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals and families, as well as trusts, foundations, endowments, and non-profit organizations. The firm’s investment approach is based on centralized macroeconomic research and tailored Investment Policy Statements, utilizing a combination of liquid strategies, third-party Independent Managers, and private alternative investments.

Jeffrey Needham is a financial advisor with HSBC Securities (USA) Inc. in San Francisco, CA, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. His career has been primarily with HSBC-affiliated entities since 2016. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary offerings. The firm’s investment approach integrates strategic and tactical asset allocation supported by global asset management and ongoing fund due diligence, with a notable portion of assets managed in client-directed, non-discretionary portfolios.

Ryan Moore is a CFP® with six years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in San Francisco, CA. His career includes prior roles at Wealthspire Advisors, Cambridge Investment Research Advisors, and AXA Advisors. Before entering the financial industry, he held various positions including work at Hungry Howies and MassMutual. Mercer Global Advisors provides investment advisory and financial planning services to individuals, families, small business owners, plan sponsors, foundations, nonprofits, and endowments. The firm emphasizes globally diversified, risk-appropriate portfolios implemented through a variety of investment vehicles and offers specialized services including retirement plan consulting and charitable advisory.

Steve Ching is a financial advisor at Cresset Asset Management, LLC with 24 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at J.P. Morgan Securities and First Republic Investment Management. Cresset Asset Management, LLC manages approximately $71.9 billion in client assets for a diverse range of clients, including individuals, families, trusts, retirement plans, and charitable organizations. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies, supported by a structured due-diligence program and private fund management across multiple asset classes.

Colin Shedd is a CFA® charterholder with Series 66 registration and eight years of industry experience. He currently works at Schwab Wealth Advisory, where he has been since 2025, following prior roles at Citigroup, Bank of America, and Merrill. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm relies on Charles Schwab’s asset-allocation models and internal research tools, offering tailored recommendations without discretionary trading authority.