Wonwyne Hale is a financial advisor at Fidelity with three years of industry experience and holds the Series 66 designation. His prior roles include positions at The Golden 1 Credit Union, LPL Financial LLC, and World Financial Group. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage portfolios across multiple investment platforms.

Douglas Haskin is a financial advisor with LPL Financial based in Sacramento, CA, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Bank of America, as well as Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of investment options and operational support tools, serving over 22,800 advisors and overseeing more than $819 billion in discretionary assets.

Brendan Downard is a Series 66 licensed financial advisor with three years of industry experience. He is currently with Thrivent Investment Management and has previously worked at Merrill, Bank of America, J.P. Morgan Securities, and Edward Jones. Outside of his advisory role, he serves as treasurer and board member for Placer Theatre Ballet, a nonprofit youth ballet company. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients. The firm focuses on holistic, goal-based financial planning without discretionary trading authority and allows clients to combine planning with managed-account services under a consolidated billing option called WealthPlan.

Mey Saechao is a financial advisor with Merrill, holding a Series 66 designation and bringing 13 years of industry experience. Based in Sacramento, CA, Saechao has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Waqas Khan is a Series 66-licensed financial advisor with 12 years of industry experience, currently working at Wells Fargo Clearing since 2025. His prior roles include positions at SAFE Credit Union and LPL Financial LLC, where he spent seven years, as well as experience with Nationwide Financial and Travis Credit Union. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and integrates research from Wells Fargo Investment Institute along with third-party data to guide its investment approach.

Jason Howard is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and eight years of industry experience. He previously worked at J.P. Morgan Securities, JPMorgan Chase Bank, and Wells Fargo Clearing Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers diverse advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive operational tools and a large network of over 22,800 advisors.

John Joyce is a financial advisor at OSAIC with 17 years of industry experience and holds a Series 66 designation. His prior roles include positions at Securities America Advisors and Wells Fargo Advisors Financial Network. Outside of his advisory work, he serves as the head JV water polo coach at Jesuit High School and is a member and group leader of the Sacramento Professional Advisors Network. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a wide network of affiliated advisers and advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party money managers, employing asset-allocation tools and automated rebalancing to manage portfolios across various asset classes.

Zachary Catterlin is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 65 designation and has worked previously with firms including Mariner Advisor Network and Strategic Wealth Advisors Group. Outside of his advisory role, he provides administrative support to Mariner Independent Advisor Network, an independent investment advisor firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with a focus on both discretionary and non-discretionary investment strategies.

Carrie Brewer is a financial advisor with Charles Schwab in Sacramento, CA, holding Series 63 and Series 66 designations and possessing nine years of industry experience. Her career includes roles at Wells Fargo Clearing and Wells Fargo Bank prior to joining Charles Schwab in 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Constance Sugimoto is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Madeline Nardi is a financial advisor with UBS Financial Services in Sacramento, CA, holding a Series 66 designation and six years of industry experience. She has worked at UBS Financial Services since 2016, with a two-year period at Banner Bank from 2017 to 2019. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm offers fee-based financial planning, portfolio management, and distributes proprietary research to tailor investment strategies to client goals.

Ryan Allen is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Robert W. Baird & Co. since 2020. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of finance, he works part-time as a magician through his business, Reel Magic. He is part of the DDK Group within Baird’s Private Wealth Management practice, which provides tailored financial planning and portfolio management services to individuals, families, institutions, and charitable organizations. The group employs a range of investment strategies and overlay services, including traditional and non-traditional asset allocations, to align with client goals and risk tolerances.

Julie Barros is a financial advisor with LPL Enterprise LLC in Roseville, CA, holding Series 65 and Series 66 licenses and having 10 years of industry experience. Her prior roles include positions at Equity Smart Home Loans, Fidelity Brokerage Services, JPMorgan Chase Bank, Charles Schwab, and Morgan Stanley. Outside of her advisory work, she is involved with Bautista Group, a mortgage and real estate services entity in California. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and institutional entities. The firm uses model-driven portfolio management and offers financial planning, third-party asset manager access, and insurance product facilitation through affiliated entities.

Liam Roddy is a Financial Advisor at Merrill Lynch Wealth Management based in Roseville, California. He focuses on providing tailored financial strategies for retirees, business owners, and families looking to build or preserve wealth. His approach emphasizes creating clear, disciplined plans to help clients navigate key financial decisions such as retirement income planning, managing liquidity events, and multi-generational wealth strategies. Liam's expertise includes college education planning, family wealth management strategies, managing new wealth, personal retirement planning, and portfolio management services. He develops comprehensive financial plans that integrate investments, banking, lending, trust, and estate strategies, supported by the resources of Merrill and Bank of America. He holds the Personal Investment Advisor (PIA) designation and earned his education from California State University Sacramento. Outside of his professional work, Liam enjoys camping, golfing, running marathons, skiing, swimming, tennis, traveling, watching movies, and practicing yoga.

Mitchell Howard is a Certified Financial Planner™ (CFP®) with 11 years of industry experience. He is currently with Edward Jones in Roseville, CA, where he has worked since 2019. His prior experience includes roles at Charles Schwab and Northwestern Mutual. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of more than 23,700 financial advisors and 15,000 branch offices.

Matt Tinker is a CFP® and Series 66-registered financial advisor with Edward Jones in Gold River, CA. He has three years of industry experience, including a prior 12-year tenure at Nalco Water, an Ecolab company. Outside of his advisory role, he manages several rental properties in California and Missouri. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Satvinder Gill is a financial advisor at Robert W. Baird & Co. with 15 years of industry experience. He holds the Series 66 designation and has been with Robert W. Baird since 2009. Outside of his advisory role, he has ownership responsibilities as a landlord for a rental property in Roseville, CA. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, institutional clients, and charitable organizations. The group provides customized financial planning and portfolio management services, utilizing both in-house and third-party managers to implement a range of investment strategies.

Joe Schmitt is a financial advisor with Morgan Stanley in Folsom, CA, holding Series 63 and Series 65 designations and 37 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, National Association since 2015, and previously at Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools, incorporating market simulations and Secular Return Estimates, while generally acting in an advisory capacity without providing individual security recommendations.

Alicia Stuckert is a financial advisor with Robert W. Baird & Co. in Folsom, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has been with Robert W. Baird & Co. since 2012. Outside of her advisory role, she volunteers as a troop leader for the Girl Scouts Heart of Central California. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored financial planning and portfolio management services, including discretionary and non-discretionary management, with a range of traditional and complex investment strategies.

Mark Morgan is a financial advisor with Morgan Stanley in Folsom, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citi Global Markets since 1993. Outside of his advisory role, he is a sole proprietor involved in lending related to real estate. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.