Ernesto Medina Quiles is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2016, following roles at Wells Fargo Advisors LLC and Wells Fargo Bank NA. He also serves in the U.S. Marines. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Patricia Strain Riley is a financial advisor with Merrill, holding Series 63 and Series 65 registrations and bringing 39 years of industry experience. Her career includes long tenures at BCG Securities, Inc. and Horace Mann Companies before joining Merrill and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Stephen Wright is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding Series 63, 65, and 66 licenses and 23 years of industry experience. He has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2010. Outside of his advisory role, Wright serves as a director and finance committee member for the Philadelphia Ronald McDonald House, a nonprofit supporting families of seriously ill children. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Christopher Ochlan is a financial advisor at OSAIC with 28 years of industry experience. He holds a Series 63 designation and previously worked for Securities America Advisors and Securities America Inc for 15 years. Outside of his advisory role, he serves as CFO for two software and air traffic control companies. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, using firm-provided tools and automated processes to construct diversified portfolios.

William Mccormack is a Private Wealth Advisor at Merrill Private Wealth Management. He works with a select group of ultra-high-net-worth individuals and families, providing tailored advice and investment strategies aligned with their financial goals and priorities. His approach incorporates a tax-sensitive perspective, considering estate, wealth transfer, and philanthropic factors, with an emphasis on wealth structuring and asset location. Mr. Mccormack has over 25 years of experience in the financial services industry. Prior to joining Merrill in 2015, he was a Director with Barclays Wealth and Investment Management and an Executive Director with J.P. Morgan Private Bank, where he led the Mid Atlantic Investments Team. He has been recognized on Forbes' "Best-in-State Wealth Advisors" and "Best-in-State Wealth Management Team" lists multiple times. He earned a bachelor's degree from Princeton University, a Master's degree in International Affairs from Georgetown University, and an MBA from the University of Virginia Darden School of Business. He holds professional designations including Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Outside of work, he is involved with organizations such as Manna, Germantown Friends School, and Princeton University. He lives in Haverford, Pennsylvania, with his family and enjoys fitness, horseback riding, and raising chickens.

Robert Biggs is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. He is based in Philadelphia, PA. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Robert Riso is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and 24 years of experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, using research and analytics from Wells Fargo Investment Institute and third-party sources to guide investment decisions.

Emil Rotaeche is a financial advisor with Edward Jones in Haddon Township, NJ, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017. Outside of advising, he is involved in managing a rental property in Merchantville, NJ. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies and affiliated services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and tax-efficient overlay services. The firm supports a large national network of advisors and branches, managing over $1 trillion in assets.

Michael Tash is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with Cetera and Cetera Wealth Services, LLC since 2013. Outside of his advisory work, he owns an interest in a racehorse through MyRaceHorse. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform with access to affiliated and third-party managers.

Amy Esposito is a financial advisor at Morgan Stanley with 26 years of industry experience and holds a Series 66 designation. She has been with Morgan Stanley since 2016. Outside of finance, she operates a retail and online store called Uncle Tony's Books and Magazines in Allentown, Pennsylvania. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning services supported by firm-approved planning tools and various investment strategies.

Hanh Nguyen is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding a Series 66 designation and four years of industry experience. Nguyen has been with Wells Fargo in various capacities since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Lawrence Tundidor is a CFP® professional with 17 years of industry experience, currently affiliated with Cetera. His prior experience includes over a decade at VOYA Financial Advisors and roles at Cetera Wealth Services and Tundidor Wealth & Investment Group, of which he is the owner. He is also an independent insurance agent involved in the sale of fixed insurance products. Cetera Investment Advisers LLC is a large SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across various program structures.

Benjamin Johnson is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in a variety of client focus areas including college education planning, corporate executive services, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. With over twenty-five years of experience in the financial marketplace, Benjamin has developed customized financial strategies tailored to meet his clients' specific needs. His process emphasizes individualized financial, retirement, and estate planning strategies aligned with long-term financial goals. He joined Merrill Lynch Wealth Management in 2015 to provide clients with enhanced investment research and flexible wealth management options. Benjamin is a CERTIFIED FINANCIAL PLANNER® certificant and holds the Personal Investment Advisor designation. He earned a Bachelor of Business Administration degree from Furman University. Raised in Knoxville, Benjamin has spent his entire career serving the local financial market. He is a supporter of University of Tennessee athletics and values his role as a husband to his wife, Jennifer, and father to their two children. In his spare time, he enjoys exercising and supporting his children's involvement in various sporting activities.

Joseph Webb is a financial advisor at Edelman Financial Engines in Philadelphia, PA, holding a Series 66 designation with five years of industry experience. His prior roles include positions at Liberty Mutual, The Vanguard Group, Edward Jones, and Cornucopia Logistics. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and supports a large client base through both advisor-led and online offerings.

Smita Menon is a financial advisor with Wells Fargo Clearing in Exton, PA, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. She previously worked at Citizens Securities and Citizens Bank before joining Wells Fargo in 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm’s offerings include an expanded range of financial products such as insurance-related vehicles and bank deposit sweep options.

David Prosser is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves as a council member for West Grove Borough, where he participates in budget and tax rate decisions. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s process is IPS-driven and includes both discretionary and non-discretionary options, with a notable inclusion of insurance-related investment vehicles and bank deposit sweep options.

Gail Knight is a financial advisor with Wells Fargo Clearing in Philadelphia, holding a Series 63 designation and 21 years of industry experience. She has been with Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services tailored to plan objectives and risk tolerances. The firm’s approach is IPS-driven and incorporates a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

Thomas Coughlan is a financial advisor at J.P. Morgan Securities in Philadelphia, PA, with 12 years of industry experience. He holds Series 63 and Series 65 credentials and has been with J.P. Morgan Securities and JPMorgan Chase since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Margaret Todd is a CFP® with 18 years of industry experience, currently with Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2015 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by extensive research and analytics.

Joseph Johnson is a financial advisor with LPL Financial in Pitman, NJ, holding a Series 66 designation and 22 years of industry experience. He has been with LPL Financial since 2004. Outside of his advisory role, he is involved with an insurance agency, Gentry Partners, which offers various types of insurance including universal and term life policies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by extensive research and diverse investment strategies.