John Hack is a financial advisor at Edward Jones with 21 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at LPL Financial LLC/Private Advisor Group and Hornor Townsend & Kent Inc. Outside of his advisory roles, Hack has a football stipend position with Voorhees High School. Edward Jones is a full-service wealth management firm serving individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated funds, supported by a large network of financial advisors and branch offices nationwide.

Jeffrey Laster is a financial advisor with RBC Capital Markets in Florham Park, NJ, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has worked at RBC Capital Markets since 2014 and previously at City National Bank from 2017 to 2025. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Frederick Moss is a financial advisor at Merrill with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 1983, also working at Bank of America since 2011. Outside of his advisory role, he serves as a fiduciary holding power of attorney in a non-investment-related capacity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kathleen Potter is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She has been with Fidelity Investments since 2017, progressing through various positions including Planning Consultant, Relationship Manager, and Financial Representative. Throughout her career at Fidelity, Kathleen has worked closely with individuals and families to develop financial plans that align with their goals and values. Her approach involves personalized and transparent guidance to support clients in making confident financial decisions at different stages of life. Kathleen is committed to partnering with clients to help protect, grow, and enjoy their wealth with clarity and peace of mind.

Justin Brenner is an advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at The Ohio State University, RBC Capital Markets, and Burlington. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction with oversight of affiliated and unaffiliated sub-advisers.

Ryan Smith is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 10 years of industry experience. His prior work includes roles at Equitable Advisors LLC, Sanford C Bernstein & Co, Alliance Bernstein L.P., J.P. Morgan Securities, Prudential Insurance Company of America, and AXA Advisors. Outside of his advisory work, he volunteers as an assistant lacrosse coach in Madison, NJ. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combined advisory and brokerage platform that includes both non-discretionary and discretionary investment solutions, supported by centralized custody and operational resources.

Joseph Troy is a financial advisor with Ameriprise in Florham Park, NJ, holding a Series 66 designation and 19 years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2007. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service focused on retirement-income planning, utilizing a written Recommendation Report and ongoing advice to support dependable income and tax-aware withdrawal strategies.

Robert De Rienzo is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include ten years at Wells Fargo Clearing and six years at Wells Fargo Advisors LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets and employing a structured planning process supported by firm-approved tools and analysis.

Paul Critchley is a CFP® and PFS™ certified financial advisor with 11 years of industry experience. He currently works at Cetera and previously held roles at Avantax Insurance Agency, Avantax Advisory Services, and has been involved with Odell & Critchley, P.C. since 2009, serving as its vice president and secretary. Paul is also active as an insurance agent, providing insurance products to clients. Cetera Investment Advisers LLC is an SEC-registered firm that offers a multi-manager platform for a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across various program structures.

Athar Khalil is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing, Wells Fargo Bank, NA, and JPMorgan Securities LLC. Morgan Stanley Wealth Management serves both individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers services through direct client relationships and corporate financial planning agreements.

Robert Brown is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and having 25 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

James Farrell is a financial advisor at Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 designations with 30 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank since 2019 and previously worked at Santander Investment Securities Inc. from 2017 to 2019. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates firm-approved tools and modeling techniques.

John Klimas is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at PNC Investments for 18 years before joining JPMorgan Chase Bank and J.P. Morgan Securities in 2022. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary advisory services supported by an in-house manager solutions team and centralized due diligence.

Andrew Turner is a financial advisor with RBC Capital Markets in Florham Park, NJ, holding Series 63 and Series 66 credentials and 11 years of industry experience. He previously worked at UBS Financial Services from 2015 to 2021 and at City National Bank beginning in 2023. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base that includes individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients’ Advisory Risk Profiles.

Neal Teicher is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2013 and 2015, respectively. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Jerry Azzollini is a financial advisor with RBC Capital Markets holding Series 63 and Series 65 credentials and eight years of industry experience. Prior to joining RBC in 2024, he worked at JPMorgan Securities, LLC and JPMorgan Chase Bank, N.A. from 2018 to 2024. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored strategies implemented through a combination of in-house and third-party investment managers, and provides discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Steven Bredahl is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses and 23 years of industry experience. His prior roles include work at Reverse Mortgage Funding LLC and Katahdin Realty Management. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of advisory and broker-dealer activities.

Adam Dorfman is a Series 66 licensed financial advisor with Wells Fargo Advisors in Denville, NJ, where he has worked since 2014, totaling 11 years of industry experience. Outside of his advisory role, he coaches high school fencing in Randolph, NJ. Wells Fargo Advisors is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients, providing a wide range of investment and financial planning services tailored to clients meeting specific net-worth criteria.

Dennis Gerkhardt is a CFP® with 32 years of industry experience, currently associated with LPL Financial since 2025. He previously worked at Ic Advisory Services, Inc. for 19 years and The Investment Center, Inc. for 27 years. Outside of his advisory role, he is involved in tax preparation and accounting activities and operates a farm business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, and supports its investment adviser representatives with research and operational tools.

Tyler Hugo is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with one year of industry experience. His background includes roles at Morgan Stanley Private Bank, PriceWaterhouseCoopers, and UBS, as well as multiple positions at Lehigh University. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a variety of investment and financial planning services.