Adrienne Alexander is a CFP® professional with three years of industry experience. She is currently affiliated with Commonwealth Financial Network and has prior experience at Holbrook Wealth Advisors and US Wealth Greenwich. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a variety of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while offering operational and technological support to its affiliated advisors.

Gerard Zopfi is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 65 credential and 33 years of industry experience. He has been with Wealth Enhancement Group and its advisory affiliate since 2016. Outside of his advisory role, he is involved in racehorse ownership and provides tax preparation and consulting services through Wealth Enhancement Tax and Consulting Services. Wealth Enhancement Advisory Services manages over $122 billion in assets and serves individuals, high-net-worth clients, corporations, and retirement plans. The firm employs a diversified, risk-class based investment approach that combines passive and active strategies, supported by an internal Investment Committee and a range of implementation tools and sub-advisory options.

Alex Kavazis is a financial advisor at Oppenheimer with one year of industry experience. He holds the Series 66 designation and has previously worked at Park Avenue Securities, Guardian Life Insurance Company, and National Financial Network/Guardian. Prior to his financial services career, he was involved in the food service industry and held roles related to education. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans, offering a variety of advisory programs including discretionary and non-discretionary portfolio management, consulting, and retirement services. The firm employs a range of investment approaches tailored to specific programs and advisors, managing approximately $36.7 billion in assets as of the end of 2025.

James Dowling is a CFP® and ChFC® with 23 years of industry experience. He is currently with Hightower Advisors and has prior experience at MassMutual Insurance Co. and Altium Wealth Management. Dowling is also licensed to sell insurance products through MassMutual. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors. The firm emphasizes manager selection and multi-manager solutions, offering access to discretionary and non-discretionary portfolio management, financial planning, and retirement consulting.

Leonedas Kalamaras is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with TIAA and TIAA-CREF since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected through TIAA-administered employer retirement plans and acts as adviser to a donor-advised fund.

M Jonathan Adler is a financial advisor at Primerica Advisors with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Park Avenue Securities, Guardian Life Insurance Co, and Strategies for Wealth since 2006. Outside of his advisory role, he is involved in the sale of group medical insurance and serves as a power of attorney in trust-related family matters. Park Avenue Securities LLC serves a diverse retail client base including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and advisory services alongside financial planning and consulting. The firm employs a range of proprietary and third-party investment strategies and supports various account-level services such as lending solutions and donor-advised funds.

Anthony Mancusi Jr. is a registered representative with HSBC Securities (USA) Inc. and holds Series 63 and Series 66 licenses. He has 20 years of industry experience, all with HSBC-affiliated entities, including dual roles as a Bank Officer with HSBC Bank (USA) N.A. and a registered representative with HSBC Securities (USA) Inc. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm provides both discretionary and client-directed investment solutions using a range of model risk profiles, supported by affiliated asset management and fund due diligence providers.

Donovan Williams is a financial advisor with Eagle Strategies (New York Life) and holds Series 63, 65, and 66 licenses. He has 25 years of industry experience, with prior roles at Bank of America, Merrill, Citigroup, Prudential, David Lerner Associates, and Ernst & Young. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans, offering financial planning, investment management, and retirement plan advisory services. The firm emphasizes tailored recommendations and manages a majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Drew Newman is a financial advisor at Citigroup Global Markets with 32 years of industry experience. He has worked at Citigroup since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs and broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including swap dealer and futures commission merchant activities.

Richard Austin is a financial advisor with Integrated Wealth Concepts LLC, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. His previous roles include nearly two decades at Lincoln Financial Advisors Corporation and ongoing work with LPL Financial, LLC. Outside of investment advisory services, he is involved in the sale of fixed life insurance and related products. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, consulting, and family office services, utilizing customized portfolios with mutual funds, ETFs, equities, and fixed income within a primarily long-term investment approach.

Alphonso Brown is a financial advisor with Principal Financial Services, holding Series 65 and Series 63 licenses and bringing four years of industry experience. His prior experience includes tenures at NYLIFE Securities LLC and New York Life Insurance Company, as well as a 30-year career at Morgan Stanley. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel abroad. The firm focuses on direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

William Oppenheim Jr. is a financial advisor at Oppenheimer with 47 years of industry experience. He has been with Oppenheimer since 2008. His credentials include Series 63 and Series 65 licenses. Outside of his advisory role, he serves as trustee and managing member for multiple family and charitable trusts and has involvement with nonprofit finance committees. Oppenheimer serves individuals, including high-net-worth clients, corporations, pooled vehicles, and retirement plans, offering a variety of advisory programs such as discretionary and non-discretionary portfolio management, consulting, and retirement services. The firm’s investment approach includes strategic and tactical asset allocation, manager selection, and periodic rebalancing, with approximately $36.7 billion in assets under management as of December 31, 2025.

Daniel Elmlinger is a financial advisor at TIAA-CREF with 37 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2004. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning, discretionary managed accounts, and broker-dealer services primarily to individuals connected to TIAA-administered retirement plans, as well as to trusts, estates, and small retirement plans. The firm offers both point-in-time financial planning and ongoing portfolio management, including customized portfolios managed under client-approved investment policies.

Eloy Nava is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Commonwealth Financial Network since 1996 and is also involved with Nava Stamp Company, a business he has operated since 2000. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, offering a variety of advisory programs and services. The firm provides technology, trading, compliance, and practice-management support while allowing advisors discretion in portfolio construction and access to managed model portfolios through its Investment Management and Research team.

Vincent Cagnina is a financial advisor with Primerica Advisors and holds Series 63 and Series 65 licenses. He has eight years of industry experience, including roles at Kingswood Wealth Advisors, Northwestern Mutual, and Raymond James Financial Services. In addition to his advisory work, he is involved in health insurance brokerage through PGP. Primerica Advisors serves a broad retail client base with both brokerage and advisory services, offering financial planning, retirement consulting, and business consulting. The firm employs a mix of proprietary and third-party investment strategies across various account types and supports lending and tax-efficient features.

Mark Renna is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm utilizes multi-asset, multi-manager strategies with both discretionary and non-discretionary options, supported by in-house research and specialized market roles.

Shaun Flegal is a CFA® charterholder with 14 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. in New York. He previously worked for Morgan Stanley Smith Barney LLC for 10 years before joining Schwab. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and typically does not exercise discretionary trading authority.

David Griffith is a financial advisor with Independent Financial Partners in Stamford, CT, holding a Series 66 designation and two years of industry experience. Prior to joining Independent Financial Partners, he worked at Equitable Advisors for two years and has experience in the hospitality and education sectors. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a network of independent Investment Adviser Representatives. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with a notable emphasis on retirement-plan advisory and pension consulting services.

Joseph Gonzalez is a financial advisor with Citigroup Global Markets, holding Series 65 and Series 63 licenses and six years of industry experience. He previously worked at J.P. Morgan Securities and JP Morgan Chase Bank, N.A., and also spent four years at Lehman College. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains large-scale institutional capabilities alongside unique market roles, including acting as a security-based swap dealer and futures commission merchant.

Pascal Lanotte is a CFP® professional with 33 years of industry experience, currently affiliated with Commonwealth Financial Network and Full Spectrum Financial Solutions. He previously worked for Securities America Advisors, Inc. for over two decades. Lanotte also engages in fixed insurance sales as a secondary business activity. Commonwealth Financial Network is a national registered investment adviser supporting approximately 2,950 advisors with a range of advisory programs and services. The firm provides operations, technology, investment management, compliance, and practice-management support, enabling advisors to offer customized portfolio solutions to their clients.