Jeffrey Beck is a financial advisor with Cetera in Northbrook, IL, holding Series 63 and Series 65 licenses and 11 years of industry experience. His prior roles include positions at Merrill, Bank of America, and Money Concepts Capital Corp. He also sells fixed insurance products as an insurance agent. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Sean Grady is a financial advisor with Edward Jones in Arlington Heights, IL, holding a Series 66 designation and nine years of industry experience. Prior to joining Edward Jones in 2017, he worked at Mariano's from 2013 to 2016. Outside of his advisory role, he is the owner and CEO of KSG Hospitality Consulting, providing expertise in culinary and restaurant management, and serves as a judge for a high school investment competition. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, managing approximately $1.01 trillion in assets with a large network of financial advisors and branches. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and tax-efficient services, operating under a fiduciary standard.

Karen Finerman is a financial advisor at Wells Fargo Advisors with 20 years of industry experience. She holds a Series 66 designation and has worked at various Wells Fargo entities since 2013. Her other business activities include serving as a trustee and executor managing investment-related responsibilities for her mother. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, and clients may choose whether or how to implement recommended strategies through brokerage or advisory programs.

Emily Figueroa is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has worked at Merrill and Bank of America since 2023. Prior to that, she spent four years with Wealth Enhancement Brokerage Services and related firms. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

John Stevens is a financial advisor with RBC Capital Markets in Buffalo Grove, IL, holding a Series 66 designation and 16 years of industry experience. His prior work includes roles at Bank of America, N.A., Merrill, and City National Bank. RBC Wealth Management serves a broad client base including individual investors, institutional clients, and charitable organizations, offering advisory programs with tailored strategies implemented through a mix of in-house and third-party investment managers. The firm provides discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Ana Villarreal is a financial advisor with Morgan Stanley Wealth Management in Glenview, IL, holding Series 63 and Series 66 designations with 11 years of industry experience. Her prior experience includes roles at UBS Financial Services and JPMorgan Chase Bank. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Joseph Mckenna is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and has previously worked at Johnson Financial Group, LPL Financial, and The Mather Group. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment committee insights as part of its advisory offerings.

John Strotman is a financial advisor at UBS Financial Services with 15 years of industry experience. He holds a Series 66 designation and has been with UBS since 2010. Outside of his advisory work, he sells sports trading cards and memorabilia from his personal collection. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Kelly Bays is a financial advisor with Ameriprise, holding a Series 66 designation and 20 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, Bays co-leads two Girl Scout troops and helps plan a volunteer-run Girl Scout day camp in the McHenry area. She is also co-author of the financial book *Intentional Legacy*. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce written recommendation reports. The firm provides a wide range of advisory, brokerage, and insurance solutions through its large institutional platform.

Nathan Elby is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing tailored strategies including retirement income planning, portfolio management, tax minimization, and family wealth management planning. His expertise encompasses financial planning, retirement income planning, tax-efficient portfolios, cash flow analysis, and estate planning services. Nathan grew up during the Great Financial Crisis, which inspired him to help individuals and families prepare for financial uncertainties. He earned a Bachelor's Degree in Finance from Michigan State University and holds the CERTIFIED FINANCIAL PLANNER® (CFP) and Chartered Retirement Planning Counselor (CRPC) designations. He focuses on offering financial plans characterized by honesty, transparency, and service. Beyond his professional work, Nathan is involved in community activities such as serving as a Track & Field Coach and participating in the Villas of Boulder Ridge Homeowner's Association. He also contributes to financial literacy through Junior Achievement.

Christopher Collins is a financial advisor with RBC Capital Markets in Lake Forest, IL, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. His prior roles include positions at City National Bank, Bank of America, and Merrill Lynch. Outside of his advisory work, Collins serves on charitable boards focused on educational scholarships and is involved in leadership and fundraising activities with Boy Scout Troop 48. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors, pension plans, and charitable organizations. The firm offers tailored investment advisory programs combining in-house and third-party managers, emphasizing customized portfolio management aligned with clients’ risk profiles.

Jack Algrim is a Series 66-licensed financial advisor at Morgan Stanley with one year of industry experience. Prior to joining Morgan Stanley in 2025, he held various roles including positions at LogiClean, Athene, and multiple educational institutions. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and data-driven modeling.

Steve Richenberger is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2011. He holds Series 63 and Series 65 designations. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Magdy Abd is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. He previously worked for TCF National Bank and Huntington National Bank for eleven years each. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Stefanie Pyferoen is a financial advisor with J.P. Morgan Securities in Glenview, IL. She holds a Series 66 designation and has been with J.P. Morgan Securities since 2025, having worked at JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Ralph Lynch Jr. is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Wells Fargo Advisors since 2013. Outside of his advisory role, he is a co-trustee for family trusts. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services tailored to clients meeting certain net-worth thresholds. The firm offers a broad range of planning services, utilizing Wells Fargo research and tools, and integrates advisory services with other financial product offerings.

Patrick Hoch is a financial advisor at Stifel with 40 years of industry experience. He has held the Series 63 and Series 65 designations and previously worked at Morgan Stanley DW Inc. for nine years before joining Stifel in 2007. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach is based on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group to support asset allocation and financial planning decisions.

Scott Reighard is a financial advisor at Robert W. Baird & Co. with 38 years of industry experience. He has been with Robert W. Baird since 2000 and holds Series 63 and Series 65 designations. Outside of his advisory role, he works as a tennis instructor for the Glenview Park District. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, including discretionary and non-discretionary management, using a range of traditional and complex investment strategies.

Jared Blair is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds the Series 66 credential and has worked at several firms including JPMorgan Chase Bank and Gallagher. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers non-discretionary services through a select group of Wealth Advisors, supporting clients in asset allocation, investment manager searches, and customized performance reporting.

Nilesh Patel is a financial advisor at Mass Mutual Investors Services with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Mass Mutual Investors Services since 2014. He is also involved in ownership and sales activities at RDR Financial Group, LLC, focusing on individual life, health, and group insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-based financial planning supported by software tools and educational seminars.