Jason Miller is a financial advisor with Cetera, holding a Series 66 designation and 16 years of industry experience. His career includes roles at Cetera Wealth Services, Voya Financial Advisors, and JWM Wealth Management LLC. Outside of his advisory work, he serves as Executive Vice President and Board President of the Garden State Council of the Boy Scouts of America, contributing to the leadership and growth of the scouting movement. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, institutional, and charitable clients. The firm offers a multi-manager platform with various portfolio management and financial planning services, accommodating both discretionary and non-discretionary account structures.

Michael Byrne is a financial advisor with OSAIC, holding a Series 63 designation and bringing 39 years of industry experience. He worked at Lincoln Financial Advisors Corporation for 27 years before joining OSAIC in 2025. Outside of advising, he is an insurance agent offering traditional life insurance and annuity products. OSAIC serves a diverse client base, including individual and institutional investors, providing integrated brokerage, investment advisory, and retirement plan consulting services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios that may contain stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Alyssa Marino Kincel is a financial advisor at Fidelity with five years of industry experience and holds a Series 66 designation. Her previous roles include positions at Merrill and various fitness and wellness organizations. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to both retail and institutional clients, leveraging a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Allison Pearce is a financial advisor at Ameriprise with eight years of industry experience. She holds a Series 66 designation and has worked at Ameriprise Financial Services since 2017. Prior to her career in finance, she held teaching positions at Council Rock School District and worked at Tony's Place Bar and Grill. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice. The firm’s approach combines proprietary research and third-party data within a defined investment universe that includes affiliated products and manages assets with disclosed economic relationships.

Julie Wall is a financial advisor with Ameriprise in Warrington, PA, holding Series 63 and Series 65 credentials and 37 years of industry experience. She has been with Ameriprise since 2012, including its predecessor entity Ameriprise Financial Services Inc. Outside of her advisory role, she co-owns an LLC that holds a partial investment in a local swim facility. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides tailored retirement planning focused on reliable income sources and tax-aware withdrawal strategies.

Stephen Hill is a financial advisor with Cambridge Investment Research Advisors in Newtown, PA, holding a Series 65 designation and seven years of industry experience. He is also a partner at Gilbert, Wilson & Hunter LLP, where he provides tax preparation and accounting services. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, pension and profit-sharing plans, charitable organizations, trusts, estates, and other retirement-plan sponsors. The firm offers a range of services including financial planning, investment management, and retirement plan advisory through a network of independent financial professionals using various investment platforms and strategies.

Nancy Hornberger is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 31 years of industry experience. She has worked at Wells Fargo Clearing and Wells Fargo Advisors since 2011, with a brief period of unemployment from 2022 to 2023. Outside of her advisory role, she serves as executor for her mother’s estate. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Brandon Marshall is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation and eight years of industry experience. He has worked at Ameriprise since 2017 and previously attended Saint Joseph's University. Outside of his advisory role, he is employed at WPM Management, where he performs transaction follow-up and money movement tasks related to advisory services. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and annual advice. The firm’s approach integrates internal research, third-party data, and algorithmic tools, with implementation guided by clients and their advisors within a defined investment universe.

George Christiani is a financial advisor at Fidelity with 31 years of industry experience. He holds the CFP® and Series 63 designations. Prior to joining Fidelity, he worked at TIAA-CREF for 26 years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs, and engages in advisory roles that include portfolio management and fund consulting.

Alicja Plonska is a Series 66-licensed financial advisor at Morgan Stanley with 17 years of industry experience. She has worked at Morgan Stanley and its Private Bank division since 2017 and previously worked at Bank of America and Merrill. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and Corporate Financial Planning agreements.

Shawn Hood Jr. is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley Private Bank, N.A. for over nine years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Edward Bell is a financial advisor at Morgan Stanley with 34 years of industry experience. He has been with Morgan Stanley since 2016 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as an administrator of an estate in Cherry Hill, NJ. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including comprehensive financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside market simulations to support its advisory process.

Gianna Pizoli is a Financial Advisor at Merrill Lynch Wealth Management, having joined the firm in 2023. She focuses on providing timely account support and services, serving as a key resource for both advisors and clients. Her areas of expertise include college education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, women and wealth, individual and corporate investment strategy, and retirement income. Gianna holds a Bachelor's Degree from Drexel University and is pursuing her Chartered Retirement Planning Counselor™ designation, supplementing her Series 7 and Series 66 licenses. She is a former Division I athlete, having competed with the Drexel University Women's Soccer program. Residing in Marlton, NJ, Gianna engages in various personal interests such as traveling, soccer, boating, and cooking. She is also involved in her community through participation with the Medford Arts Center.

Chris Raimo is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, after joining JPMORGAN Chase Bank, N.A. in 2008. Outside of his advisory role, Raimo serves as a board member and vice president of Ocean Dunes Investments, LLC, a real estate entity. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Robert Mullin Jr. is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 32 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 24 years with Metlife Securities Inc. He is based in Marlton, NJ. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, money-manager programs, and educational seminars.

Lindsay Newell is a financial advisor at Merrill with 12 years of experience at the firm and seven years in the industry. She holds a Series 66 designation and is based in Haddon Township, NJ. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Cruz is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His career includes roles at Bank of America and Merrill prior to joining J.P. Morgan in 2019. Outside of his advisory work, he is involved in a maintenance-related activity as a contractor. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Tyler Becker is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. His prior roles include positions at Bank of America, Merrill, and work at Newtown Athletic Club and Friends Bar & Grill. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

William Greco is a financial advisor at Ameriprise with a Series 66 designation and experience spanning several years, including roles in education and financial services. His work history includes multiple periods at Ameriprise Financial Services LLC and prior positions at the University of Alabama, St. Joe's Prep, and the Philadelphia Performing Arts Charter School. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations, with a focus on assets held in Ameriprise Managed Accounts and an emphasis on affiliated investment products.

Joseph Allen is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. He has been with Raymond James & Associates since 2005. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base, including high-net-worth individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.