Omid Sarmadi is a financial advisor at UBS Financial Services with eight years of industry experience. He previously worked at Lincoln Financial Distributors and has been involved in a family business, Sarmadi Brothers, a men's shop he co-founded and remains a silent owner. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, leveraging proprietary capital market research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, offering a broad platform that includes fiduciary financial planning, portfolio management, and capital markets activities.

Bryan Thomas is a financial advisor at LPL Financial with four years of industry experience. He holds a Series 66 designation and has worked at firms including T. Rowe Price and Morgan Stanley. Outside of his advisory role, he is involved with Forward Global and Canary Ventures, LLC. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, employing both discretionary and non-discretionary management supported by in-house and third-party research.

Roshan Revankar is a financial advisor at J.P. Morgan Securities with the Series 66 designation and approximately one year of industry experience. His prior work history includes roles at JPMorgan Chase Bank, Wells Fargo, Carolina Housing, and the University of North Carolina. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Brett Marchand is a CFP® professional with 25 years of industry experience, currently affiliated with LPL Financial since 2005. He also has a longstanding role at Tower Federal Credit Union dating back to 2002. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives, offering a broad range of advisory and brokerage services.

Patrick Nickerson is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a nationwide network of advisers.

Lisa Elbert is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 42 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Graham Keeton is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and previously worked at E*Trade Securities LLC and E*Trade Capital Management, LLC for over a decade. Keeton is based in Washington, DC. Morgan Stanley Wealth Management serves both individual and institutional clients, providing advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and economic modeling.

Gus Mask is a CFP® professional with 17 years of industry experience, currently with Charles Schwab in Alexandria, VA. His prior roles include positions at USAA Investment Management Company and USAA Financial Planning Services. Mask has been self-employed in a non-investment-related capacity since 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary managed account solutions. The firm integrates brokerage, advisory, custody, and cash-sweep services with a multi-asset investment approach supported by due diligence and strategic asset allocation.

Daniel Marcus is a financial advisor at UBS Financial Services with 36 years of industry experience. He has been with UBS since 2000 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Deborah Denooy is a Certified Financial Planner (CFP®) with 39 years of industry experience, currently affiliated with Morgan Stanley in Washington, DC. She has been with Morgan Stanley since 2009 and has worked with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and comprehensive investment modeling.

Herbert Friese is a financial advisor with Merrill who holds Series 63 and Series 65 credentials and has 39 years of industry experience. He has been with Merrill since 1987 and has concurrently worked at Bank of America since 2009. Friese serves as an advisory board member for the Carlyle Home Owners Association and owns a limited liability company associated with a beach house in Ocean City, Maryland. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Catherine Joyce is a financial advisor at Morgan Stanley with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2009, currently serving at Morgan Stanley Private Bank, N.A. since 2015. Outside of her advisory work, she is a sole proprietor involved in a real estate business in Easton, Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process using firm-approved tools and modeling techniques.

Abraham Jones is a Financial Advisor at Merrill Lynch Wealth Management. He assists clients in managing their wealth by creating personalized strategies that reflect their individual financial goals and adapt to the evolving market conditions. Abraham offers access to insights from Merrill as well as banking and lending solutions through Bank of America. His areas of focus include college education planning, corporate executive services, divorce transition planning, services for endowments, foundations and non-profits, managing new wealth, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategies, and retirement income. Abraham holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Abraham earned a Bachelor's Degree from the University of Pennsylvania and a High School Diploma from Ensley High School. Outside of work, he enjoys basketball, football, golfing, softball, spending time with his family, and traveling.

John Mccafferty is a financial advisor at Edelman Financial Engines with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various affiliates of Edelman Financial Engines since 2015. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment options and managing approximately $326 billion for roughly 477,000 clients.

Ayman Maslouh is a Financial Consultant at Fidelity Investments, bringing experience from previous roles within the company. Prior to his current position, he worked as an Investment Consultant from 2022 to 2023 and served as an Investment Solution Representative from 2021 to 2022. He emphasizes the importance of building personalized financial plans to guide investment decisions, working collaboratively with clients to identify strategies that align with their goals. Ayman values ongoing communication to maintain and adjust these plans as needed. Outside of his professional work, Ayman enjoys spending time at the beach, participating in family activities, and engaging in sports such as soccer and surfing. He also has an interest in pets.

Eleanor Tennyson is a CFP® professional with 33 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2009 to 2016. She holds Series 63 and Series 65 licenses and is based in Washington, DC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

David Gray is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 32 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and has been affiliated with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory work, Gray serves on the board of directors for a post-secondary education company and is a vice president of a tax planning association. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to individuals and institutional clients, utilizing structured planning tools and the Global Investment Committee’s methodologies to support tailored client strategies.

David Stuart is a financial advisor at Morgan Stanley with 48 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015, following a tenure at Morgan Stanley Smith Barney beginning in 2009. He is based in Washington, DC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both individual and corporate financial planning agreements.

Cheronda Albury is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has been with Merrill since 2010. Outside of her advisory role, she owns a business selling new and used items on online platforms such as eBay and Poshmark. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pensions, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

J. Rice Jr. is a Senior Financial Advisor and Partner with The Group AG at Merrill Lynch Wealth Management. He began his financial services career in 2013 and joined Merrill Lynch in 2014. In his role, J. Rice Jr. follows a disciplined and client-first approach, focusing on collaborative planning, multigenerational experience, and committed stewardship to help clients pursue their financial goals. He holds the Chartered Financial Analyst (CFA) and Chartered Retirement Planning Counselor (CRPC) designations, and is a member of the CFA Society. J. Rice Jr. graduated from Virginia Military Institute with a bachelor's degree in economics and business, concentrating in financial management. He also contributed as an analyst in the Cadet Investment Group during his time at VMI. J. Rice Jr. works closely with a select group of families, retirement plan sponsors, and institutional clients, developing tailored financial strategies that consider risk tolerance, time horizon, liquidity needs, and financial objectives. His areas of expertise include employee benefits planning, executive compensation, equity compensation services, family wealth management strategies, personal retirement planning, portfolio management services, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income.