Michael De Persia is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has previously worked in basketball coaching and operations roles, including as Director of Basketball Operations and Basketball Coach. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a broad range of advisory and brokerage services through a large network of investment adviser representatives, offering various investment strategies and operational tools.

James Wilson is a financial advisor at Cetera with 18 years of industry experience and holds a Series 66 designation. He has worked at firms including Avantax Advisory Services and 1ST Global Advisors. Outside of advising, he is a partner in MacAlpine Carll & Co LLC, a CPA firm that oversees tax, auditing, and accounting functions. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and a multi-manager platform.

Todd Panto is a financial advisor with LPL Financial, holding a Series 66 license and 15 years of industry experience. He previously worked at Bank of America and Merrill from 2011 to 2022. Outside of his advisory role, he is involved with Medicare Coach LLC, a business related to non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning and model portfolio programs, and supports its advisors with research tools and multiple investment strategies.

Nick Meyers is a CFP® with 42 years of industry experience. He has been with LPL Financial since 2024 and previously spent 26 years at Lincoln Financial Advisors Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including advisory and brokerage services supported by LPL Research model portfolios, third-party subadvisors, and technology tools for operational and research support.

Kevin Gianfortune is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 18 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation and Hornor Townsend And Kent, Inc. Outside of his advisory duties, he is involved in several insurance-related business activities, including non-variable insurance sales and financial planning entities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational tools and oversight of substantial discretionary assets.

Joel Reitzes is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 66 designation and previously worked at UBS for seven years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Christy Bravo is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Gregory Gambale is a financial advisor at Charles Schwab with 20 years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes 18 years with The Vanguard Group, Inc. and related entities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large client base with an integrated structure offering both non-discretionary and discretionary investment solutions, supported by centralized custody and operational capabilities.

Thomas O'Brien is a financial advisor with Cetera in Lansdowne, PA, holding Series 63 and Series 65 licenses and having 20 years of industry experience. He has operated O'Brien Financial Advisors, LLC since 2012 and has been associated with Cetera and Cetera Financial Specialists LLC since 2005. In addition to his advisory work, he is also a tax preparer for TAX TIME, a business he has been involved with since 1993. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with various program structures and custodial relationships.

George Di Biase is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to identify their financial goals and develop portfolio strategies tailored to their unique needs. He provides ongoing advice and adjusts financial plans as clients' situations evolve. George's expertise lies in managing complex financial priorities, including education funding, home purchasing, elder care, and healthcare preparation. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned both his Bachelor's degree and Master of Business Administration (MBA) from Fairleigh Dickinson University. Outside of his professional work, George enjoys staying active, participating in sports, and spending time with family and friends. He is also involved in giving back to his community.

Aidan Fegley is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. His prior roles include positions at UBS Financial Services, Inc. and Fidelity Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a wide range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms.

Robert Marasa is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo, The Prudential Insurance Co. of America, and Jpmorgan Chase Bank, N.A. prior to his current role. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors through its Institutional Consulting Services program, providing asset-allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Leslie Streitfeld is a financial advisor with Equitable Advisors and holds a Series 66 designation. She has 34 years of industry experience, including prior roles at Axa Advisors, Guardian Life, and International Planning Alliance. Outside of her financial advisory work, she is a percussionist in the musical group All Winter Long, which performs classic rock and roll acoustically in the New Jersey and Pennsylvania areas. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing a range of third-party asset managers and proprietary tools to deliver tailored investment solutions.

Rachel Marshall is a Planning Consultant at Fidelity Investments, where she collaborates with clients and their advisors to develop and maintain personalized holistic financial plans. She has been in this role since 2020. Prior to her current position, Rachel served as a Senior Relationship Manager at Fidelity Investments from 2018 to 2020. Before joining Fidelity, she worked at TIAA in various capacities, including Client Relationship Consultant from 2017 to 2018 and Senior Administrative Assistant from 2010 to 2017.

Dustin Pfaff is a financial advisor with Merrill in Williamstown, NJ, holding a Series 66 designation and eight years of industry experience. He has been associated with Merrill and Bank of America since 2014. Outside of his advisory role, he is the owner of Guardian Angel Gutters LLC, a business specializing in home gutter cleaning and maintenance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kenneth Dicicco is a financial advisor with LPL Financial in Marlton, NJ, holding CFP® and Series 66 designations and bringing 29 years of industry experience. He has worked at Linsco/Private Ledger Corp. since 2003 and previously at Merrill from 2000 to 2003. Outside of advisory services, he is involved in selling term life insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Carol Todd is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been with Merrill Lynch since November 1984, initially based in the Marlton, New Jersey office. In December 1994, she relocated to Grand Junction, Colorado, where she balances maintaining a large client base in New Jersey through several annual visits with continuing growth of her client base in Colorado. Carol's client focus includes family wealth management strategies, legacy planning, personal retirement planning, and women and wealth. She holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Her educational background includes a high school diploma from Lost Nation Community High and a bachelor's degree from Iowa State University. Growing up on a farm in Iowa, Carol continues to engage in equestrian activities on her acreage in Colorado, raising horses and hay. She is actively involved in community organizations including Back Country Horsemen, Colorado Canyons Association, Newcomer's Club, West Rhone Lateral Ditch Company, and Women's Giving Club.

Christopher Spitaletto serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he partners with clients to assess their current financial situations and introduce solutions offered through Merrill and Bank of America. He focuses on empowering clients with the knowledge and tools necessary to manage their financial lives and select platforms aligned with their needs. Christopher holds a Master's Degree from Saint Peter's University and a Bachelor's Degree from Rutgers University. He is also designated as a Personal Investment Advisor (PIA). His professional approach centers on helping clients identify what matters to them and their families to develop strategies aimed at achieving their financial goals.

Tyrell Smith is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in assisting clients with retirement planning, small business financial strategies, and comprehensive wealth management. Tyrell's approach focuses on educating clients and helping them understand opportunities to make informed financial decisions that align with their goals. He holds a Bachelor's Degree from Hampton University and has earned professional designations including Accredited Asset Management Specialist (AAMS) and Chartered Retirement Planning Counselor (CRPC). Tyrell's expertise encompasses corporate benefits, education planning, legacy planning, philanthropic planning, individual and corporate investment strategy, tax minimization, and retirement income. Outside of his professional work, Tyrell is involved with Next Dimension Family Worship Church. His personal interests include basketball, dancing, football, music, photography, reading, spending time with his family, and traveling.

Karlyn Small is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Goldman Sachs & Co. LLC, Microsoft, J Crew, and other firms. She is based in Philadelphia, PA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.