Stephanie Scorziello is a financial advisor at Goldman Sachs Wealth Services with six years of industry experience. She holds Series 63 and Series 66 designations. Her prior roles include positions at Ayco and Advantage XPO, as well as accounting and consulting experience in New York. Goldman Sachs Wealth Services advises a broad client base, including individual investors, executives, and institutional clients, providing financial planning and portfolio management with access to specialized programs and alternative investments. The firm integrates strategic investment models and proprietary analytics, offering tailored solutions through various fee arrangements and platforms.

Eric Kreitzer is a financial advisor with Citigroup Global Markets, holding Series 65 and Series 63 licenses and 12 years of industry experience. He has been with Citigroup since 2018 and previously worked at J.P. Morgan Securities and JPMorgan Chase Bank from 2014 to 2018. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs and operates with a combination of large institutional scale and extensive market roles.

Gavin Kreitz is a financial advisor with TLG Advisors, Inc., holding a Series 66 credential and no prior industry experience. His work history includes roles at Simplicity Investments Inc., Gideon Strategic Partners LLC, Leste Group, Med-Metrix, and academic positions at the University of Miami and Lafayette College. TLG Advisors, Inc. serves a diverse client base, including individuals, trusts, charities, corporations, and institutional investors. The firm focuses on manager selection and monitoring, using fundamental analysis and Modern Portfolio Theory to build diversified portfolios, and offers both sub-advised accounts and direct-to-consumer digital investment programs.

James Clark is a financial advisor at Janney Montgomery Scott with 37 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services for 11 years before joining Janney in 2025. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate retirement plans, and municipalities, offering a range of services such as brokerage, financial planning, and advisory programs with a combination of in-house and third-party portfolio management.

Joan Banks is a financial advisor with Goldman Sachs Wealth Services in New York, NY, holding a Series 66 designation and two years of industry experience. Her prior roles include positions at Apprentice Inc, Horizon Blue Cross Blue Shield, and Syracuse University. Outside of her advisory work, she sells clothing on online marketplace platforms Poshmark and Depop. Goldman Sachs Wealth Services advises a diverse client base ranging from individual investors to institutional clients, providing financial planning, portfolio management, and specialized wealth and wellness programs. The firm utilizes a range of strategic allocation models and managerial selections, supported by proprietary and third-party analytics, and offers access to affiliated banking, asset management, and broker-dealer resources within the broader Goldman Sachs network.

Ozlem Artan is a Series 66-licensed advisor at Citigroup Global Markets with two years of industry experience. She has been with Citigroup since 2000. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs that include discretionary and non-discretionary strategies. The firm combines large institutional scale with unique market roles, providing multi-asset, multi-manager solutions and facilitating lending secured by advisory assets.

Sean Broderick is a Series 66-licensed financial advisor with Citigroup Global Markets, where he has worked in Citi Personal Wealth Management since 2010. He has 16 years of industry experience. Outside of his advisory role, he is the owner and personal trainer at United Health and Fitness, LLC, and serves on the board of directors for The Greenbelt Conservancy in Staten Island, focusing on greenbelt preservation and education. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside brokerage and custody services. The firm combines large institutional scale with unique market roles, providing discretionary and non-discretionary strategies that include alternative investments and digital assets.

David Dobin is a CFP® professional with 25 years of experience in the financial services industry. He has been with VALIC Financial Advisors since 2003 and holds Series 63 and Series 66 licenses. Outside of his advisory work, he volunteers by selling merchandise at cost to support a colleague battling an illness. VALIC Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Klever Piedra is a financial advisor at Citigroup Global Markets with Series 65 and Series 63 licenses and four years of industry experience. His prior roles include positions at UBS Financial Services, Santander Securities, J.P. Morgan Securities, and TD Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides customized solutions for high-net-worth clients alongside institutional scale and unique market roles.

Monica Dawson is a financial advisor at Citigroup Global Markets with a Series 66 designation and three years of industry experience. She has been with Citigroup since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with rigorous manager selection and oversight processes, supporting both discretionary and non-discretionary portfolios.

Jeffrey Locke is a financial advisor with Citigroup Global Markets in New York City, holding Series 63, 65, and 66 licenses and possessing 14 years of industry experience. He has been with Citigroup since 2010. Locke serves on advisory boards for multiple private equity and real estate funds and holds an observer seat on the iCapital Advisory Council. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing a broad range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies and maintains in-house research, operating at a large institutional scale with unique market roles and arrangements.

Adam Block is a financial advisor with Goldman Sachs Wealth Services, holding Series 63 and Series 65 licenses and possessing 18 years of industry experience. He has worked at Goldman Sachs in two periods totaling 17 years and spent three years at Broadridge Financial Solutions. He serves as an Investment Committee Member for the University at Albany Alumni Association. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals and institutional clients, leveraging centralized investment resources and a range of discretionary and non-discretionary portfolio management options.

Koel Johnson is a financial advisor at Citigroup Global Markets with one year of industry experience. She holds the Series 66 designation and has worked in various roles at Citi since 2022. Outside of her advisory role, she is the founder and president of the Hazel Foundation Inc., a nonprofit focused on fundraising and supporting students in need. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains in-house research capabilities while supporting large-scale, bespoke discretionary solutions.

Dylan Maziarz is a financial advisor at Oppenheimer with one year of industry experience. He holds a Series 66 designation and has worked at UBS Financial Services, Morgan Stanley, and Gian-Grasso & Tomczak P.C. prior to joining Oppenheimer. Outside of finance, he has experience with DoorDash and has been involved in academic roles at Loyola University of Maryland and St. Joseph's Preparatory School. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering a range of advisory and brokerage services. The firm employs strategic and tactical asset allocation, manager selection, and various investment vehicles to construct client solutions, while also serving as a qualified custodian and providing both discretionary and non-discretionary investment management programs.

Michael Dwyer is a financial advisor with Eagle Strategies (NY Life) in New York, NY, holding Series 63 and Series 66 designations and 17 years of industry experience. He has been with Eagle Strategies since 2012 and has worked with NYLIFE Securities LLC and New York Life Insurance Co. since 2009. He serves as a board member of the Harbor Green Shore Club, a local community organization. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm emphasizes tailored advice through multiple program types and manages a majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Anton Gringut is a CFA® charterholder and holds a Series 63 license, with five years of industry experience. He has worked at Citigroup Global Markets since 2020 and previously held positions at Fiera Capital and Oppenheimer Asset Management. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees, combining large institutional scale with specialized market roles and arrangements.

Zachary Weinstein is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds a Series 66 designation and has previously worked at Barclays, UBS Financial Services, Van Wagner Sports & Entertainment, and Crystal Plaza Group. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing broad advisory and execution services as well as bespoke solutions for very large relationships.

Michael Whittemore is a CFP® and CFA® with 18 years of experience in the financial advisory industry. He is currently with Beacon Pointe Advisors, LLC, where he has worked since 2019, including time at its affiliated entity Beacon Pointe Wealth Advisors, LLC. His prior experience includes roles at Heller Wealth Advisors, LLC and U.S. Trust - Bank of America. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, retirement plan services, and outsourced chief investment officer solutions to individual and institutional clients. The firm combines asset-allocation modeling with third-party independent managers, employing both active and passive strategies across multiple asset classes.

Shelly Wong is a financial advisor at Citigroup Global Markets with 15 years of industry experience. She holds Series 66 and Series 63 designations and has previously worked at Deutsche Bank Securities, HSBC Securities, and Novus Partners. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and leverages its institutional scale and specialized market roles to provide diverse solutions, including discretionary mandates and alternative product exposures.

Matthew Nirenberg is a CFA® charterholder with 20 years of industry experience, currently serving as a financial advisor at Oppenheimer since 2008. He holds a Series 63 license and is based in Briarcliff Manor, NY. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as discretionary and non-discretionary investment management, financial planning, and private-fund management. The firm employs strategic and tactical asset allocation, manager selection, and a variety of investment strategies, with a distinctive approach that includes acting as a qualified custodian and utilizing commission-based advisory programs.