James Kent II is a financial advisor at Primerica Advisors in Cincinnati, OH, with seven years of industry experience. He holds a Series 63 designation and has worked with Primerica Financial Services since 1999. In addition to his advisory role, Kent is a tax preparer and is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm employs a tiered wrap-fee structure and selects third-party asset managers using independent due diligence.

Thanh Pham is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its affiliated Private Bank since 2009. Pham serves as a board member and participates on the investment and finance committees of ArtsWave, a Cincinnati-based arts and culture organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides financial planning and advisory services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm offers structured planning processes and a wide range of investment programs, including services through its Financial Advisors and Estate Planning Strategies Group.

Kevin W. Frye is a Wealth Management Advisor and Managing Director with Merrill Lynch Wealth Management. He has been with Merrill since 1993, providing financial planning services that support clients through various stages of life. He specializes in areas including employee benefits planning, family wealth management strategies, investment consulting for defined contribution plans, and small business strategies. Kevin holds a bachelor's degree in math and economics from Denison University in Granville, Ohio. He is a CERTIFIED FINANCIAL PLANNER® certificant, a qualified Portfolio Manager in Merrill's Investment Advisory Program, and holds several professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His expertise includes managing personalized or defined investment strategies that may incorporate individual stocks, bonds, model portfolios, and third-party strategies. Kevin lives in Mariemont with his wife and five children. He has been involved with community organizations such as the Hyde Park Community UMC Endowment, where he served as a committee chairperson, and the Mariemont Athletic Boosters. His approach to wealth management emphasizes education, clarity, and trust to help clients develop personalized financial strategies aligned with their long-term goals.

Cindy Rowland is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has over 30 years of experience in the financial services industry, having represented mutual fund companies such as Nuveen, Van Kampen, State Farm VP Management Corp, and Delaware Investments to financial advisors nationally. Since joining Merrill Lynch in 2012, Cindy has focused on understanding the priorities of high-net-worth individuals, families, and entrepreneurs, providing personalized attention and customized financial strategies. Cindy holds a Bachelor's Degree from Xavier University and an Associate's Degree from Miami International University of Art & Design. She is a CERTIFIED FINANCIAL PLANNER® (CFP) and a Personal Investment Advisor (PIA). She values a comprehensive approach to wealth management, considering all forms of wealth capital including spiritual, intellectual, relational, financial, and human resources to help clients achieve their goals. Cindy works closely with her team to simplify clients' financial lives and foster confidence in their financial journeys. In addition to her professional work, Cindy serves on the Board of Trustees for The Addiction Services Council of Cincinnati and is involved with the Purposeful Planning Institute and Vineyard Northwest. She is an active member of Crossroads Community Church and enjoys lifelong learning, culinary arts, design, discovering fine coffees, supporting young entrepreneurs, and spending time with her family and friends.

Jonathan Mandas is a financial advisor with Mass Mutual Investors Services in Cincinnati, OH, holding a Series 63 designation and 17 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with Metlife Securities from 2009 to 2017. Outside of his financial career, Mandas volunteers as an assistant coach at Cincinnati Classical Academy, a public charter school. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning, asset management, and educational seminars to individuals, business owners, trusts, and charitable organizations.

Carla Dresel is a financial advisor with Robert Baird & Co. in Cincinnati, OH, holding a Series 63 credential and 25 years of industry experience. She has worked at Robert Baird & Co. since 2019, following a 20-year tenure at Hilliard Lyons and a year at PNC Wealth Management. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and separately managed account programs, supported by internal research and ongoing manager monitoring.

Ariston Sandoval is a financial advisor at Edward Jones with Series 66 credentials and five years of industry experience. Prior to joining Edward Jones in 2021, he worked for Executive Management Services from 2014 to 2021. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Madison Hartley is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and four years of industry experience. Prior to joining Wells Fargo Clearing, Madison worked at RGBSI Aerospace and attended Wittenberg University. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Eric Hendrix is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been part of Merrill Lynch since 2016 and focuses on assisting clients with their financial objectives through personalized strategies. Eric primarily works with corporate benefit plans, including defined benefit plans, across the United States. Eric holds a Bachelor's Degree from the University of Nebraska and an MBA with a concentration in Finance from Creighton University. He holds professional designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). His expertise includes corporate benefits, executive compensation, equity compensation services, retirement planning, and investment consulting for defined contribution plans. In his approach, Eric emphasizes understanding his clients' financial positions and goals to develop tailored plans that address both current and future needs. Outside of work, he enjoys camping, chess, and fishing.

Alexander Tomblin is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior work includes roles at Heyman Talent, where he was involved in acting, as well as positions at Union Savings Bank, Merrill, and Homeside Financial LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers a range of services including discretionary portfolio management and model portfolios built from mutual funds, ETFs, and ETPs.

Lia Schnell is a financial advisor with Wells Fargo Clearing in Cincinnati, OH, holding Series 63 and Series 65 licenses and having 10 years of industry experience. She worked at AXA Advisors, LLC from 2016 to 2018 before joining Wells Fargo Clearing in 2018. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Jacob Gilreath is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His background includes roles with Fidelity Investments and academic positions at the University of Cincinnati and Northern Kentucky University. Outside of finance, he has experience working in the food service industry. Fidelity Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and systematic methodologies to construct model portfolios from mutual funds, ETFs, and ETPs. The firm serves a diverse client base, including registered investment companies and charitable funds, and incorporates algorithmic methods and AI in its investment process.

Michelle Healey is a financial advisor at UBS Financial Services with 11 years of industry experience. She holds the Series 66 designation and previously worked at Merrill Lynch Pierce Fenner & Smith from 2013 to 2024. She also serves as an executor for a private estate. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor financial plans and portfolio management to client goals and risk tolerances.

Syrrel Wilks is a financial advisor with Raymond James Financial in Milford, Ohio, holding a Series 63 designation and bringing 33 years of industry experience. His prior experience includes 28 years at Edward D. Jones & Co., L.P. Wilks is also the owner and president of Wilks Wealth Planning LLC, a support company based in Milford. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored non-discretionary planning and consulting using risk profiling and analytical tools, and supports its clients through various advisory and consulting programs.

Michael Daniels is a financial advisor at Morgan Stanley in Cincinnati, OH, holding a Series 66 designation with eight years of industry experience. He has been with Morgan Stanley since 2013. Outside of his advisory role, he participates in community activities such as working concession stands at Cincinnati Bengals and Cincinnati Reds games to earn credit toward his children's private school tuition. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and uses structured financial planning tools, managing approximately $2.74 trillion in client assets.

Michael Kessling is a financial advisor with Mass Mutual Investors Services in Cincinnati, OH, holding a Series 63 designation and possessing 12 years of industry experience. He has been with MML Investors Services since 2014 and with Mass Mutual since 2007. Outside of advisory work, he is involved in several business ventures including life and health insurance sales and real estate investments. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including asset management and educational seminars, with a focus on collaborative, goal-oriented financial planning.

Wesley Holbert is a financial advisor at Primerica Advisors with 23 years of industry experience. He holds a Series 63 designation and has worked at multiple firms, including Primerica Financial Services since 2001 and PFS Investments Inc. since 2013. Holbert is also involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm utilizes model-delivery strategies managed by third parties and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Edward Reiser is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and 39 years of industry experience. He previously worked at PNC Investments for 12 years before joining Wells Fargo in 2025. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets through more than 14,000 financial advisors. The firm utilizes research and analytics to evaluate investment options, offering both brokerage and advisory solutions across various financial products.

Matthew Barnes is a CFP® with 20 years of experience in the financial services industry. He has been with UBS Financial Services since 2014. Barnes serves on the Alumni Board advising the undergraduate chapter of Delta Tau Delta, is chairperson of the Oasis Golf Club Advisory Board, and will serve as Treasurer for the Ryland Lakes Country Club HOA board. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining proprietary research and model-based asset allocations to tailor investment plans. The firm provides a broad range of services including fee-based financial planning, portfolio management, and capital markets activities.

Catherine Wash is a financial advisor with UBS Financial Services in Cincinnati, Ohio. She holds the Series 66 designation and has eight years of industry experience, including ten years with UBS. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans according to clients' goals and risk tolerances.