Maxwell Mischkulnig is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing. His prior experience includes roles at W&S Brokerage Services and WESTERN SOUTHERN Life. Outside of finance, he has worked with a lawn care business. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions backed by research and analytics from Wells Fargo Investment Institute.

Jeffrey Pacetti is a financial advisor with UBS Financial Services in Cincinnati, Ohio. He holds Series 63 and Series 65 licenses and has 35 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Thomas Walsh is a CFA® charterholder affiliated with Cambridge Investment Research Advisors in Cincinnati, OH, with 38 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2011 and previously spent six years at Tower Square Securities. Outside of his advisory work, Walsh is president of Walsh Asset Management, an independent insurance agency, and serves as a trustee and board member of the Hyde Park Golf and Country Club. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of Financial Professionals. The firm offers discretionary and non-discretionary management across multiple platforms and proprietary model strategies under the Founders Gate Capital brand.

David Toney is a financial advisor with Cetera in Cincinnati, Ohio, holding a Series 63 designation and bringing 24 years of industry experience. He has been with Cetera and its affiliated entities since 2004 and also owns David A. Toney Financial Solutions LLC, a tax preparation business. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Meghan Snouffer is a Wealth Management Planning Consultant at Fidelity Investments. In her current role, she partners with clients and their Private Wealth Management Advisors to build strong relationships and develop personalized financial plans that align with clients' goals, situations, and family dynamics. Meghan has been with Fidelity Investments since 2015, progressing through various roles including Client Service Associate, Relationship Manager, and Planning Consultant before assuming her current position in 2023. This experience has provided her with a comprehensive understanding of wealth management and client service. Further details about Meghan's education, credentials, personal interests, or community involvement have not been provided.

Melonie Kaiser is a financial advisor at Morgan Stanley in Cincinnati, OH, holding a Series 66 designation and with 17 years of industry experience. She has worked with Morgan Stanley since 2013 and has been part of Morgan Stanley Private Bank, N.A. since 2019. Outside of her advisory role, she is involved as a cheer assistant coach for a local sports team in Milford, Ohio. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Corey Byrd is a Financial Consultant at Fidelity Investments, where he assists clients in creating and maintaining comprehensive financial plans. His professional focus areas include Investment Strategies, Retirement Planning, Income Protection, and facilitating Family Conversations related to financial matters. Corey has been with Fidelity Investments since 2005, progressing through several roles including Trading Representative, Stock Plan Services Representative, Investment Solutions Representative, Retirement Solutions Representative, Client Management Representative, Investment Management Consultant II and III, before assuming his current position in 2024. He holds the Certified Financial Planner designation and maintains insurance licenses in Arkansas and California.

Andrew Pipes is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked with various Fidelity entities since 2015. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage model portfolios across multiple asset classes.

Suzanna Otte is a CFP® and holds a Series 66 license with six years of industry experience. She has worked at Stifel since 2019 and previously spent three years at A&P Technology. Based in Cincinnati, OH, she is affiliated with Stifel, a firm serving a diverse client base including individuals and institutional clients through both brokerage and investment advisory services. Stifel employs a proprietary investment methodology developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and financial planning analyses. The firm’s services include fee-based financial planning delivered episodically, with clients maintaining discretion over implementation.

Nolan Jewell is a financial advisor at Fidelity with Series 66 credentials and one year of industry experience. His prior work includes roles at Whitaker Bank and Amazon, along with experience at the University of Kentucky. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage diversified model portfolios.

Michael Croweak is a financial advisor at Fidelity with 22 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity and its affiliated entities since 2004. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is known for its use of systematic methodologies, oversight of sub-advisers, and its advisory role to multiple registered investment companies and fund-of-funds.

Casey Klaus is a Wealth Management Advisor who co-leads a wealth management team serving successful families in the area. He manages executive compensation, family wealth management, legacy planning, liquidity management, retirement planning, portfolio management, small business strategies, and tax minimization. Casey's approach integrates his extensive market experience with Merrill Lynch Wealth Management's research to develop individualized financial strategies that address clients' personal and financial goals. Casey began his career trading multiple financial markets simultaneously on the floor of the Chicago Board of Trade for eight years. This experience provided him with in-depth insights into the financial world and its effects on investors and their portfolios. He holds a Bachelor's and a Master's degree in Financial Mathematics from the University of Dayton, where he was also a four-year collegiate football athlete. He holds the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations. Outside of his professional work, Casey volunteers with The Alzheimer's Association. He resides in Maineville, Ohio with his wife and children and has interests that include golf, football, water skiing, and spending time with his family.

Ronnie Holmes Jr. is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and 22 years of industry experience. He previously worked at Lincoln Financial Securities Corporation for 11 years before joining OSAIC in 2025. Holmes is also a manager at Thoroughbred Financial, where he offers various insurance products including disability, fixed and indexed annuities, long-term care, and traditional life insurance. OSAIC serves a diverse client base including individual investors, retirement plans, charities, and corporations, providing brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process focused on asset allocation and portfolio optimization, supported by multiple custodial arrangements and alternative investment options.

Charles Rowland III is a financial advisor at OSAIC with three years of industry experience. He holds a Series 66 designation and has worked at several firms, including Securities America Advisors and ROI DNA. Outside of advising, he is also licensed as an insurance agent, involved in researching and recommending insurance products. OSAIC Wealth serves retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, financial planning, and retirement consulting. The firm utilizes model-based asset allocation and portfolio optimization to implement discretionary and advisor-managed strategies across diverse client segments.

Thomas Buchheit is a CFP® and ChFC® with 39 years of industry experience. He currently works at Osaic Wealth, joining the firm in 2024 after 37 years at Fortis Investors, Inc. / Woodbury Financial Services, Inc. Outside of his advisory role, he is a partner at CIC Agency Inc., which sells and manages property insurance, and serves as a counsel member for Saint Thomas More Parish. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services. The firm’s investment approach focuses on model-based asset allocation, portfolio optimization, and supports discretionary and advisor-managed strategies through a multi-advisor platform.

Cory Gish is a financial advisor with Fidelity Investments, holding Series 66 and Series 63 designations and two years of industry experience. His background includes roles at Fidelity since 2023 and prior experience in education and technology-related positions. Fidelity’s Strategic Advisers LLC, where Cory is based, provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction.

Stephen Lee is a financial advisor with Wells Fargo Clearing in Cincinnati, Ohio, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He previously worked at UBS Financial Services for 15 years before joining Wells Fargo. Outside of his advisory role, he serves as co-trustee for two family trusts. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third parties with diversification principles and modern portfolio theory to manage approximately $671 billion in assets across more than 14,000 advisors.

Ross Sefton is a financial advisor at Fidelity with 11 years of industry experience. He holds a Series 66 designation and has worked in various roles within Fidelity since 2015. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm integrates proprietary research with quantitative analysis and algorithmic portfolio construction to manage model portfolios that incorporate mutual funds, ETFs, and ETPs.

Christine Brooks is a CFA® charterholder and holds a Series 66 license. She has seven years of industry experience, including three years at Willis Towers Watson and eight years with Edward Jones. She is based in Cincinnati, OH. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a range of discretionary and non-discretionary investment strategies and operates under a fiduciary standard.

David Schmitz is a financial advisor at UBS Financial Services with 17 years of industry experience. He holds a Series 66 designation and has worked at Merrill, Bank of America, and UBS Financial Services since 2008. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides customized financial planning and portfolio management supported by proprietary research and model-based asset allocation.