Brett Rosen is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds the Series 65 and Series 63 licenses and has worked at Goldman Sachs, JPMorgan Securities LLC, and JPMorgan Chase Bank prior to joining Morgan Stanley. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s financial planning process incorporates firm-approved tools and modeling techniques, focusing on advisory services without providing individual security recommendations as part of standalone plans.

Kimberley Gato is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. She has been with Morgan Stanley Smith Barney since 2012. Outside of her advisory work, she serves on the City of Garfield Parking Committee in New Jersey. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and a discovery-based process to tailor advice and does not typically offer individual security recommendations as part of standalone financial plans.

Nykea Hughes is a financial advisor with Morgan Stanley in Purchase, NY, holding a Series 66 credential and bringing 20 years of industry experience. She has previously worked at Wells Fargo Advisors and Wells Fargo Clearing before joining Morgan Stanley Smith Barney LLC in 2020. Outside of her advisory role, she is the sole proprietor of C & M Customized Creations, a retail and online store. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Colin Brogowski is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior roles include positions at Corebridge Financial, Valic Financial Advisors, and Guardian Life Insurance Company of America. He has also been involved in the hospitality industry with experience at Iron Vine Grill and Fiddlestix Cafe. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As part of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Dean Simone is a financial advisor with Morgan Stanley, holding a Series 66 designation and four years of industry experience. He has been with Morgan Stanley since 2021. Prior to that, he held positions at Enterprise Training Solutions, Luciano's, and SUNY Purchase. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm employs structured planning tools and models to support outcomes, managing approximately $2.74 trillion in client assets.

Carlos Hevia is a financial advisor at Ameriprise with 29 years of industry experience. He holds the PFS™ designation and Series 63 license. Prior to his current role, he worked at Ameriprise Financial Services, Inc. from 2014 to 2020. Outside of advising, he owns and operates a CPA tax preparation business in Hastings on Hudson, NY. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with significant investable assets, providing tailored Recommendation Reports that incorporate tax-smart withdrawal strategies and Social Security options. The firm combines research and modeling with automated tools to support these recommendations, serving a broad client base through advisory, brokerage, and insurance solutions.

Shane Smith is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has one year of industry experience, with prior roles at MassMutual Life Insurance Co, MML Investors Services LLC, Cornell Pace Inc, and Union College. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing, collaborative planning relationships using firm-approved tools and offers various specialized planning programs.

Wenton Camporin is a financial advisor at Morgan Stanley with 30 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. Camporin holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and offers financial plans supported by structured discovery processes and advanced modeling tools.

Frank Sabia is a financial advisor at UBS Financial Services with 45 years of industry experience. He has been with UBS since 1982. Outside of his advisory role, he serves as the executor for the Estate of E.F. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining wealth management with institutional trading capabilities and proprietary research to tailor solutions according to clients’ goals and risk tolerances.

Susan Davis is a financial advisor with Mass Mutual Investors Services in Tarrytown, NY, holding a Series 63 designation and 27 years of industry experience. She has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2013. Outside of her advisory role, she serves as co-trustee for a family member’s trust and acts as an insurance agent specializing in long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive, collaborative annual financial planning engagements supported by proprietary software tools and a range of investment and educational programs.

Joseph Lauricella is a financial advisor with UBS Financial Services in Paramus, NJ, holding the Series 63 and Series 65 credentials and bringing 32 years of industry experience. He previously worked at Merrill for 24 years and Bank of America for 8 years before joining UBS in 2017. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Mario Sicari is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 66 licenses, and has 33 years of industry experience. His prior roles include extensive involvement with BGS Assurance LLC and M&M Associates, among others. Outside of advisory work, he is engaged in motivational speaking for college students and high school graduates, and co-owns a tax planning and bookkeeping firm serving small businesses. Cetera Investment Advisers LLC is an SEC-registered firm providing a multi-manager platform to over 10,000 advisors nationwide. The firm serves individual, corporate, charitable, and institutional clients through a range of portfolio management, financial planning, and retirement services, utilizing both discretionary and non-discretionary strategies.

Jack Howe is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 designations and three years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at BNY Mellon Securities Corp. and Dunes Point Capital. He also spent ten years associated with Georgetown University and Pleasantville High School. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, combining tailored financial planning with diversified investment strategies and managing approximately $2.74 trillion in client assets.

Michael Catuogno is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and four years of industry experience. His prior experience includes roles at Aegis Capital Corp and a period at Sacred Heart University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide array of advisory programs and tailored financial planning services. The firm’s planning process uses structured tools and modeling techniques to help clients develop financial plans, while clients retain responsibility for implementing and updating those plans.

Eric Aiello is a Wealth Management Advisor and Senior Vice President with the RLA Group at Merrill Lynch Wealth Management. He holds professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Eric focuses on providing comprehensive financial advice with an emphasis on investment and portfolio management for high net worth individuals, foundations, and corporate retirement plans. With over 22 years of experience, Eric collaborates closely with clients to develop investment strategies tailored to their financial goals, including family wealth management, legacy planning, personal retirement planning, and retirement income. As a member of the RLA Group, he is committed to building long-term relationships based on trust, helping clients prepare for significant life events such as retirement and generational wealth transfer. Eric earned a Bachelor of Arts degree from Gettysburg College and a Master of Business Administration from Iona College. Outside of his professional role, he enjoys spending time with his wife Daniela and their children, Marco and Kara.

Catherine Censullo is a financial advisor with Cetera who holds a PFS™ designation and Series 66 license, bringing 27 years of industry experience. She is also a CPA and partner at Censullo, Gupta & Associates CPA, LLP, a public accounting firm offering tax planning, preparation, and business consulting services. Additionally, she serves as a board member of the Armonk Chamber of Commerce. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporations, charitable organizations, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a network of independent advisors utilizing multiple program structures and a variety of investment strategies.

Dawn Parrino is a financial advisor with Fidelity, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has held various roles within Fidelity entities since 2010. Outside of her advisory work, Parrino is involved in holistic health coaching and participates in the distribution and discussion of essential oils as part of a holistic lifestyle. Her firm, Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Israel Eichenholz is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and possessing 34 years of industry experience. His career includes long tenures at Mass Mutual Investors Services since 2017 and MetLife Securities from 2001 to 2017. He also operates as an independent insurance agent specializing in life, accident, health, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative planning engagements and provides a range of investment and educational programs.

Barbara Silberman is a financial advisor at Wells Fargo Advisors with 44 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Advisors and its affiliated entities since 2010. Outside of her advisory role, she is involved with Princeton Harriman Insurance Solutions, an insurance agency based in Sarasota, Florida. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides tailored planning covering a broad range of financial needs and integrates advisory services with other financial products and referral channels.

Andrew Luehs is a financial advisor with J.P. Morgan Securities in New York, NY, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Gladstone Marlton, LLC/Peak Wealth Partners and LPL Financial. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.