Christopher Spahn is a Certified Financial Planner (CFP®) with 34 years of industry experience. He is currently affiliated with Morgan Stanley, where he has worked since 2022. Prior to that, he spent ten years at UBS Financial Services. Spahn also serves as a trustee for an investment-related trust based in Connecticut. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning and wealth management services supported by firm-approved tools and investment research.

Bryan Smith is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill and Bank of America, N.A. since 2017, with prior experience at Park Avenue Securities and Guardian Life Insurance. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, discretionary portfolio management, brokerage execution, and custody services. The firm’s investment management is delivered through multiple program strategies and an extensive roster of manager-constructed strategies, supported by the oversight of its CIO and platform team.

Davis Craw is a financial advisor at Raymond James & Associates with five years of industry experience. He holds the Series 66 designation and previously worked at Advanced Structural Technologies, Mott MacDonald, and Black & Veatch. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Andre Aflalo is a financial advisor with LPL Financial in Westport, CT, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His prior career includes roles at Mass Mutual and Waddell & Reed, Inc., and he operates his own entity, Andre Aflalo, LLC. He is also involved with the Connecticut Institute for Refugees and Immigrants and serves within the 13 Elmood Rd. Special Taxing District. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions through a broad offering of advisory and brokerage services, including financial planning and third-party asset management. The firm supports advisors with model portfolios, customized strategies, and operational tools, while also maintaining a diverse range of affiliated financial services.

Michael Liersch is a financial advisor at Edelman Financial Engines with 13 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing Services, JPMorgan Securities LLC, JPMorgan Chase Bank NA, and Merrill. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and serves a large client base through both advisor-led and online platforms.

Allison Mahar is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. Her prior experience includes roles at Wells Fargo Advisors and Bochanis, Rogan, Zoom, as well as employment at the CT Audubon Society and Harry's Wine and Liquor Market. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Thomas Melfi is a financial advisor with MassMutual Investors Services in Shelton, CT, holding a Series 66 designation and eight years of industry experience. Prior to joining MassMutual in 2017, he worked at The Marcus Law Firm for two years. Outside of advising, he is a non-practicing attorney licensed in Connecticut, owner of Nighthawk Brewing LLC, and involved in media projects through Wooster Street Media LLC, focusing on news aggregation and written content. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved analytical tools and structured planning engagements.

Richard Krollman is a financial advisor with Morgan Stanley in Fairfield, CT, holding Series 63 and Series 65 licenses and with 24 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2011 and been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Summer Gigliotti is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 15 years of industry experience. She has worked within various Wells Fargo entities since 2014. Outside of her advisory role, she is involved in youth sports coaching, serving as head coach for multiple lacrosse associations in Connecticut. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services, using proprietary research and planning tools to develop tailored recommendations.

James Tomoda is a Wealth Management Advisor at Merrill Lynch Wealth Management. He is part of a senior wealth advisory practice dedicated to serving senior executives, business owners, and wealthy families through detailed planning and investment oversight. James holds a Bachelor's Degree from Indiana University and an MBA from the University of North Carolina. He has earned professional designations including Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), and Personal Investment Advisor (PIA). His team's approach focuses on understanding client values, needs, and goals to develop customized wealth plans. They emphasize ongoing engagement and proactive reviews of wealth strategies to adapt to clients' changing priorities. James and his team prioritize prompt service as they oversee wealth planning, investment management, and private banking to help clients achieve their financial objectives.

Cole Billington is a CFP® with four years of industry experience, currently affiliated with Mass Mutual Investors Services. He previously worked at Brown Brothers Harriman for seven years. Outside of his primary role, he also works as an insurance broker specializing in life, disability, long-term care, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships using firm-approved software tools.

Peter Steiwer is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he holds a minority ownership stake in Vista Indoor Tennis Inc., an indoor tennis facility in Salem, NY. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related products and bank deposit sweep options.

Michael Coco is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Andre Aflalo LLC, Waddell & Reed, Inc., and various insurance carriers. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jordan Kerner is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and 17 years of industry experience. His prior experience includes roles at Waddell & Reed, Mass Mutual, and his own firm, Jordan Kerner Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment services, including third-party asset management and institutional platforms, supported by a network of over 22,800 advisors.

Peter Coleman is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has held roles at LPL Financial since 2019 and has been involved in financial education as an adjunct professor at the College for Financial Planning/Kaplan and The American College. Outside of finance, he coaches seasonal sports and sailing and is the author of a book aimed at helping children realize their potential. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Byron Eller is a financial advisor with Fidelity Investments, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. His prior roles include positions at Prudential Annuities Distributors and Prudential Insurance Company of America. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to both retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

Peter Starrett is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies that address a balanced approach to life and wealth, focusing on multiple priorities including family, health, career, and philanthropy. Peter specializes in areas such as college education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds a Bachelor's Degree from Fairfield University and holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Committed to community involvement, Peter volunteers with Habitat for Humanity - Fairfield County Coastal Chapter. Outside of his professional work, he enjoys antiquing, boating, fishing, football, golfing, interior decorating, skiing, spending time with his family, and tennis.

Gregory Carnes is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Fidelity Investments and John Hancock. His current role at Charles Schwab began in 2024. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational structure.

Richard Doyle Jr. is a financial advisor with J.P. Morgan Securities in Norwalk, CT, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with JPMorgan Securities LLC since 2008 and JPMorgan Chase Bank NA since 2010. Outside of his advisory role, he is an investor in Loeb Partners Realty LLC, a private real estate company focused on property repositioning, renovation, and asset management. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers these services on a non-discretionary basis and combines large institutional advisory operations with broker-dealer, investment adviser, and commodity-related registrations.

Jeffrey Cohen is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.