Robert Gildea II is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Scott Miller is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB since 2016. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research and due diligence.

Zachary Dahme is a Wealth Management Advisor at Merrill Lynch Wealth Management and a second-generation member of the Dahme Group. He works with a diverse group of clients, including medical, financial, and technology professionals, focusing on areas such as family wealth management, retirement planning, legacy planning, and philanthropic planning. Zach approaches wealth management strategically, aiming to help clients grow, preserve, and transfer their wealth. Zach began his financial career at Merrill while earning a Bachelor of Science degree in Finance and Financial Planning from Saint Joseph's University. He worked as a Financial Solutions Advisor at Merrill Edge online investing before joining the Dahme Group full-time in 2020. He holds the certifications of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Outside of his professional work, Zach enjoys an active lifestyle that includes baseball, fishing, football, golf, rock climbing, running, soccer, reading, and traveling. He is involved in his community through the People's Emergency Center and resides in downtown Philadelphia.

Drew Kenavan is a Wealth Management Advisor at Merrill Lynch Wealth Management. He is a CERTIFIED FINANCIAL PLANNER® professional and holds additional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Drew graduated from Washington and Lee University with a bachelor's degree in Business Administration, where he was also a four-year member of the Men's Lacrosse team. Drew focuses on helping clients achieve their financial goals through proactive communication, guidance, and collaboration. His expertise covers a range of areas including retirement planning, education planning, estate planning strategies, insurance and risk management, and lending services such as mortgages. He partners with clients at various life stages to assist with family wealth management, legacy planning, portfolio management, and services for endowments, foundations, and non-profits. Outside of his professional work, Drew is active in the lacrosse community. He enjoys spending time with his family and has interests that include camping, football, golfing, hiking, ice hockey, music, and reading.

Olivia Grabowski is a financial advisor at LPL Financial with seven years of industry experience. She holds the Series 66 designation and has worked at LPL Financial since 2019, previously holding roles at Cetera and Foresters Financial Services. Outside of her advisory role, she was associated with Beta Tau Housing Corp. during 2019 to 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisors, utilizing both proprietary and third-party strategies.

L Shegoski is a financial advisor with UBS Financial Services in Princeton, NJ, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with UBS since 1995. Outside of his advisory role, he teaches entrepreneurship classes at Rider University Business School and serves on several boards, including commercial real estate, pharmaceutical software, biotech firms, and a healthcare foundation where he chairs the investment committee. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, utilizing model-based asset allocations and proprietary research to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and investment products.

Tucker Brown is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has worked since 1995. Prior to joining Merrill Lynch, he served as a senior loan officer at The Makefield Group. Tucker focuses on serving high net worth individuals, foundations, endowments, and corporations, helping them simplify complex financial lives. His practice areas include family wealth management strategies, personal retirement planning, philanthropic planning, portfolio management, and socially responsible investing. He holds a B.A. from Wheaton College and a Master's of Divinity from Biblical Theological Seminary. Tucker has earned several professional designations, including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is a qualified Portfolio Manager authorized to manage portfolio strategies on a discretionary basis within the firm's Investment Advisory Program. Tucker resides in Titusville, New Jersey, with his wife and three children. He serves on the boards of The New Song Foundation and the Pennington Cemetery Association. His personal interests include golf, live music, travel, and spending time with his family.

Hye Joung Lee is a financial advisor with LPL Financial in Princeton, NJ, holding Series 63 and Series 65 licenses and with 27 years of industry experience. Prior to joining LPL Financial in 2025, Lee worked at Park Avenue Securities and Guardian Life Insurance Company. Lee also operates LHK CPAS LLC, providing tax preparation, accounting, and consulting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and third-party asset management, supported by a large network of investment adviser representatives and extensive operational resources.

Diane Di Braccio is a financial advisor at LPL Financial with eight years of industry experience. She holds Series 65 and Series 63 licenses and has worked previously at Cetera Investment Services and Foresters Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by various advisory strategies and operational tools.

Jason Riccardo is a financial advisor with Morgan Stanley in Lawrenceville, NJ, holding a Series 66 license and 25 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools as part of its advisory process.

Matthew Rozzi is a financial advisor with MassMutual Investors Services, holding a Series 63 designation and 16 years of industry experience. He has worked at MassMutual Investors Services since 2017 and at MassMutual Life Insurance Company since 2016, following eight years at Metlife Securities Inc. He is also co-owner of Wealth Protection Strategies LLC, an entity established to serve as a beneficiary for life insurance designations to protect families. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using detailed client analysis and firm-approved software to deliver written recommendations.

Jermain Hall is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Equitable Advisors since 2011 and previously worked at Axa Advisors. In addition to his advisory role, he is also an insurance agent with United Healthcare. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing a range of third-party advisory models and proprietary solutions.

Gregg Doyle is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has dedicated over 27 years to assisting individuals and businesses with their financial needs. Gregg began his career at Merrill Lynch in 1996 as a Vice President of Estate Planning and has experience advising clients on concentrated stock and stock option strategies through Merrill's Private Bank. He holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), and Chartered Retirement Planning Counselor (CRPC). Gregg earned a Bachelor's Degree in Business Administration from Monmouth University, where he attended on a full NCAA athletic scholarship. Outside of his professional work, Gregg is involved with the Friends of Ocean Grove Beaches Foundation and supports the Pennsbury High School Investment Management Class. He resides in Yardley, Pennsylvania with his wife Nicole and their two children, Connor and Caitlin.

Theodore Mcnulty III is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2007, bringing over 25 years of experience in the financial services industry, along with more than a decade of prior experience in the banking sector. Theodore focuses his practice on asset and liability management, retirement and estate planning services, and educational expense planning and advice. He holds the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards and completed the Merrill Longevity Training Program through the Davis School of Gerontology at the University of Southern California. This training supports his work assisting clients and their families through the transition from early to late retirement, including strategies for funding in-home care or assisted living, advanced estate planning, and developing personalized financial plans. Theodore is a graduate of The Hun School of Princeton and Colgate University. Theodore grew up in Princeton and currently lives in Hopewell Township with his wife and twin daughters. He is involved in community organizations such as the Mercer County Estate Planning Council and contributes to the Parent's Fund for the School of Engineering and Applied Science at Columbia University. In his personal time, he enjoys hiking, racquetball, reading, and spending time with his family.

Robin Arizzo is a financial advisor at Charles Schwab with 30 years of industry experience. She holds the Series 63 designation and has been with Charles Schwab and Charles Schwab Bank since 2003 and 2005, respectively. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Peter Black is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and having 41 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney, Morgan Stanley Private Bank, and Merrill. He serves as a trustee and executor for several family trusts and estates, managing investment portfolios and estate settlements. UBS Financial Services Inc. offers brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management solutions tailored through proprietary research and model-based strategies.

Eric Sandowsky is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 27 years of industry experience. His work history includes roles at Cetera Advisors LLC, Mass Mutual, and Hornor, Townsend & Kent, LLC. He is also involved in financial activities at a credit union and operates a life settlement business. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Laura Garofalo is a Financial Advisor with Merrill Lynch Wealth Management based in Staten Island, NY. She is a member of The Acquazzino Group, where she collaborates with Senior Financial Consultant Joseph Acquazzino to design financial plans tailored to her clients' needs. Laura joined Merrill Lynch in November 2009 after earning her Bachelor's Degree from Wagner College. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Her areas of expertise include college education planning, legacy planning, personal retirement planning, and advising women on wealth management. Committed to understanding her clients' values and goals, Laura employs a disciplined process that starts with one-on-one conversations to grasp clients' financial situations and priorities. She creates detailed cash flow summaries to help visualize retirement lifestyles and other objectives. Outside of her professional work, Laura enjoys boxing, cooking, gardening, golfing, reading, skiing, soccer, table tennis, and spending time with her family.

Dawn Eichhorn is a financial advisor with Merrill in Princeton, NJ, holding Series 63 and Series 66 registrations and bringing 31 years of industry experience. She has been with Merrill since 1993. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Anthony Cortina is a financial advisor at Morgan Stanley with 15 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2020 and was previously with UBS from 2014 to 2020. He holds the Series 66 credential. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and a structured planning process. The firm manages approximately $2.74 trillion in client assets and provides services that include investment advisory, estate planning strategies, and corporate financial planning agreements.