Earl Crockett is a financial advisor at Morgan Stanley with 15 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2010. Outside of his advisory role, he is a partner in Framily Business LLC, a venture involved in recreational rental property management. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers comprehensive investment and planning services.

Sam Ceniccola is a CFP® and Series 66 credential holder with two years of industry experience. He has worked at RBC Capital Markets since 2021, including roles at RBC Wealth Management and RBC Capital Markets. Prior to his financial services career, he was employed at Penn State University and Lenape High School. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base ranging from individual investors to institutional clients. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, utilizing a blend of in-house and third-party investment managers tailored to each client’s risk profile.

John Burkhardt is a financial advisor at Stifel with 36 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Stifel since 2023, following seven years each at Wells Fargo Clearing and Wells Fargo Advisors LLC. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Jacob Weichert is a CFP® professional affiliated with Wells Fargo Clearing in Philadelphia, PA, with eight years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously held roles at Brother Bear BBQ and the University of Delaware. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to inform its investment approach and offers a broad range of brokerage and advisory solutions.

Margaret Petrillo is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 10 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank since 2015 and joined JPMorgan Chase Bank and J.P. Morgan Securities in 2022. In addition to her advisory role, she is also an employee of JPMorgan Bank, enabling her to offer certain bank products and services. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory capabilities with brokerage and investment management functions, offering recommendations on a non-discretionary basis while clients retain final decision authority.

Lucy Johnson is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Morgan Stanley Smith Barney LLC since 2022, following a ten-year tenure at UBS Financial Services. Outside of advisory work, Johnson is involved with Advocare, a wholesale distribution business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Steven Borenstein is a financial advisor with Morgan Stanley in Marlton, NJ, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and previously at CitiGroup Global Markets Inc. since 2007. Borenstein serves on the Board and the Investment and Finance Committees of Temple Beth Shalom, a nonprofit organization in Cherry Hill, New Jersey. Morgan Stanley Wealth Management provides investment advisory and brokerage services to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes the use of firm-approved tools and scenario modeling.

Laura Borba Sampaio is a financial advisor at Merrill with a Series 66 designation. She has been with Merrill since 2024 and has additional experience at Bank of America, N.A. beginning in 2026. Outside of finance, she has worked in various industries including hospitality and transportation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Baratz is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Edward Jones since 2022. His prior experience includes roles at Zenith Financial Group LLC, Sowell Management Services, and American Portfolios Financial Services Inc. Outside of advisory work, he is involved in managing a travel agency, LD Travel LLC, which primarily assists friends and family with travel arrangements. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of investment advisory programs and maintains a large nationwide network of advisors and branch offices.

Stephen Donovan is a financial advisor with Wells Fargo Clearing, holding Series 63, 65, and 66 licenses and 38 years of industry experience. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Michele Girgenti is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds the Series 63 and Series 66 licenses and has worked at several firms, including UBS, Fidelity Investments, Innovative Investment Fiduciaries, and Wells Fargo Advisors. Outside of her advisory role, Michele processes accounts payable on a part-time basis for Baldwin and Obenauf Inc. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and research.

Jason Rodriguez is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding Series 66 and Series 63 designations and 13 years of industry experience. He has worked at Goldman Sachs & Co. for 12 years. Rodriguez serves as a committee member for Covenant House in Philadelphia. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute and third-party sources with diversification principles and modern portfolio theory in its investment approach.

Teresa Welsh is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. She has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and charitable organizations, offering financial planning and advisory services supported by extensive research and a variety of portfolio management styles.

Dante Pinckney is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill Lynch since 2018. Prior to his current role, he worked at Enterprise Rent-A-Car and attended Rowan University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Meghan Petaccio is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. Her previous roles include positions at Citizens Bank, Cetera Investment Services, Investors Bank, and The Prudential Insurance Company of America. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and firm-approved tools, offering services primarily in an advisory capacity without individual security recommendations in standalone plans.

Patrick Goodwin is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 15 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he is involved with Pair of Harts Parking, a business he has been associated with since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a wider range of financial products than many peers, such as insurance-related vehicles and bank deposit sweep options.

Daniel Heenan is a financial advisor at RBC Capital Markets with 46 years of industry experience. He holds a Series 63 designation and has worked at RBC Capital Markets since 2017, following six years at Oppenheimer & Co. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s Advisory Risk Profile.

Jeff Khang is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS in 2025, he worked at CIBC from 2023 to 2025. His background also includes roles outside finance, such as employment at Yosuke Sushi in 2022. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing model-based asset allocations and research to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, operating under multiple regulatory registrations and providing a broad range of capital markets solutions.

James Sterrett Jr. is a Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Throughout his career, James focuses on providing financial advice and wealth management services to his clients. He earned a Bachelor's Degree from the University of Mansfield Pennsylvania and completed a Master of Business Administration (MBA) degree from Drexel University. These academic credentials support his expertise in financial planning and investment management.

Matthew Fishbone is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. His prior work includes roles at Wells Fargo Advisors and Wells Fargo Clearing. He is also employed by JPMorgan Bank, enabling him to offer certain bank products and services, including deposit and credit products. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, investment manager searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.