Matthew Conway is a financial advisor at Thrivent Investment Management with nine years of industry experience. He holds the CFA® designation and Series 66 license. His prior roles include positions at Oppenheimer & Co. Inc., Ultimus Fund Distributors, LLC, Lyrical Partners, LP, and New York Life-affiliated firms. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses and allows clients to combine planning with managed accounts under a consolidated billing option called WealthPlan.

Michael Erskine is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, Merrill, and Wells Fargo Clearing. Outside of his advisory role, he serves as a trustee and executor for family trusts and estates. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Susan Silberman is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 65 credentials and having 25 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she serves as a co-successor in estate administration activities. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and investment models and offers a wide range of retail and institutional investment solutions.

Michael Blevis is a financial advisor at Cetera with 10 years of industry experience. He holds a Series 66 designation and previously worked at Lazard Asset Management and Goldman Sachs, among other firms. He is also a financial advisor at Ela Financial Group, Inc. outside of his role at Cetera. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and nonprofit entities, and institutional accounts. The firm offers multiple portfolio management options, financial planning, and access to third-party money managers, operating through a large network of independent advisors.

Wade Wolfe is a Senior Financial Advisor with Merrill Lynch Wealth Management. He leads a disciplined, goal-based approach to wealth management, assisting clients in identifying and prioritizing their financial objectives and concerns. Wade focuses on providing clear insights into retirement assets and the likelihood of achieving long-term goals under various risk scenarios, helping clients understand what they can afford throughout their lifetimes. Wade began his career in 1991 with a bond firm and joined Merrill Lynch in 2014 as part of The Pressman, Berntsen, and Wolfe Group. His areas of expertise include college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Wade earned a Bachelor's degree in Business from St. Peter's College. A longtime resident of New Jersey, Wade lives with his family in Morris Plains. Outside of work, he enjoys golfing, reading, and spending time with his family.

Robert Sundermann Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He previously worked for Cadaret, Grant & Co., Inc. for 25 years and spent 37 years at IBM Corporation. Sundermann also operates Sundermann Financial Services, where he acts in a fiduciary capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of investment options through its network of representatives, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational tools.

Angelo Zappala is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on structuring wealth accumulation, lifetime retirement income, and wealth transfer for individuals, families, executives, and business owners. Angelo has developed a comprehensive process that addresses all financial aspects of his clients’ lives, identifying unique real-life challenges and intangible risks, and explaining practical choices for their consideration. His approach is grounded in diligent wealth management and advanced strategies, positioning him as a trusted financial advisor. Angelo’s areas of expertise include divorce transition planning, family wealth management strategies, and services for endowments, foundations, and non-profits. He has been a Financial Advisor since 2008, beginning with Banc of America Investment Services. Angelo holds an M.B.A. in Accounting from Fordham University, a Master of Arts in History, and a Bachelor of Science in Psychology, both from Northeastern University. He has earned several professional designations, including Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition to his professional work, Angelo is actively involved in community service and volunteers for organizations such as CancerCare, Tomorrows Children's Fund, and Fulfill – the Foodbank of Monmouth County. His personal interests include cooking, hiking, music, and reading. Angelo’s professional philosophy centers on protecting clients financially and helping them make the best possible financial decisions.

Kevin Reiner is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Morgan Stanley in 2025, he worked at UBS Financial Services from 2016 to 2025. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning supported by firm-approved tools and a structured discovery process.

Marie Errico is a financial advisor with UBS Financial Services in Ridgewood, NJ, holding a Series 63 designation and bringing 41 years of industry experience. She has been with UBS Financial Services since 2007. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Richard Grofsick is a CFP®-credentialed financial advisor with nine years of industry experience. He is currently with LPL Financial and has prior experience at Agia and Valic Financial Advisors. Outside of his advisory role, he serves as a varsity football coach at Hawthorne High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services supported by research-driven and technology-enabled platforms.

Nicholas Photiadis is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 28 years of industry experience. He has worked at LPL Financial since 2011 and previously spent seven years at Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with various investment strategies and operational tools.

Rachel Parrish is a financial advisor at Charles Schwab with 18 years of industry experience and holds a Series 66 designation. Her prior roles include positions at Morgan Stanley and E*TRADE Capital Management. Charles Schwab & Co., Inc. serves a large client base mostly composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, combining multi-asset model portfolios with access to alternative investments and cash-sweep services.

Douglas Ward is a financial advisor with Wells Fargo Advisors based in Hackensack, NJ, holding Series 63 and Series 65 credentials with 30 years of industry experience. He previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC for a combined 14 years before joining Wells Fargo Advisors in 2019. Ward is the sole owner of Ward Wealth Management Ltd., a financial planning practice based in New City, NY. Wells Fargo Advisors is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory offerings with various financial products and referral channels.

Frank Aiello is a financial advisor with Merrill in Paramus, NJ, holding Series 63 and Series 65 credentials and bringing 47 years of industry experience. He has worked at Merrill since 1998 and at Bank of America, N.A. since 2009. Outside of his advisory role, Aiello serves as a committee member for the Hall of Fame Committee in athletics at Fordham University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jason Zerin is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior work history includes roles at Vestis, Raymond James, and several other organizations. Outside of finance, he has experience in education spanning multiple years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory with access to affiliated discretionary portfolios, offering multi-asset model portfolios and alternative investment options supported by centralized custody and operational infrastructure.

Dante Liberti is a financial advisor at Ameriprise with 41 years of industry experience. He holds the CFP® designation and Series 63 license. His prior experience includes roles at Wells Fargo Clearing, Securities America Advisors, Inc., and Cetera Advisors LLC. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written recommendation reports and ongoing retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Joseph Krim is a financial advisor with LPL Financial and holds Series 63 and Series 65 designations. He has 38 years of industry experience, including prior roles at PNC Investments and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services, utilizing both proprietary research models and third-party subadvisors.

Taylor Mosera is a financial advisor at Wells Fargo Advisors with a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo Advisors, he worked at Wells Fargo Clearing, Bain & Company, Ernst & Young (EY-Parthenon), Goldman Sachs, and served in the United States Army. He is also a 50% owner of Hillcrest Capital Advisors, Inc., an investment-related business based in Wyckoff, NJ. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and uses proprietary research and tools to develop tailored recommendations, with clients having flexibility in implementation through brokerage or advisory programs.

Ken Haworth is a Financial Consultant currently practicing at Fidelity Investments, where he has been since 2022. In his role, he focuses on building strong client relationships by understanding their personal and financial situations, partnering with them to develop investment plans aligned with their comfort levels, and educating them on improving their financial strategies. Ken brings extensive experience from previous positions including Data Intelligence Sales & Marketing Management and Sales Desk Manager at Lazard Asset Management, as well as various roles at Prudential Financial such as Business Development Manager and Divisional Sales Leader. His career also includes experience at Morgan Stanley Dean Witter as a Broker Services Manager and Client Services Manager. Outside of his professional work, Ken enjoys family activities, football, social events with friends, music, pets, and traveling.

Edwin Molina Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at LPL Financial since 2017, with additional experience at Bank of America and Visions Federal Credit Union. Molina is also involved with Visions Analysis LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various portfolio strategies and technology tools to support client account management.