Ryan Burke is a financial advisor with Wells Fargo Clearing in Chesterbrook, PA. He holds the CFP® designation and securities licenses Series 63, 65, and 66, with four years of industry experience. Prior to his current role, he has been associated with Wells Fargo bank since 2005. Outside of his advisory work, he has majority ownership in a media company and is involved in several real estate ventures with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Carmine Ciccolella is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 1994. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Carmine specializes in retirement planning strategies, fixed income portfolio construction, and wealth management for affluent individuals and small business owners. His approach emphasizes preservation of capital, cash flow, and tailoring recommendations to align with each client’s income and growth objectives. Carmine holds a Bachelor of Science degree from the United States Naval Academy and a Master of Science degree from Golden Gate University. Following his graduation in 1986, he served as a Naval Officer for seven years, gaining experience in financial and logistics responsibilities. His professional focus includes family wealth management, liquidity management, tax minimization, investment planning, and estate transfer strategies. Carmine works closely with a Registered Wealth Management Client Associate to provide comprehensive financial advisory services. Residing in Hockessin, Delaware, Carmine is married with two sons. He is active in his local church and alumni association groups. Outside of work, he enjoys baseball, golfing, reading, and spending time with his family.

Susan Helm is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been with LPL Financial since 2014. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management and providing access to research, model portfolios, and various investment strategies.

Caryn Schwartzberg is a Series 66 licensed financial advisor at Vanguard Advisers with four years of industry experience. She has been with The Vanguard Group since 2021, following prior roles including work at Randstad and the Cirillo Cosmetic Dermatology Spa. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Steven Kaplan is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously with MetLife Securities Inc. from 2015 to 2017. Kaplan is also involved in consulting through Mindshift Consulting LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using technology-driven analysis tools as part of collaborative annual planning engagements.

Francesco Carafa is a financial advisor at Vanguard Advisers with credentials including Series 63 and Series 66. He has held various roles since 2014 at firms including PNC Investments, National Life Group, and The Barclay Group. He has also been self-employed since 2022 and has experience with multiple Vanguard affiliates. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven investment approach centered on personalized asset allocations primarily constructed from Vanguard funds and ETFs, supported by a large team of advisors and a digital delivery platform.

Edward Kerschner is a financial advisor at Mass Mutual Investors Services with 43 years of industry experience. He holds the Series 63 designation and has worked at MassMutual Life Insurance Company since 2016 and MetLife Securities Inc. from 2015 to 2017. His other business activities include serving as an agent for individual life, long-term care insurance, disability, and life settlements/viaticals. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, collaborative financial planning engagements using firm-approved software tools and delivers written recommendations without discretionary authority.

Adam Goldin is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings over 20 years of experience in the financial industry, having previously worked as a municipal bond analyst and economist. In his current role, Adam focuses on creating comprehensive, goals-based wealth management plans that address all aspects of a client’s financial life, including family, finances, health, home, work, leisure, and giving. Adam’s expertise encompasses retirement planning, portfolio management, tax minimization, college education planning, family wealth management, legacy planning, liquidity management, and small business strategies. He emphasizes the importance of helping individual savers navigate the complexities and risks of personal finance, especially given the decline of private pensions and the increasing need for informed decision-making. Adam holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned his bachelor’s degree from Binghamton University and holds master’s degrees from George Washington University and Fordham University. Outside of his professional work, Adam enjoys baseball, biking, football, hiking, ice hockey, reading, tennis, traveling, watching movies, and spending time with his family.

Matthew Geraci is a financial advisor at LPL Financial with 16 years of industry experience. He holds the CFP® designation as well as Series 63 and 66 licenses. Prior to joining LPL Financial in 2024, he worked at OSAIC and Securities America Advisors, and spent eight years at Janney Montgomery Scott. Outside of his advisory role, he is involved with G2Financial LLC, a business entity for tax and investment purposes. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and providing model portfolios and research from multiple sources.

David Bloom is the Senior Resident Director and Wealth Management Advisor at Merrill. He leverages over 27 years of experience in wealth management to guide clients through the complexities of financial planning. David's approach involves developing comprehensive financial roadmaps tailored to his clients' goals, helping them manage both assets and liabilities to navigate market fluctuations effectively. David holds a bachelor's degree from Villanova University and a Juris Doctorate degree from Widener University Delaware Law School. He has maintained the CERTIFIED FINANCIAL PLANNER™ certification since 2000. His expertise spans college education planning, executive compensation, legacy planning, socially responsible investing, retirement income, and managing new wealth. Before his current role, David practiced law, and he incorporates this background into his holistic wealth management services. Active in his community, David has served on the boards of the Benchmark School, Children's Literacy Initiative, Delaware County Estate Planning Council, and Swarthmore Swim Club. He and his family reside in the Wallingford-Swarthmore School District and enjoy spending time outdoors, with personal interests including chess, fishing, golfing, reading, running, and skiing.

Ethan Wang is a CFA® charterholder and Series 63 licensee with six years of industry experience. He has worked at The Vanguard Group, Inc. in various roles since 2014 and was affiliated with the University of Pennsylvania for two years. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and managing hundreds of thousands of client relationships through its digital platform and advisory team.

Jadan Mcdermott is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and three years of industry experience. He has worked at multiple Vanguard entities since 2022 and has prior experience at various organizations including Tufts University and The Simmons Law Firm. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs. The firm serves a large client base through a digital platform and a team servicing model.

Joseph Azzara is a CFP® professional with 31 years of industry experience. He has worked at Wells Fargo Advisors since 2017 and previously worked at Ameriprise Financial Services, Inc. from 2009 to 2017. In addition to his advisory role, he owns Azzara Wealth Management, LLC, an independent financial practice. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including niche services like business-owner transition and special-needs analysis. The firm integrates advisory services with various financial products and referral channels.

Dominic Marinucci is a financial advisor with Mass Mutual Investors Services in Exton, PA. He holds a Series 66 designation and has 16 years of industry experience, including 15 years with Mass Mutual and its affiliated firms. Outside of his advisory role, he serves as a course instructor at Delaware County Community College. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive planning using firm-approved tools and educational seminars, serving a diverse client base including high-net-worth individuals.

Gregory Melara is a financial advisor with Merrill in Wayne, PA, holding Series 63 and Series 65 credentials and over 36 years of industry experience. He has been with Merrill since 1997. In addition to his advisory role, he serves as an advisory board member on the parish finance council for St. Andrew the Apostle Church, a charitable organization in Gibbsboro, New Jersey. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm’s investment approach includes model-based and discretionary strategies supported by Merrill’s Chief Investment Office and third-party managers.

Lisa Karlin is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has worked with Cetera and its related entities since 2013 and also serves as an insurance agent selling life, health, disability, annuities, and long-term care insurance. Outside of her advisory role, Karlin is active in her community as committee chair for the social action committee at Congregation Ohev Shalom, where she oversees scholarships, donations, and educational programs. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, planning, and consulting services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management across more than 10,000 advisors.

Dorian O'Connell is an advisor at Vanguard Advisers with Series 63 and Series 66 credentials and five years of industry experience. He has worked at The Vanguard Group, Inc. since 2021 and owns several small e-commerce businesses, including an Etsy store and a baking company, Sweet Pastry LLC. Vanguard Advisers serves retail investors and eligible retirement plan participants through a combination of automated and human-supported investment advice, using a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs.

Joshua Novess is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple Vanguard entities since 2019, following prior roles at AeroTek and BMO Harris Bank. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct personalized portfolios largely composed of Vanguard funds and ETFs.

Anthony Videtto is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has been with The Vanguard Group since 2005. Outside of his advisory role, he is a limited partner in SVS Properties Group LLC, a rental property business in New Jersey. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm operates at scale with a digital delivery model, managing hundreds of thousands of client relationships through over 2,200 advisors.

Mark Roussey is a financial advisor with Equitable Advisors in Phoenixville, PA, holding a Series 66 designation and five years of industry experience. Prior to joining Equitable Advisors in 2021, he worked for POWER Engineers from 2014 to 2021. Equitable Advisors serves a diverse client base that includes individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, utilizing a delivery model that emphasizes LPL-sponsored programs and endorsed TAMPs.