Michael Russo is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. His prior roles include work in tutoring, hospitality, legal support, and caregiving. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Peter Karle is a financial advisor with Morgan Stanley in Concord, MA, holding a Series 63 designation and bringing 24 years of industry experience. He has been with Morgan Stanley since 2020, following a 19-year tenure at Fidelity Brokerage Services LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm provides tailored financial planning using structured discovery conversations and firm-approved tools, with a focus on advisory services rather than individual security recommendations.

John Kelly is a financial advisor at Ameriprise with 37 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he is involved as an LLC member of EMK Advisors LLC for office-related activities. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Andrea Bean is a financial advisor at LPL Enterprise with 32 years of industry experience. She holds Series 63 and Series 65 credentials and previously spent 30 years at Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of financial planning, advisory, brokerage, and insurance services through an integrated platform that combines advisory programs with other financial products.

Christopher Maniscalco is a Series 66-registered financial advisor with Cambridge Investment Research Advisors in Westford, MA, bringing one year of industry experience. Prior to his current role, he worked at LPL Enterprise and has held roles in transportation and delivery services. Outside of advising, he is engaged in rideshare and delivery work for companies including Instacart, Uber, and Spark. Cambridge Investment Research Advisors serves a broad client base—including individuals, retirement plans, charitable organizations, and trusts—providing financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm offers a range of investment solutions, including proprietary and third-party model strategies, with both discretionary and non-discretionary management options tailored to client objectives.

Mark Lozier is a Series 66-licensed financial advisor with nine years of industry experience. He is currently with Merrill and has previously worked at Fidelity and Workers Credit Union. Outside of his advisory work, Lozier owns a sole proprietorship providing personal and household services in Merrimack, New Hampshire. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing model-based and discretionary investment strategies for a range of individual and institutional clients.

Antoine Meehan is a Series 66 licensed financial advisor with LPL Financial, based in Woburn, MA, and has two years of industry experience. His prior roles include positions at Brown Brothers Harriman and MFS LLC. He also operates Meehan Financial Services, which serves as a DBA for his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, and institutions. The firm offers various advisory programs, financial planning, and retirement consulting through a national network of representatives, utilizing model portfolios and research to support both discretionary and non-discretionary management.

Byron Spinney is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 credentials and seven years of industry experience. He has worked at various firms, including Casella and Wheelabrator, before joining Primerica Advisors in 2020. Outside of advisory services, Spinney is involved in the sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with nearly 3,700 advisors and manages approximately $15.5 billion in assets, delivering advisory services primarily through model-based strategies created by unaffiliated asset managers.

Olivia Gierlich is a Wealth Management Advisor at Merrill Lynch Wealth Management, working with a select group of families, retirees, corporate executives, business owners, and entrepreneurs in the Boston area. She focuses on understanding and connecting with her clients to create customized financial strategies that align with their goals and simplify their financial lives. Olivia collaborates with clients' tax advisors and estate attorneys to develop coordinated approaches to complex financial challenges. Her expertise includes portfolio management, personal retirement planning, executive compensation, divorce transition planning, socially responsible and ESG investing, and family wealth management strategies. She utilizes advanced probability planning software to construct individualized financial roadmaps and offers personalized advice to address the diverse financial concerns of her clients. Olivia earned a bachelor's degree from the Massachusetts Institute of Technology in Management Science/Finance with a minor in International Politics. She holds professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of work, Olivia resides in Cambridge, MA, and is active in her community through involvement with MIT's Alumni Association and the Pi Beta Phi Bostonian Alumnae Club. Her personal interests include traveling, reading, playing softball, and exploring new culinary experiences.

Christine Grady is a CFP®-certified financial advisor with 25 years of industry experience, currently with Fidelity in Nashua, NH. She has worked at various Fidelity entities since 1999, including Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a wide range of clients, including retail and institutional investors. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, managing portfolios that include mutual funds, ETFs, and ETPs, and serves in formal advisory roles for multiple registered investment companies.

Timothy Goode is a Planning Consultant at Fidelity Investments, where he has been serving since 2024. In this role, he partners with individuals and families to develop personalized financial plans that address their unique goals and financial needs. His approach emphasizes building strong relationships and maintaining trust and communication with clients and their families. Timothy's experience at Fidelity Investments spans several roles, including Financial Representative from 2021 to 2024 and Financial Customer Associate from 2020 to 2021. This progression reflects his growing expertise in financial planning and client service within the company. Outside of his professional responsibilities, Timothy enjoys baseball, fishing, football, golf, and spending time with his pets.

Ethan Spada is a Financial Consultant at Fidelity Investments, a role he has held since 2021. In this capacity, he partners with clients to create, develop, and implement comprehensive financial plans tailored to their unique goals and needs. Ethan emphasizes developing deep relationships with his clients to understand their lifestyle and legacy objectives. He has been with Fidelity Investments since 2017, progressing through roles including Customer Relationship Advocate (2017-2018), Financial Representative (2018-2019), and Investment Consultant (2019-2021). This experience has contributed to his expertise in financial consultation and investment advising.

Timothy Stark is a financial advisor with Charles Schwab, holding a Series 66 designation and one year of industry experience. His background includes positions at Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc., along with prior work in construction, auto detailing, and community recreation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Carlos Alves is a financial advisor at LPL Enterprise, holding Series 65 and Series 63 licenses with one year of industry experience. His prior work includes roles at Intermex, MML Investors Services, MassMutual Life Insurance, Rise North Capital, and NYLife Securities. LPL Enterprise serves a diverse clientele including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm provides financial planning, consulting, model portfolios, third-party asset management, and a range of brokerage and insurance products.

Lynda Digiacomo is a financial advisor at Cambridge Investment Research Advisors with 21 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at LPL Financial and Invest Financial Corporation. Outside of her advisory role, she is an independent insurance agent affiliated with various independent insurance companies. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm supports its advisors with multiple investment platforms and strategies, including proprietary models, and maintains formal compliance and supervisory processes.

Danielle Settipane is a financial advisor at Charles Schwab with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked with MML Investors Services, Mass Mutual Life Insurance Company, and Baystate Financial. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios, centralized custody, and a formal alternative-investment onboarding process.

Michael Ferris is a financial advisor with Edward Jones in Nashua, NH, holding Series 63 and Series 66 licenses and 17 years of industry experience. He worked at MFS Fund Distributors, Inc. for ten years before joining Edward Jones in 2022. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and affiliated investment products through a nationwide network of more than 23,700 advisors and 15,000 branch offices.

Jay McCaig is a Financial Consultant at Fidelity Investments. He partners with individuals and families to help grow, preserve, and transition wealth across generations. Jay leads with planning to help clients implement strategies aligned with their financial goals while leveraging the resources of Fidelity. He has been with Fidelity Investments since 2007, holding various roles including Retirement Solutions Representative, Managed Solutions Consultant, Investment Solutions Consultant for Fidelity Life Insurance, and currently as a Financial Consultant since 2020. Outside of his professional work, Jay's personal interests include biking and golf.

James Maxon is the sole advisor at James D. Maxon Financial Advisors, LLC, an independent firm based in Bedford, MA. He holds Series 63 and Series 65 licenses and has 24 years of experience in financial advising. Prior to establishing his advisory firm in 2003, he has operated as a Certified Public Accountant since 1986, maintaining that practice alongside his advisory work. James D. Maxon Financial Advisors serves individual clients with personalized financial strategies, combining investment management with accounting insights.

Jeffrey Bonvallat is a CFA® charterholder with 22 years of industry experience. He has been the sole advisor at Bon Investments, LLC since 2003. The firm is an independent, single-advisor registered investment adviser based in Acton, MA. Bon Investments, LLC provides portfolio management services primarily to individual clients, managing approximately $67.94 million in assets across about 60 accounts. The firm focuses on ongoing portfolio oversight and typically serves clients with larger individual portfolios, maintaining a more concentrated client base than many independent advisers.