Robert Griffiths is Vice President and Wealth Planner at Fidelity Investments, where he partners with clients to develop comprehensive financial plans aimed at achieving comfortable and successful retirements. He has been with Fidelity Investments since 2011 and has progressively held roles including Financial Representative, Relationship Manager, Central Relationship Manager, Investment Consultant, and Financial Consultant. Throughout his tenure, Robert has gained extensive experience in wealth planning and client relationship management, supporting individuals in navigating their financial decisions. His expertise centers on building tailored strategies for retirement planning. Outside of his professional role, Robert enjoys a variety of personal interests such as attending concerts, cooking and baking, family activities, exploring culinary experiences as a foodie, playing golf, and traveling.

Madison Gray is a financial advisor with Robert W. Baird & Co. in Cleveland, OH, holding a Series 66 designation and beginning advisory work in 2024. Prior to joining Baird, Gray held roles in various businesses including Cultivated Cocktails Distillery and Itto Ramen Bar & Tapas. Gray is part of The DDK Group, a team within Baird’s Private Wealth Management department serving individuals, corporate clients, pensions, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and utilizes a mix of manager-traded and model-traded strategies, supported by internal research and ongoing manager monitoring.

David Palumbo is a financial advisor at Merrill with 19 years of industry experience and holds the Series 66 designation. His career includes roles at Fidelity, Ameriprise Financial Services, Cetera Advisor, Raymond James & Associates, and Merrill, where he has worked since 2018 in various capacities. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated with Bank of America’s broader platform, providing access to a wide set of products and services beyond typical managed accounts.

Cyril Kanaga Raj is a financial advisor with LPL Financial in Cleveland, OH, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Boenning & Scattergood, Key Investment Services, and Key Private Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios, third-party research, and various portfolio management strategies.

Robert Franz is a financial advisor at Stifel with 18 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2009 and holds a Series 66 designation. Stifel serves a wide range of clients, including individuals, institutional investors, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach incorporates proprietary methodologies from its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and planning.

Danielle Mackey is a Series 66 licensed financial advisor at UBS Financial Services with 8 years of industry experience. She has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and provides access to proprietary research and a broad range of capital markets products.

William Bolas is a financial advisor at Wells Fargo Advisors with 23 years of industry experience. He holds a Series 66 designation and has worked within various Wells Fargo entities since 2013. Outside of his advisory role, he serves on the investment committee of the Cleveland Yachting Club. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, utilizing firm research and planning tools to develop tailored recommendations across a broad range of financial planning areas.

Elizabeth Knight is a financial advisor with Raymond James & Associates in Cuyahoga Falls, OH, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Her career includes multiple roles at UBS Financial Services before joining Raymond James in 2019. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, as well as state and municipal governments. The firm provides tailored financial plans and investment recommendations through its Wealth Advisory Services Program and supports municipal and institutional clients through specialized public finance and fiduciary solutions.

Todd Lloyd is a financial advisor at Charles Schwab with 16 years of industry experience. He holds the Series 66 designation and previously worked at TD Ameritrade from 2015 to 2024 before joining Charles Schwab. He serves as secretary for his residential building's homeowner association. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset portfolios with centralized custody and operational services.

Lauren Erb is a financial advisor with Morgan Stanley, holding a Series 66 designation and 10 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association, and Morgan Stanley since 2017, with prior experience at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Rebecca Barbe is a financial advisor with Primerica Advisors, holding 11 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2014. Outside of her advisory role, she is a certified needles trainer with Needles, Inc., a position she has held since 2018. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm employs a tiered wrap-fee structure and curates third-party asset managers, with portfolio implementation delegated to BNY Mellon Advisors.

Adam Seltzer is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has 10 years of industry experience, including roles at MassMutual Life Insurance Co and Minnesota Life Insurance Co. Outside of his advisory work, he is also engaged as an insurance broker specializing in individual life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with an emphasis on collaborative annual planning using firm-approved analytical tools.

David Thomas is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds a Series 66 designation and previously worked at PNC Financial Services for 18 years. Outside of his advisory role, he owns and operates a retail business specializing in medical identification products. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Timothy Holdsworth is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has worked at Equitable Advisors since 2008 and previously at Axa Advisors, LLC. Outside of his advisory work, he serves on the board of A Kid Again, a nonprofit supporting children with life-threatening conditions. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party managers. The firm employs a hybrid referral and implementation model, tailoring services based on client goals, risk tolerance, and time horizon.

Christine Wiskochil is a financial advisor with Robert W. Baird & Co. in Cleveland, OH, holding Series 63 and Series 65 credentials and 13 years of industry experience. She has been with Robert W. Baird since 2014. Outside of her advisory role, she serves as treasurer for both Nana's Tribe Foundation and the Rotary Club of Cleveland, assisting with budgeting and financial oversight. She is part of the DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group provides tailored financial planning and portfolio management using a combination of in-house and third-party managers, offering a range of traditional and non-traditional investment strategies.

Mira Bailey is a Series 66-licensed financial advisor at Morgan Stanley with 19 years of industry experience. She has worked at Morgan Stanley and its Private Bank since 2017 and was previously employed by Financial Engines from 2015 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients through a wide array of advisory programs. The firm manages approximately $2.74 trillion in client assets and offers financial planning supported by structured discovery conversations and firm-approved tools.

Mark Wilson is a Series 66-credentialed financial advisor with LPL Enterprise in Independence, OH. He has been with LPL Enterprise since 2025. Outside of his advisory role, he is involved with Brick House Realty and Baldwin Wallace University. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services through a comprehensive platform that integrates investment advice with insurance and lending products.

Charles Gavin is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he held positions at various organizations, including Xavier University and Gino's Awards, Inc. Outside of his advisory role, he works as an independent contractor providing rideshare services. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios.

Patricia Uhlir is a financial advisor with Morgan Stanley who holds a Series 63 designation and has 25 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Shannon Holz is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and 18 years of industry experience. She has worked with various divisions of Fidelity since 2007. Outside of her advisory duties, Holz serves on the investment committee for Beaumont School for Girls in Cleveland, Ohio. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.