Steven Kashian is a Market Leader at Fidelity Investments, where he leads, manages, and coaches teams of financial professionals and leaders in the Boston Investor Centers. His focus is on delivering a world-class financial planning experience to clients. He has been with Fidelity Investments since 1993, holding various positions of increasing responsibility including Vice President, Market Leader since 2023, Vice President and Branch Leader from 2017 to 2022, and Vice President, Senior Branch Office Manager from 2011 to 2017. Prior to these roles, he served as Vice President, Branch Office Manager, Assistant Branch Manager, Premium Services Manager, and Premium Services Sales Associate. Outside of his professional responsibilities, Steven has personal interests that include baseball, beach activities, fitness, gardening, golf, and volunteering.

Thomas Okomo is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2014 and brings prior experience from business and product management in the property and casualty insurance industry. Thomas focuses on providing a comprehensive approach to wealth management, emphasizing understanding each client's unique needs and goals. He leverages the investment insights of Merrill and the banking services of Bank of America to address various aspects of clients' financial lives. Thomas's areas of expertise include corporate executive services, divorce transition planning, executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, investment consulting for defined contribution plans, liquidity management, personal retirement planning, portfolio management services, and small business strategies. He holds several professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's degree from United States International University, a Master's degree, and a Master of Business Administration (MBA) from Bentley University. Thomas resides in Boston, Massachusetts with his wife and children. His personal interests include cooking, music, spending time with family, and traveling.

Ian Wright is a financial advisor at Morgan Stanley with seven years of industry experience. He has worked at Morgan Stanley since 2023 and previously held positions at Charles Schwab & Co., Inc. and SunLife Financial. Wright holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management serves individual and institutional clients by providing a broad range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment modeling methods but does not provide individual security recommendations as part of its standalone planning services.

Demetra Moore is a financial advisor at Mass Mutual Investors Services with 25 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Bank of America, Merrill, LPL Financial, and Central One Federal Credit Union. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes detailed client information and firm-approved analytical tools to deliver written financial recommendations in collaborative annual planning engagements.

Sean McCann is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop comprehensive wealth plans aimed at achieving their financial goals. He focuses on understanding the priorities of his clients and their families to serve as their advocate and provide peace of mind regarding their financial matters. Sean assists clients throughout all phases of their financial lives, including growing, preserving, and distributing their wealth. Sean's professional experience includes roles as a Financial Consultant and Investment Consultant at Fidelity Investments since 2023. Prior to that, he served as a Senior Retirement Consultant and Senior Sales Coordinator at John Hancock from 2017 to 2023, and as an Investor Service Representative at Putnam Investments from 2015 to 2017. Outside of his professional work, Sean's personal interests include cooking and baking, football, gardening, golf, outdoor adventures, and traveling.

John Mccarthy III is a financial advisor with LPL Financial in Westwood, MA, holding CFP®, Series 63, and Series 65 credentials and bringing 32 years of industry experience. He previously spent 15 years with Bay Financial Advisors, Inc. and has been with LPL Financial since 2004. He also serves as a notary public in Massachusetts. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network. The firm offers a broad range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and brokerage services.

Michael Fontaine is a financial advisor with Ameriprise in North Andover, MA, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise since 2005, including its predecessor Ameriprise Financial Services, Inc. Outside of his advisory work, Fontaine serves as a part-time ski coach for his children's race program at the Franconia Ski Club. Ameriprise offers retirement-income planning services focused on individuals near or in retirement, using research-driven, tax-efficient strategies and algorithmic tools to provide tailored recommendations primarily for clients with substantial investable assets.

Judith Henry is a CFP® with 27 years of industry experience, currently serving at Raymond James Financial in Marlborough, MA. Her prior roles include positions at LPL Financial, First Technology Federal Credit Union, Banc of America Investment Services, and Quick & Reilly. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, and institutional entities. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and maintains a diverse advisory platform with specialized programs such as municipal and SIMPLE IRA employer consulting services.

Mark Rosen is a financial advisor with Cetera, holding CFP® and Series 66 credentials and bringing nine years of industry experience. He has a background in accounting and dental practice consulting, serving as a partner and trustee in various related businesses and nonprofit activities. Rosen is also president of the Larry S. Rosen Memorial Foundation, which awards scholarships. Cetera Investment Advisers LLC is an SEC-registered advisor with a nationwide network of over 10,000 advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services through a multi-manager platform that includes affiliated and third-party model portfolios and strategies.

Robert Host is a financial advisor with LPL Financial, holding a Series 66 designation and over 22 years of industry experience. He has worked with LPL Financial since 2021 and previously held roles at Barbara Sekely and Waddell & Reed, Inc. He also has a background in tax preparation and accounting, operating a home-based CPA business since 1987. Host has been involved with community organizations such as the Rotary Club of East Lake Sunrise. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, combining in-house and third-party research with discretionary and non-discretionary management options.

Stephen Fairchild is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools.

Denise Simpson is a financial advisor with Morgan Stanley in Wellesley, MA, holding a Series 66 designation and 12 years of industry experience. She has been with Morgan Stanley since 2014 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she owns a six-family apartment building in East Boston, which is managed by a property management company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Aaron Buczek is a CFP® and holds a Series 66 license, currently serving as a financial advisor with Raymond James Financial. He has six years of industry experience, including prior roles at Edward Jones and Moody’s Analytics. He is president of a nonprofit organization where he runs meetings and helps manage the group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting, utilizing risk profiling and modeling tools, and supports municipal and public finance work through a unique municipal advisor affiliation.

Bill Philpott is the Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2026. He began his career with Fidelity Investments in 2021, progressing through positions including Financial Representative, Investment Consultant, and Financial Consultant. Bill focuses on developing financial plans tailored to the unique goals of individuals and families. His approach involves understanding clients on both personal and financial levels to help them build confidence in their financial strategies. Outside of his professional work, Bill has interests in fitness and golf.

Yuli Zhang is a financial advisor at Merrill with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Bank of America and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Pamela Mahoney is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds a Series 63 designation and has worked at Morgan Stanley Smith Barney since 2009 and Citigroup Global Markets Inc since 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Matthew Sherman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 2011 and joined Merrill Lynch in 2014. Matthew works with a diverse group of clients, including corporate executives, providing guidance in customized investment and wealth management strategies. He emphasizes financial planning as an ongoing process that evolves with clients' life milestones. Matthew's expertise includes education planning, executive compensation, family wealth management, liquidity management, retirement planning, portfolio management, tax minimization, and retirement income strategies. He utilizes a well-defined process to deliver personalized investment, retirement, cash flow, tax, and estate planning, often collaborating with clients' CPAs and attorneys. He holds a Bachelor's Degree in Finance from Bentley University and is a CERTIFIED FINANCIAL PLANNER® professional, as well as a Certified Private Wealth Advisor®. Matthew is involved with Bentley University as an alumnus and in community activities. In his personal time, he enjoys cooking, football, golfing, music, reading, running, skiing, spending time with his family, traveling, and watching movies.

Scott Cicerone is a financial advisor at Osaic Wealth Inc. with 18 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Maverick Funds, American Century Investment Services, Inc., and Fidelity Investments. Outside of his advisory work, he has been involved with Foxboro Youth Football & Cheer since 2019. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers, using a range of asset-allocation tools and portfolio management approaches.

Thaddeus Niemiec is a CFP® and holds a Series 66 license, currently with UBS Financial Services in Wellesley, MA. He has six years of industry experience and has previously worked at firms including Merrill Lynch, Bank of America, Northwestern Mutual Investment Services, and Greenfield Cooperative Bank. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings such as fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing research-driven, model-based investment strategies tailored to client goals.

Lisa Hirschfeld is a financial advisor at Fidelity with 16 years of industry experience. She holds a Series 66 designation and has been affiliated with various Fidelity entities since 2013, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad investable universe, and it holds registrations and roles that distinguish it in the institutional advisory space.