Ryan Horner is a CFP® professional with 25 years of industry experience, currently with Wells Fargo Clearing since 2018. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory work, he serves as a FINRA arbitrator and is involved in non-investment activities such as creating TikTok videos about home renovations and performing as a musician in a cover band. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment products, including insurance-related vehicles and bank deposit sweep options.

Joseph Vampola is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and nine years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC, and earlier experience managing small businesses. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and a range of affiliated financial services.

Lawrence Sanfilippo is a financial advisor at OSAIC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Alliant Retirement Services, Securities America, Lincoln Financial Advisors, and AXA Advisors. Sanfilippo also consults on governmental retirement plans and is involved in group health insurance and fixed insurance sales. OSAIC serves a diverse client base ranging from individual investors to institutional entities, offering integrated advisory and brokerage services through a broad network of affiliated financial advisers. The firm employs various asset-allocation tools and third-party platforms to deliver comprehensive portfolio management solutions.

Richard Lipprand is a financial advisor with LPL Financial in Elkhorn, Nebraska. He holds the CFP® and ChFC® designations and has 36 years of industry experience. His prior roles include positions at Western International Securities, Inc. and Financial West Group. He is also involved in an insurance-related business outside of his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing various portfolio models and third-party subadvisors.

Luke Radio is a financial advisor with Merrill based in Omaha, NE, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Pinnacle Bank and Strategic Legacy Advisors, as well as experience at the University of Nebraska-Lincoln and Ries Orthodontics. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Erin Fulton is a financial advisor at Edelman Financial Engines with 18 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at TD AMERITRADE and Financial Engines Advisors L.L.C. Erin serves as a testing counselor for the Nebraska AIDS Project, a non-profit organization focused on HIV/AIDS education and support. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering diversified portfolios, discretionary management, and a range of investment products including direct-indexing and alternative funds.

John Brady is a financial advisor at Stifel with a Series 66 designation. He has one year of industry experience and previously worked at Community National Bank & Trust of Texas, Pinnacle Bank, Citizens National Bank of Texas, and several other organizations in healthcare and consulting. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group to provide investment analysis and asset allocation guidance.

Kris Harsh is a Series 66-licensed financial advisor with Edward Jones in Omaha, NE, where he has worked since 2015. He has 10 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Kara Galle is a Series 66-licensed financial advisor with nine years of industry experience, currently affiliated with LPL Enterprise. Her prior roles include positions at Bancwest Investment Services, BANK OF THE WEST, Securities America Advisors, and Securities America Inc. She has been with LPL Enterprise and its related entities since 2023. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities. The firm employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party managers, and it offers a range of financial planning, consulting, and affiliated insurance and trust services.

Christopher Asselin is a financial advisor with Ameriprise in Omaha, NE, holding a Series 63 designation and 28 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service focused on individuals with substantial investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm uses a combination of research, modeling, and tax-efficiency analysis, supported by algorithmic automation and oversight committees, to generate and tailor retirement income recommendations.

Brett Emsick is a financial advisor with Charles Schwab in Omaha, NE, holding Series 63 and Series 66 licenses and with 18 years of industry experience. He worked at TD Ameritrade from 2007 to 2023 before joining Charles Schwab. Outside of his advisory role, he owns and manages a rental property. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management with multi-asset model portfolios and integrates brokerage, custody, and advisory services at scale.

Jonathan Johnson is a financial advisor at OSAIC in Omaha, NE, with 11 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 11 years before joining OSAIC in 2026. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, and access to various investment solutions, employing asset-allocation tools and automated rebalancing to manage portfolios across a range of asset classes.

Kody Dougan is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 designations. His work history includes roles at Charles Schwab Bank, SSB, Charles Schwab and Co., Inc., TD Ameritrade, and Lozier. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, delivering multi-asset model portfolios supported by centralized supervisory and custody arrangements.

James Ambrose II is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 1998. Prior to joining Merrill Lynch, he practiced law for five years. In his current role, he advises families and institutional clients on asset allocation, investment manager selection, and customized financial planning. He collaborates closely with clients' tax and legal advisors to design and implement tax-efficient investment and wealth-transfer strategies. James holds a Bachelor's degree in Finance with a minor in Philosophy and a Juris Doctorate degree, both from Loyola University Chicago. He is a CERTIFIED FINANCIAL PLANNER® professional, a Certified Investment Management Analyst®, and a member of Alpha Sigma Nu, the Jesuit Honor Society. He has also served as an Adjunct Professor at Creighton University College of Business Administration, where he taught economics and finance to both undergraduate and MBA students for six years. In addition to his professional commitments, James is involved with the New Cassel Foundation. His personal interests include running, soccer, and traveling.

Timothy Militti is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with firms including Securities America Advisors and First State Bank. He has been involved with the Fremont Alzheimer's Collaboration since 2015. OSAIC serves a diverse client base, including individual investors, corporations, and charitable organizations, offering a range of brokerage and advisory services supported by advanced asset-allocation tools and third-party money managers.

Lonny Bohling is a financial advisor at Osaic with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at several firms including Woodbury Financial Services and Questar Asset Management. Outside of his advisory role, he is the president and owner of Investment Managers, Inc., where he manages business operations and corporate accounting, and he serves as a trustee managing a family trust. He is also principal owner of TFC Real Estate, LLC, which manages his office building alongside his son. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors through a large network of advisers and multiple advisory platforms. The firm utilizes a range of asset-allocation tools and offers integrated brokerage, investment advisory services, and access to third-party money managers.

Jeffrey Johnette is a financial advisor at Charles Schwab with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab Bank and Charles Schwab and Co., Inc. since 2022, following an 11-year tenure at TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab’s model combines non-discretionary advisory with access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Nicole Clark is a financial advisor at Morgan Stanley in Omaha, NE, with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley and its affiliated entities since 2013. In addition to her financial advisory role, she is a practicing lawyer admitted to the Nebraska Bar Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Douglas Drobny is a financial advisor with OSAIC in Omaha, NE, holding a Series 66 designation and 26 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously at Signator Investors, Inc. from 2016 to 2018. In addition to his advisory roles, he is involved with Drobny Wealth Management LLC, where he engages in the sales and marketing of securities, investments, and insurance products. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing advanced asset-allocation tools and multiple investment platforms to tailor portfolios that may include a broad range of securities and alternative investments.

Erik Bidrowski is a financial advisor at Osaic with Series 63 and Series 66 licenses and four years of industry experience. He has worked at Osaic Wealth Inc., Eagle Distributing, Republic National Distributing Company, and State Distributing. Outside of his advisory role, he provides insurance services through an affiliated agency. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs, utilizing asset-allocation tools and automated rebalancing techniques.