Michael Handzo is a financial advisor with Ameriprise in Kinnelon, NJ, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Ameriprise and its affiliate since 2009. Ameriprise provides a retirement-income planning service aimed at individuals nearing or in retirement who meet certain asset thresholds, delivering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with a centralized consulting team to produce tailored, non-discretionary recommendations.

Neal Teicher is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2013 and 2015, respectively. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Jerry Azzollini is a financial advisor with RBC Capital Markets holding Series 63 and Series 65 credentials and eight years of industry experience. Prior to joining RBC in 2024, he worked at JPMorgan Securities, LLC and JPMorgan Chase Bank, N.A. from 2018 to 2024. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored strategies implemented through a combination of in-house and third-party investment managers, and provides discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Steven Bredahl is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses and 23 years of industry experience. His prior roles include work at Reverse Mortgage Funding LLC and Katahdin Realty Management. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of advisory and broker-dealer activities.

Michael Fattal is a financial advisor at Wells Fargo Advisors with a Series 66 credential and two years of industry experience. Prior to joining Wells Fargo Advisors in 2024, he worked at ADS Environmental and Elite Spinal LLC and served for 14 years with the Millburn Police Department. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, and special-needs analysis, supported by proprietary research and planning tools.

Adam Dorfman is a Series 66 licensed financial advisor with Wells Fargo Advisors in Denville, NJ, where he has worked since 2014, totaling 11 years of industry experience. Outside of his advisory role, he coaches high school fencing in Randolph, NJ. Wells Fargo Advisors is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients, providing a wide range of investment and financial planning services tailored to clients meeting specific net-worth criteria.

Dennis Gerkhardt is a CFP® with 32 years of industry experience, currently associated with LPL Financial since 2025. He previously worked at Ic Advisory Services, Inc. for 19 years and The Investment Center, Inc. for 27 years. Outside of his advisory role, he is involved in tax preparation and accounting activities and operates a farm business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, and supports its investment adviser representatives with research and operational tools.

Tyler Hugo is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with one year of industry experience. His background includes roles at Morgan Stanley Private Bank, PriceWaterhouseCoopers, and UBS, as well as multiple positions at Lehigh University. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a variety of investment and financial planning services.

Alexandra Badaracco is Vice President and Financial Consultant at Fidelity Investments. She has been with Fidelity since 2015, progressing through roles as Investment Consultant, Financial Consultant, and currently serving as Vice President, Financial Consultant. Alexandra works with a diverse range of clients across all phases of their financial lives. Her approach is centered on helping each client work toward their individual financial objectives through a customized experience. She focuses on assisting Fidelity's clients in making informed investment decisions. Further details about Alexandra's education, credentials, personal interests, or community involvement were not provided.

John Acosta is a financial advisor at RBC Capital Markets with 30 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at City National Bank and Raymond James Financial. Outside of his advisory role, he serves as an on-ice official consultant for USA Hockey and maintains a travel blog called Jack-N-Jill Adventures. RBC Wealth Management, a division of RBC Capital Markets, offers advisory programs and portfolio management services to individual and institutional clients, utilizing a range of in-house and third-party managers and providing customizable investment solutions.

Sean Flavin is a financial professional at Cetera with one year of industry experience. He holds the Series 66 designation and has prior work experience at Denville Automotive for ten years. Since 2024, he has also been involved with Pascarella Wealth Partners LLC in a financial services capacity. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to various portfolio management strategies, utilizing both discretionary and non-discretionary authorities.

Kayleigh Gensheimer is a financial advisor with Equitable Advisors in Morristown, NJ, holding a Series 66 credential and eight years of industry experience. She has worked with Equitable Advisors since 2018 and has been involved with Jeffrey Valle at Falcon Financial as an assistant since 2015. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives and various third-party advisory programs.

Teresa Sousa is a financial advisor with Merrill in Florham Park, NJ, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dane Brown is a financial advisor with J.P. Morgan Securities in Morristown, NJ, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been affiliated with JPMorgan Chase Bank, N.A. since 1998. Additionally, he has 33 years of experience as a group health insurance broker. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Matthew Engelau is a Series 66 licensed financial advisor with LPL Financial, where he has worked since 2006. He has 19 years of industry experience. Outside of his advisory role, Engelau serves as a member of the Hackettstown Town Council, participating in local government decisions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing a variety of strategies and technology tools to support its network of more than 22,800 advisors.

Jody D'Agostini is a financial advisor with Equitable Advisors in Morristown, NJ, holding a Series 66 credential and 22 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2005. Outside of his advisory role, he serves as President and Chairman of the Board for Community in Crisis, a nonprofit organization, and contributes articles to NJmoneyhelp.com. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutions, and charitable organizations. The firm utilizes a variety of advisory models and third-party program sponsors to deliver customized investment solutions.

Jason Brelinsky is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. He also serves as a soccer coach for the West Orange United Soccer Club during non-securities hours for part of the year. Morgan Stanley Wealth Management offers a range of advisory and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through tailored planning programs supported by firm-approved tools and research.

Aaron Freedman is a Series 66-licensed financial advisor with 16 years of industry experience. He currently works at RBC Capital Markets and previously spent eight years at Janney Montgomery Scott. Outside of his advisory role, he assists with management tasks for rental properties owned with his spouse. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a variety of wrap fee advisory programs and tailors investment strategies to clients’ risk profiles, utilizing both in-house and third-party managers.

Craig Eckenthal is a financial advisor with Stifel in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with Stifel since 2007. Outside of his advisory role, he is affiliated with CE STRAND LLC, a company formed to manage his interest in a previously disclosed real estate partnership. Stifel serves a diverse client base including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Donnamarie Pecora is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses and five years of industry experience. Before joining Morgan Stanley in 2019, she worked at Integrated Planning Group and has previous experience with Coldwell Banker and the West Orange Board of Education. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.