Megan Bailey is a Senior Financial Advisor at Merrill Lynch Wealth Management. She began her career at Merrill in 1995 and holds FINRA Series 66 and Series 7 registrations. Megan is licensed as an agent for Life, Accident and Health Insurance. In 2007, she earned the Chartered Retirement Planning Counselor™ designation, and in 2018, she obtained the Certified Plan Fiduciary Advisor® designation. She also holds the Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC) designations. In her role, Megan conducts portfolio reviews, oversees investment proposal and strategy implementation, assists with investment analysis, and coordinates intergenerational planning. She focuses on the design and implementation of retirement plan services and provides access to Merrill’s investment insights to address all aspects of clients' financial lives. Megan works with clients to create customized wealth management approaches that can adapt to changing needs and market conditions. Originally planning to be a teacher, she applies her skills in educating clients and simplifying the investment process. Megan holds an Associate's Degree from Montgomery County Community College. She lives in Fort Washington, PA with her husband, two children, and five dogs. Megan is an equestrian who enjoys spending time with her horses, Navaro and Spider. In her spare time, she also enjoys Broadway musicals and reading fiction novels.

Tracey Sudo is a financial advisor at LPL Financial with 26 years of industry experience. She holds a Series 66 designation and has worked at several firms, including Cetera Investment Services, Banc of America Investment Services, PNC Wealth Management, and Ameriprise. Outside of her advisory role, she is also a licensed real estate agent with Keller Williams. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a variety of financial planning and portfolio management services through a large network of advisors and employs diverse investment strategies supported by advanced research and technology tools.

Edward Foy is a financial advisor with LPL Financial in Blue Bell, PA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. Prior to joining LPL Financial in 2023, he operated his own advisory practice and worked with Minnesota Life, M & K Financial Services, and Securian Financial Services for over two decades. Outside of his advisory work, he is the owner of a business specializing in buying and selling sports books and publications and serves on the Parish Finance Council at Saint Genevieve Roman Catholic Church. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives, serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a variety of investment programs and tools, including model portfolios, third-party asset management, and participant-level retirement advice, supported by technology-driven operational and research resources.

Noel Wolfe is a financial advisor at Morgan Stanley with 27 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his financial advisory role, Wolfe serves as a computer consultant for a law office and is a Sunday school teacher at Davisville Baptist Church. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide array of advisory programs, including tailored financial planning utilizing structured discovery processes and firm-approved tools.

Ryan Snarski is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2018. Prior to this, he held roles at FCB Health and NBC Sports Philadelphia. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and market simulations.

Kimberly Wenger is a financial advisor with LPL Financial, holding a ChFC® designation and Series 63 and 66 licenses, with 14 years of industry experience. Prior to joining LPL Financial in 2026, she worked at Hornor, Townsend & Kent, Inc and Penn Mutual Life Insurance Company. Outside of her advisory work, she serves as a board member of the Pennsylvania Girls' Lacrosse Association and is a head coach for the Great Valley High School lacrosse program. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions with comprehensive financial planning and investment management services. The firm combines advisory and brokerage platforms with a wide range of financial products and utilizes technology tools to support advisor decision-making.

John Fischer is a financial advisor with Cetera, holding the ChFC® and Series 63 designations and bringing 32 years of industry experience. His career includes roles at Northwestern Mutual Wealth Management Company and Minnesota Life Insurance Company. Outside of advising, he owns Cowboy Coffee Roastery, a small start-up business roasting coffee for family and friends. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Thomas Ferguson IV is a CFA® charterholder with five years of industry experience. He has been with Wells Fargo Clearing since 2020 and previously worked at Veritable LP for nine years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options, and includes both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Jeffrey Gordon is a financial advisor at Stifel with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel since 2014. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group that supports asset allocation and planning analyses.

David Adler is a financial advisor with Morgan Stanley in West Conshohocken, PA, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2010. Outside of his advisory role, Adler serves as a trustee for a trust in Collegeville, Pennsylvania. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning and access to various investment products and strategies.

Michael Makaila is a financial advisor at Cetera with four years of industry experience. He holds the Series 66 designation and previously worked at Teva Pharmaceuticals, Inc. for fourteen years. He serves as a board member of Ebony Pearls Foundation, Inc., a nonprofit focused on scholarships and leadership development for young women in Philadelphia County. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services across various program structures, managing over $256 billion in assets.

Charles Robinson is a financial advisor with Morgan Stanley in Berwyn, PA, holding a Series 63 designation and having 52 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2011. His prior experience includes four years at UBS Financial Services. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, managing approximately $2.74 trillion in assets. The firm offers tailored financial planning through structured discovery and firm-approved tools, supporting a broad range of retail and institutional investment programs.

Marilyn Banyai is a CFP® and CPA with 39 years of industry experience. She currently works at Cetera and has a long history with Avantax Advisory Services and related firms, spanning over two decades. In addition to her financial services career, she is an author of non-fiction books on photography, Bible characters, and crafts, and serves as secretary and scholarship committee chair for the Buxmont Chapter of PSTAP. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting various investment programs and custodial relationships.

John Griffin is a financial advisor with Morgan Stanley in West Conshohocken, PA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC since 2016. Outside of his advisory role, Griffin is involved as an independent TV broadcaster for college basketball games and serves on the boards and committees of several nonprofit organizations, including Independence Health Group and the University City Science Center. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process.

Ryan Wenzel is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds a Series 66 designation and previously worked at LPL Enterprise, The Prudential Insurance Company of America, Pruco Securities LLC, Haddock Investments, and NorthCape Inc. He also has a four-year background at Dickinson College. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory.

Jonathan Markle is a Series 66-registered financial advisor with Morgan Stanley, based in Blue Bell, PA, and has 28 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

Shawn Gibbons is a financial advisor at Morgan Stanley with one year of industry experience. He holds the Series 66 designation and has worked in various roles, including positions at Equitable Advisors and PNC Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs. The firm offers tailored financial planning supported by structured processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Michael Gambol is a financial advisor at Raymond James & Associates with 31 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior work includes two years at Wells Fargo Clearing Services LLC and earlier years at Raymond James & Associates. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individual, institutional, and municipal clients, offering financial planning and advisory services that emphasize non-discretionary consulting and a variety of portfolio management styles.

Steven Zimmerman is a CFP® and ChFC® with 27 years of industry experience. He is currently with Cetera and has held roles at affiliated entities since 2016. Outside of his advisory work, he is involved in the life settlement business as an insurance agent. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform with various investment program options.

Brian Callahan is a financial advisor with Ameriprise, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2001. In addition to his advisory role, he is employed by Ashford Wealth Advisors, a practice management entity. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored recommendations through a centralized consulting team.