Matthew Mancuso is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2021, progressing through roles including Financial Consultant, Investment Consultant, and Financial Representative. Prior to joining Fidelity, Matthew worked as a Financial Advisor at UBS Financial Services Inc. from 2020 to 2021 and as a Personal Banker at HSBC from 2019 to 2020. Matthew holds a California Insurance License. He focuses on partnering with clients to provide tailored guidance and build comprehensive financial plans that evolve with their goals. His approach emphasizes trust and lasting relationships, helping clients align their finances with their priorities both now and in the future. Outside of his professional work, Matthew enjoys cooking and baking, engaging in family activities, maintaining fitness, exploring food interests, socializing with friends, and playing golf.

John O'hara is a financial advisor at Edward Jones with 36 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Edward Jones since 2017. Previously, he was involved with Heim Realty and coached youth lacrosse for several years. Outside of his advisory role, he coaches 5th and 6th graders in lacrosse in South Seaside Park. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Craig Seminara is a financial advisor at Mass Mutual Investors Services with 28 years of industry experience. He holds the Series 63 designation and has worked at Mass Mutual Investors Services since 2017, previously serving at MassMutual Life Insurance Company and MetLife Securities Inc. Outside of his advisory role, he is involved in health and group life insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning without discretionary investment authority.

Jason Reback is a financial advisor with RBC Capital Markets in Parsippany, NJ, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked at RBC Capital Markets since 2009 and has also been affiliated with City National Bank since 2017. Outside of his advisory work, Reback serves on the Board of Directors for the Cystic Fibrosis Foundation in New Jersey, where he participates in volunteering and fundraising activities. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through both in-house and third-party managers.

John Lancia is a financial advisor at Mass Mutual Investors Services with six years of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors, LLC and Pruco Securities LLC. His background also includes roles outside finance, such as working at Colony Grill and in media services at Hartwick College. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved software tools and offering a range of planning programs including divorce, estate-settlement, and employer-sponsored planning.

Glenn Schwier is a financial advisor with Cetera, holding a Series 66 license and four years of industry experience. He has previously worked at Avantax Insurance Services and Nisivoccia Wealth Advisors and is a partner in the accounting firm Nisivoccia LLP, where he focuses on tax advisory and complex tax research. Schwier is also the owner of Wealthspring Financial Partners LLC, which serves as an acquisition vehicle for various financial and tax practices. Cetera Investment Advisers LLC is a national SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and works with over 10,000 advisors managing more than $256 billion in assets.

Walter Golczewski is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He has been with Cetera since 2016 and also operates a tax consulting and accounting business in Wayne, NJ. Additionally, he serves as a treasurer for a local homeowners association and works as a Certified Divorce Financial Analyst assisting couples with financial aspects of divorce. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting various program structures and custodial relationships.

Douglas Fischer is a financial advisor with Merrill holding a Series 66 designation. He has one year of industry experience, previously working at UBS Financial Services Inc. and US Bank. Before entering the financial industry, Fischer worked in education at Rutgers University and Morris Knolls. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Susan McGeachen is a financial advisor at Ameriprise with 30 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services Inc. from 2006 to 2017. Outside of her advisory role, she has real estate ownership interests in a multi-family property in Rutherford, NJ. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers non-discretionary recommendations through a centralized consulting team.

Melanie Harada is a financial advisor with Mass Mutual Investors Services in Saddle Brook, NJ, holding Series 63 and Series 66 credentials and with 23 years of industry experience. She has been with MML Investors Services, Inc. and MassMutual Life Insurance Company since 2007. Outside of her advisory role, she serves as a trustee for the Hillsdale Free Public Library, advising on charitable donation use and helping raise awareness of the library’s offerings. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, providing ongoing, collaborative planning engagements typically recommending investment strategies rather than specific products.

Lisa Szalankiewicz is a financial advisor at Cetera with 24 years of industry experience. She holds a Series 66 designation and has been with Cetera and Cetera Investment Services LLC since 2015. Outside of her advisory role, she has acted in plays, commercials, and TV under the names Lisa Szalankiewicz and Lisa Szalan, and serves as power of attorney and co-executor of her aunt’s will. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and consulting services with multiple program structures, including discretionary and non-discretionary options, and manages over $256 billion in assets.

Donald Worster is a financial advisor with Cetera, holding Series 65 and Series 66 licenses and bringing 26 years of industry experience. He has worked at Cetera since 2007 and was previously associated with Cetera Financial Specialists LLC and Worster and Associates. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various program options, portfolio management services, and access to third-party money managers, managing over $256 billion in assets through more than 10,000 advisors.

George Zaki is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role, he focuses on connecting all aspects of clients' financial lives to help prioritize and pursue their most important goals. He provides advice and guidance to develop personalized financial strategies that consider risk tolerance, time horizon, and liquidity needs. He has expertise in areas including institutional and corporate benefit services, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. George utilizes Merrill's investment insights alongside Bank of America's banking and lending capabilities to create comprehensive and flexible wealth management strategies. George holds a Bachelor's Degree from Ain Shams and professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, he enjoys basketball, biking, fishing, music, photography, reading, running, soccer, spending time with family, and swimming.

Clinton Omenyi is a Planning Consultant currently working at Fidelity Investments since 2024. In his role, he collaborates with clients to organize their financial matters and develop personalized financial plans tailored to their specific needs and long-term objectives. Prior to this position, he served as a Financial Solutions Advisor at Merrill from 2022 to 2024. He holds a California Insurance License. Outside of his professional career, Clinton has interests in bowling, fitness, outdoor adventures, soccer, table tennis, and traveling.

Gary Lynch is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at Cetera since 2023 and previously spent over nine years at Securian Financial Services and Minnesota Life Insurance Company. Outside of his advisory role, he is also involved in fixed insurance sales as an agent with Allied Wealth Partners. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and planning services, supporting both discretionary and non-discretionary strategies.

Michael Sparacino is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and E*TRADE in various roles since 2015. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Edward Book Jr. is a financial advisor with Primerica Advisors in Oakland, NJ, holding Series 65 and Series 63 licenses and two years of industry experience. Prior to his advisory role, he worked at L’Oréal USA and Mondelez, and he serves in the Air Force. He is involved in the sale of investment and loan products through affiliated companies and participates in non-investment referrals related to home security and automation. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-based investment strategies managed by third parties and supports client accounts through BNY Mellon Advisors and Pershing custody services.

Stephen Orenchuk is a financial advisor with Ameriprise in Mahwah, NJ, holding a Series 63 designation and over 31 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. He serves on the Board of Directors for the Meadowlands Regional Chamber of Commerce and is a Regent at Felician University. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized retirement income advice through a centralized consulting team.

Paul Gabbianelli is a financial advisor at LPL Financial with over thirty-two years of industry experience. He previously worked at Cetera and operated Paul Gabbianelli & Associates for more than four decades. He also provides tax preparation and accounting services through his CPA practice and is involved in mortgage services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Andrew Silverman is a financial advisor with Morgan Stanley in Little Falls, NJ, holding a Series 66 designation and bringing 27 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, Silverman serves on the advisory board of Preakness Hills Country Club and is the treasurer and a board member of the NephCure Foundation. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, emphasizing structured financial planning supported by proprietary tools and research.