Rong Chen is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Securities since 2017. Prior to this, he was involved with EVA Homecare Agency for seven years and worked at Xincon for two years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. The firm’s advisory approach combines quantitative screening and qualitative research, incorporating ESG considerations and broader derivatives capabilities.

Jonathan Brooks is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His career includes roles at UBS Financial Services Inc and E*Trade Securities LLC before joining Morgan Stanley. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and specialized planning groups.

Craig Strow is a financial advisor at LPL Financial with 31 years of industry experience. He holds a Series 63 designation and previously worked for American Express Financial Advisors Inc. and Ids Life Insurance Company for 28 years. Outside of his advisory role, he is involved in providing non-variable insurance brokerage services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Patrick Mc Grath III is a financial advisor at LPL Financial with 42 years of industry experience. He has held positions at several firms including Western International Securities, Northeast Asset Management, Oppenheimer, Wells Fargo Clearing, and Prudential Equity Group. Mc Grath serves on the board of the nonprofit Trinity Health and is involved in local government activities in Barrett Township, Monroe County, PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to multiple portfolio management strategies, supported by advanced research and operational tools.

Marie Wilson is a Series 63 licensed financial advisor with Primerica Advisors in Hempstead, NY, where she has worked since 1996, accumulating 28 years of industry experience. Her background includes sales of investment-related products and part-time referrals of home security and automation products through affiliates of Primerica. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Michael Winkhart is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 35 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as co-trustee for a family trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of brokerage and advisory solutions supported by extensive research and analytics, with a focus on diversification and modern portfolio theory.

Leo Monahan is a financial advisor at UBS Financial Services with 37 years of industry experience. He has been with UBS since 2004 and holds Series 63 and Series 65 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a wide range of capital markets and research resources to support its clients.

Michele Welch is a financial advisor with LPL Financial, holding a CFP® designation and Series 66 and 63 licenses, with eight years of industry experience. She previously worked at Ameriprise and Ameriprise Financial Services, Inc. from 2015 to 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of advisors and various operational and research tools.

Michael Klein is an advisor at OSAIC with 46 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Signator Investors, Inc. for 38 years before joining Royal Alliance Associates, Inc. in 2018. In addition to his advisory role, he operates as an insurance broker and serves as an investment advisor representative for Lighthouse Financial Network, LLC. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process with various portfolio management options and maintains a complex affiliate network and multiple custodial arrangements.

Fredrick Bennett is a financial advisor with Stifel who holds Series 63 and Series 65 designations and has 39 years of industry experience. His prior firms include Janney Montgomery Scott and Prudential Equity Group. Outside of his advisory work, he is associated with an entertainment business, 1991 Productions Inc. Stifel serves a broad range of clients, including individuals, institutions, and charitable organizations, providing both brokerage and investment advisory services. The firm’s investment approach uses proprietary methodologies incorporating forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and financial planning.

Changyuan Lin is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing 17 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has prior experience at JPMorgan Chase Bank, N.A. Outside of his advisory role, he is involved in real estate as an owner and landlord, managing rental properties. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening with qualitative research and incorporates ESG criteria, supporting clients with centralized due diligence and affiliate-provided portfolio implementation.

Michael Lucchesi is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has 19 years of industry experience, including 11 years at Stifel Nicolaus & Company, Inc. Outside of his advisory role, he serves as president and silent partner of American Home Energy. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored non-discretionary planning using risk profiling and analytical tools, and supports its broad advisor network with specialized programs including municipal advisory services and SIMPLE IRA employer consulting.

Nicolas Carmona Vallejo is a financial advisor at Merrill with two years of industry experience. He holds a Series 66 designation and has worked at Bank of America, TD Bank, and Primerica. In addition to his financial roles, he has been affiliated with York College CUNY since 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions, with portfolio implementation tailored to different investment approaches.

Eric Volges is a financial advisor with J.P. Morgan Securities in Garden City, NY. He holds Series 63 and Series 66 licenses and has 13 years of industry experience, including roles at JPMorgan Chase Bank NA and CitiBank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting.

Jonathan Roth is a financial advisor at Cetera with 24 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Cetera and related firms since 2020, with prior experience at JJ Burns and North Ridge Securities Corp. Roth serves on the Board of Directors for the Hicksville Chamber of Commerce. Cetera Investment Advisers LLC is an SEC-registered advisor that provides services through a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, overseeing more than $256 billion in assets across various program structures.

Robert Gerbe is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1996. Outside of his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and select separately managed account options to individual and high-net-worth clients. The firm focuses on a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Karla Butler is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds a Series 66 designation and has worked at Merrill, Bank of America, Marcus Organization, and Equitable Advisors, among others. Butler also operated Karla P. Butler Tax Services from 2021 to 2022. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and incorporates ESG criteria in its recommendations.

Paul Skydell is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley Private Bank, National Association since 2015, following his tenure at Morgan Stanley Smith Barney beginning in 2011. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Sammy Williams is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked within various J.P. Morgan entities since 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Ann Costigan is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. Her prior work includes roles at Webster Bank, Sterling National Bank, and Capital One Financial Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of advisory and brokerage services through a large network of investment adviser representatives.