Ryan Green is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and previously worked at Calculated Hire and as an independent contractor, along with experience in the fitness retail sector. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Norman Seibold is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 15 years of industry experience. Prior to joining LPL in 2024, he worked at Cetera and CETERA Advisor Networks LLC for over a decade. Seibold is also involved in legal services as an attorney with Willenbrecht Legal Services, PLLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kathleen Reuter is a financial advisor at Merrill with 11 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2013 and also has a long career at Williams Sonoma beginning in 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ariel Katz is a financial advisor at Ameriprise with 16 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliates since 2015. Outside of his advisory role, Katz serves on the Board of Directors at Temple Israel and participates in community committees including the ALS Lived Experience Committee and the Great Lakes Z Club. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored recommendations, primarily for clients with assets managed through Ameriprise.

Betsy Boyd is a financial advisor at OSAIC with 34 years of industry experience. She holds Series 63 and Series 65 designations and has worked at OSAIC since 2023. Prior to this, she held roles at Fsc Securities Corporation and Woodworth Financial. Boyd also operates Boyd Investment Services as a marketing name for her advisory duties. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment approach and supports various strategies, including discretionary and advisor-managed portfolios, with access to third-party managers and alternative investments.

Troy Mooyoung is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2015. Outside of his advisory role, he serves as a board member of the Charles Tillman Cornerstone Foundation. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and supports both direct individual clients and corporate financial planning agreements.

Carolyn Goyette is a Wealth Management Advisor with Merrill Lynch Wealth Management. She leads The Goyette Group, a team focused on providing clients with goals-based wealth management strategies. Carolyn emphasizes a personalized approach by first understanding clients’ unique ambitions, financial situations, and risk tolerance, then developing tailored financial plans to help them pursue objectives such as retirement income, legacy planning, college education funding, and family wealth management. With expertise spanning investment consulting for defined contribution plans, managing new wealth, retirement planning, and promoting employee financial health, Carolyn and her team engage clients through ongoing communication and annual reviews to adjust strategies according to changes in clients’ lives and goals. Her approach centers on simplicity and transparency, building enduring professional relationships to support clients in navigating the complexities of wealth management. Carolyn holds a Bachelor’s Degree in Management and Organizational Development from Spring Arbor University. She earned the Chartered Retirement Planning Counselor™ designation in 2007 and the CERTIFIED FINANCIAL PLANNER™ certification in 2017. Additional professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Active in the Fenton community, Carolyn enjoys boating, reading, and traveling with family and friends.

Esther Seely is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and has prior work experience spanning various sectors including finance, food service, and education. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

Jacob Smolarek is a CFP® professional with seven years of industry experience, currently affiliated with LPL Financial in Troy, MI. His prior roles include positions at Wells Fargo Clearing Services and Jackson National, alongside service in the US Army National Guard. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Alexander Macgregor is a financial advisor at LPL Enterprise with 19 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Prudential Insurance Company of America and Pruco Securities, LLC for over a decade. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm emphasizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and insurance product sales through affiliated entities.

Lisa McGrath is a financial advisor with LPL Financial, holding a Series 63 designation and 26 years of industry experience. She has been with LPL Financial since 2009 and previously worked at the Center For Wealth Planning, Inc. for 12 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a broad network of investment adviser representatives.

Ashley E. Lynch is a financial advisor at UBS Financial Services in Birmingham, MI, holding a Series 66 designation with 18 years of industry experience. She has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, offering proprietary research and various capital markets services.

Kyle Johnson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Team Fioroni at Merrill in 2015 after graduating from Central Michigan University with a Bachelor of Science degree in Personal Financial Planning. Kyle holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Kyle’s expertise spans executive compensation, family wealth management strategies, defined benefit and contribution plans, legacy and philanthropic planning, portfolio management, small business strategies, and special needs planning. As a CERTIFIED FINANCIAL PLANNER™, he is dedicated to providing clear, practical financial guidance to help clients build security and confidently navigate complex financial decisions. Prior to joining Merrill, Kyle gained industry experience as an Associate Financial Representative at Northwestern Mutual and co-founded the Future Financial Advisors Association at Central Michigan University. In addition to his professional work, Kyle is actively involved in his community. He is a board member at the Meadowbrook Center for Learning Differences and has served as a presidential nominee for the Rochester Rotary Club. Outside of work, he enjoys biking, skiing, soccer, swimming, watching movies, and spending time with his family.

Lea Vigi is a Series 66 licensed financial advisor with UBS Financial Services in Birmingham, MI, with four years at UBS and a prior decade at Detroit Public Television. She has one year of industry experience. UBS Financial Services Inc. serves individual, corporate, and institutional clients, offering brokerage and investment advisory services including financial planning, portfolio management, and mutual fund distribution. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Robert Kashat is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and three years of industry experience. His prior work includes positions at Caliber Home Loans and United Shore Mortgage. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to develop model asset allocations and incorporates derivatives and commodities capabilities uncommon among similar institutional programs.

Nicholas Fioroni is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with executives, entrepreneurs, and multigenerational families to help simplify financial decisions, focusing on areas such as family wealth management strategies, services for defined benefit plans, managing new wealth, and socially responsible, values-based, and ESG investing. At Merrill, Nicholas is part of a team dedicated to comprehensive wealth management, involved in retirement planning, business transitions, legacy strategies, and complex lending. Nicholas began his career in financial advising in 2013 at Merrill. Before joining his current team, he held positions as a project coordinator and quality engineer at Caterpillar. He earned a Bachelor of Science degree in Mechanical Engineering from Kettering University. His professional credentials include the designations of Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, Nicholas enjoys adventure sports such as skydiving, mountain biking, white water rafting, and playing organized sports. He also engages in activities like biking, cooking, hiking, skiing, traveling, and woodworking.

Christopher Ruifrok is a financial advisor at Raymond James & Associates with 20 years of industry experience. He holds a Series 66 designation and has worked at Raymond James since 2018, following two years at Wells Fargo Clearing. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized advisory services such as municipal advisory and employer consulting programs.

Mark Kirchner is a financial advisor with Ameriprise in Clarkston, MI, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Ameriprise since 2017 and previously at UBS Financial Services from 2012 to 2017. Ameriprise provides a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, offering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement income recommendations through a centralized consulting team.

James Edelmann is a CFA® charterholder and holds the Series 66 license, with 16 years of industry experience. He is currently an advisor at LPL Financial, having joined in 2024. His prior experience includes roles at Securities America Advisors, Halo Securities, Regal Investment Advisors, Regulus Financial Group, Incapital, Valic Financial Advisors, and Natcity Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a broad range of services including financial planning, wrap and model portfolio programs, third-party asset management, and institutional platforms, utilizing both proprietary and third-party strategies with support from advanced operational and research tools.

Colleen Schueneman is a financial advisor with OSAIC in Troy, MI, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She has previously worked at National Life Group, Equity Services, Inc., and MassMutual Life Insurance Company. Schueneman serves as an executive board member of the RAGS Remembered Foundation, participating in board meetings and community events. OSAIC Wealth serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment process relies on model-based asset allocation and portfolio optimization, supported by various tools and discretionary strategies, and is notable for its scale, complex affiliate network, and recent consolidation activity.