Justin Hamacher is a financial advisor with Equitable Advisors, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Equitable Advisors, he worked in various roles including positions at Factory Direct Enterprises d.b.a. Ashley Homestore. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm utilizes a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Fern Tamborra is a financial advisor with Primerica Advisors in Oakland, NJ, holding Series 63 and Series 65 licenses and 23 years of industry experience. Her career includes roles at Robert Half and Zonin Wealth Management, among others. Tamborra serves as a board member for the Biomedical Research & Education Foundation of Southern Arizona, which reviews human medical studies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and separately managed account options primarily for individual and high-net-worth clients. The firm uses third-party asset managers and emphasizes a tiered wrap-fee structure rather than fixed fees.

Michael Topinka is a financial advisor at Raymond James Financial with 25 years of industry experience. He holds the Series 66 designation and has held positions at Merrill and Bank of America prior to joining Raymond James in 2020. Outside of his advisory role, he is involved in several family-related e-commerce ventures and is a silent partner in a clean energy manufacturing representative business. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, providing tailored recommendations through comprehensive asset-allocation analysis and a broad range of implementation options.

David Mital is a CFP®-designated financial advisor with 40 years of industry experience, currently affiliated with Cetera. He has served at Cetera and CETERA Financial Specialists LLC since 2005 and operates his own financial services business, Mital Financial Services, since 2017. Outside of advisory work, he also runs a tax preparation service and holds a notary public commission. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with various program structures and custodial relationships.

Jonathan Marciani is a Series 66-credentialed financial advisor at Equitable Advisors with three years of industry experience. He has been self-employed as a personal trainer at VOLT Fitness since 2008. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement plan support, and access to asset management through various third-party programs. The firm uses a hybrid referral and implementation model combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Matthew Graf is a financial advisor with Ameriprise Financial Service, LLC, holding a Series 63 designation and 26 years of industry experience. He has worked with Ameriprise since 1999, including 15 years at Ameriprise Financial Services, Inc. Outside of his advisory role, Graf serves as president of the Packanack Golf Club board of directors and manages a business focused on operational support. Ameriprise is an institutional firm that offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations prepared by a centralized retirement-income consulting team in partnership with clients' financial advisors.

Matthew Tripodi is a Benefits & Planning Consultant specializing in Executive Services. In this role, he partners with executives to help them understand their employer benefits and co-create financial plans aligned with their goals. He has professional experience as a Workplace Planning Consultant at Fidelity from 2022 to 2026 and served as a High Net Worth Service Associate at Fidelity from 2021 to 2022. Through these roles, he has worked closely with clients to provide personalized financial guidance tailored to their unique situations.

Anjed Eloued is a financial advisor with Mass Mutual Investors Services in Saddle Brook, NJ, holding Series 63 and Series 65 credentials and four years of industry experience. His previous work includes roles at TD Bank N.A., TD Private Client Wealth LLC, Sterling National Bank, and Ritecheck Cashing. Outside of finance, he is the owner and clothing designer of SITR & SILK COLLECTIONS LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved tools for goal analysis and delivering written recommendations.

Daniel Lamego is a financial advisor with Mass Mutual Investors Services in Fairfield, NJ, holding Series 63 and Series 65 licenses and possessing 17 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has concurrently worked with Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. since 2016 and 2015, respectively. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and deliver written recommendations.

Lynn Liaskos is a financial advisor with LPL Financial, holding a Series 66 designation and 24 years of industry experience. Prior to joining LPL Financial in 2025, she worked at IC Advisory Services Inc and The Investment Center Inc from 2017 to 2025, and at Ameriprise Financial Services, Inc. from 2012 to 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting, offering both discretionary and non-discretionary management supported by in-house and third-party research.

Kevin Scott is a financial advisor at Ameriprise with 30 years of industry experience. He holds a Series 63 designation and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors LLC. Ameriprise provides retirement-income planning services targeting individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team, emphasizing managed accounts and algorithm-driven recommendations.

Tyler Palumbo is a CFP®-certified financial advisor with 15 years of industry experience. He is currently with Ameriprise Financial Services LLC, where he has worked since 2021. Prior to that, he was affiliated with Bruderman Brothers LLC and Bruderman Asset Management, LLC for six years. Palumbo also has an independent insurance brokering activity focused on fixed annuities. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement who meet specific asset criteria, combining research and modeling techniques to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Jennifer Gethins is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds Series 66 and Series 63 licenses and has worked at JPMorgan Chase Bank, N.A. and several mortgage-related firms. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending investment strategies.

Robert Ehinger Jr. is a CFP® and ChFC® with 42 years of experience, currently serving at Mass Mutual Investors Services. He has worked with Massachusetts Mutual Life Insurance Company since 1995 and MML Investors Services, Inc. since 1985. Ehinger is also active as a life and health insurance sales agent and serves as an insurance broker specializing in life settlements. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser under MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Rochelle Atengco is a financial professional with one year of industry experience, currently affiliated with Cetera. She holds a Series 66 designation and has previously worked with KLS Advisors, LLC/SVB Private, a Division of First Citizens Bank for 12 years. Since 2024, she has also been involved with Pascarella Wealth Partners LLC as a financial professional. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and operates a multi-manager platform with a broad selection of program options.

Zachary Tanis is a financial advisor with Primerica Advisors in Pompton Plains, NJ, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked with Primerica Advisors since 2020 and has a background that includes roles at Kalish Law Group and involvement with educational institutions such as William Paterson University and Netherlands Reformed Christian School. Outside of his advisory work, he has been involved in business activities including sales of home security and automation products through Primerica-affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and a limited number of separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure while delegating trading and implementation to BNY Mellon Advisors.

Joshua Macias is a financial advisor with Primerica Advisors in Paramus, NJ, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with Primerica Advisors since 2007 and with Primerica Financial Services since 2006. Outside of his advisory role, he is the owner of Takeover Management, LLC, a business formed for Primerica purposes, and a partner in MBK Legacy LLC. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, offering a tiered wrap-fee structure and multiple model approaches including Strategic, Tactical, Tax-Aware, and Income Distribution.

John Infante is a financial advisor at UBS Financial Services with 16 years of industry experience. He holds Series 65 and Series 66 licenses and has been with UBS since 2010. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad array of capital markets and investment products.

Jordon Havens II serves as a Senior Resident Director at Merrill Lynch, leading the Sparta, NJ complex and heading the HBM Group, a planning team dedicated to servicing wealth management clients. With 25 years of experience in the financial industry, Jordon's expertise spans managing individual wealth through complex market cycles, constructing comprehensive financial and estate plans, and focusing on client segments including small business owners, executives, healthcare professionals, and retirees seeking income planning. Before joining Merrill Lynch Wealth Management in 2006, Jordon managed high-net-worth fixed income portfolios and worked in various roles including wholesaling for Oppenheimer and advising retail and institutional clients in New York City. He began his career at The Vanguard Group in Scottsdale, Arizona. Jordon holds a Bachelor's Degree in Finance from Arizona State University and has earned the Personal Investment Advisor (PIA) designation. Originally from Fishkill, NY, Jordon lives in Randolph, NJ with his wife, three children, and three Labrador retrievers. Outside of his professional commitments, he participates in activities such as golf, competitive fishing, cooking, and dog training. He is involved with organizations including ASPCA, the NRA, 11th Hour Dog Rescue, Camp Bow Wow Foundation, and serves as a softball coach for Girls Town Rec & Travel.

Paul Gordon is a financial advisor with Ameriprise in Saddle Brook, NJ, holding Series 63 and Series 65 licenses and 44 years of industry experience. He has been with Ameriprise and its affiliated entities since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.