Azizat Adalikwu is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and five years of industry experience. She has worked at Primerica Advisors since 2020 and has been affiliated with Primerica Financial Services since 2007. Outside of her advisory role, she owns Exquisite Salon Suite LLC, a business that rents individual salon suites to hair stylists, barbers, and braiders in Bowie, MD. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Maurice Goins II is a Financial Advisor at Merrill Lynch Wealth Management who works with individuals, families, executives, and business owners to help them make informed financial decisions and pursue their long-term goals. He engages clients through a personalized planning process that addresses investment management, retirement planning, tax-efficient strategies, business transitions, and wealth transfer planning. Maurice focuses on delivering guidance that aligns clients' wealth with the life they want to live. Prior to joining Merrill Lynch, Maurice held leadership roles with The Walt Disney Company, the Federal Aviation Administration (FAA), and Camden. He earned a Bachelor's degree in Business Administration and Finance from Morehouse College and studied internationally at Universidad de Cádiz in Spain. Maurice holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Maurice is passionate about building lasting relationships and helping clients turn financial complexity into clarity and confidence. He speaks English, Spanish, Italian, and Mandarin. Outside of work, he enjoys activities such as billiards, bowling, chess, fishing, golfing, hiking, painting, pickleball, traveling, and spending time with his family.

Jimmy Mcmillian Jr. is a financial advisor at Equitable Advisors with 40 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Equitable Advisors since 1999. Outside of his advisory role, he operates an outside insurance brokerage business under the name THE MCMILLIAN GROUP. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives and utilizes third-party asset managers and advisory programs.

William Smith Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. He previously worked at Money Concepts Capital Corp for 10 years and has been involved with Inov8ive Financial Solutions Consulting Group since 2010. Outside of his advisory role, he serves as president of IFS Consulting Group LLC, which provides financial literacy training. Cambridge Investment Research Advisors is a large SEC-registered firm serving a broad range of clients, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, using multiple custody platforms and a mix of proprietary and third-party investment strategies.

Lynette Russell is a financial advisor at Thrivent Investment Management with a Series 66 designation and three years of industry experience. Her background includes roles at Edward Jones, Northwestern Mutual, and Prudential-related firms, as well as entrepreneurial experience running Lynette Russell, LLC/Optimize Payroll Solutions. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of financial advisors. The firm offers holistic, goal-based financial planning covering a wide range of topics, delivered either as one-time or ongoing engagements, with separate managed-account options available.

Timothy Twitchell is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since beginning his career in Northern Virginia in 1998, Tim has developed extensive experience collaborating with individuals, families, accomplished professionals, and business owners to define and pursue their financial goals. He focuses on creating customized, goals-based wealth management strategies that address areas including college education planning, family wealth management, personal retirement planning, portfolio management, tax minimization, and retirement income. Tim employs a disciplined and structured process to develop tailored financial plans. This includes analyzing clients’ needs and goals, evaluating their overall financial situation, determining time horizons and investment risk tolerance, and establishing asset allocations appropriate to their objectives. He works closely with Merrill specialists to advise on wealth accumulation, preservation, transfer, liability management, insurance planning, and strategies related to concentrated stock positions and company stock options. Tim holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) credential. He earned his bachelor's degree from SUNY Albany and a high school diploma from Ward Melville High School. Outside of his professional role, Tim enjoys spending time with his wife Shana and their three children. He participates actively in the Fairfax Station, Virginia community where they reside. His personal interests include basketball, football, cooking, music, traveling, and following New York sports teams. Tim’s approach is centered on helping clients build financial foundations that allow them to make confident decisions aligned with their unique priorities throughout life’s stages.

Andre Lynch is a financial advisor at Morgan Stanley in Washington, DC, holding Series 63 and Series 65 licenses with nine years of industry experience. Prior to joining Morgan Stanley in 2017, he worked at JPMorgan Chase Bank and JP Morgan Securities LLC. Outside of his advisory role, Lynch is a sole proprietor managing rental property. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides services through various programs without directly recommending individual securities in standalone planning.

James Jacob is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and bringing 45 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities Inc. since 2010. In addition to his advisory role, he is also an employee of JPMorgan Bank, enabling him to offer certain bank products and services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with additional market-facing registrations, offering clients a range of brokerage, distribution, and investment management capabilities.

Adrienne Delibert is a financial advisor with Merrill in Washington, DC, holding a Series 66 designation and nine years of industry experience. She has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a variety of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Megan Viviano is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked at various J.P. Morgan entities since 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager research, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Christopher Beanland is a financial advisor with Merrill in Washington, DC, holding a Series 66 designation and 13 years of industry experience. He has worked at both Bank of America, N.A. and Merrill since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Joshua Fretz is a CFP® professional with 21 years of industry experience, currently affiliated with LPL Financial and Tower Wealth Management since 2016. His prior roles include positions at Maryland 529, BB&T Investment Services, and Ameriprise, among others. He operates Tower Wealth Management as a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Ty Stepner is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His career includes roles at TD Bank and GWN Securities, as well as a position at Salty Mermaid Bar & Grille. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Glover Kebe Jr. is a financial advisor at Fidelity with 19 years of industry experience. He holds a Series 66 designation and has worked across various divisions within Fidelity since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolios.

Francesca Zelachowski is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 65 and Series 66 licenses and previously worked at Goldman, Sachs & Co. from 2014 to 2017. Outside of her advisory role, she serves as a board member of Beia LLC, a retail and online store based in New York. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with specialized investment and trading activities.

William Patriarca is a CFP® professional with 10 years of industry experience, currently associated with LPL Financial. His career includes roles at Cetera Investment Services, First National Bank of PA, Wells Fargo Clearing Services, and several other financial institutions. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a network of investment adviser representatives to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of investment programs and utilizes technology tools to support its advisors while overseeing over $819 billion in discretionary assets across more than 22,800 advisors.

Shane Cooke is a Senior Financial Advisor at Merrill Lynch Wealth Management in Washington, DC. He focuses on helping government relations executives, former government employees, and adoptive families pursue their financial goals through personalized wealth management strategies. Shane works closely with clients to navigate important financial decisions with clarity, discipline, and a long-term perspective. He offers expertise in areas including family wealth management strategies, institutional and corporate benefit services, endowments, foundations, non-profit services, employee financial health, personal retirement planning, and portfolio management services. Shane takes a consultative approach to build relationships by understanding each client's unique circumstances and priorities, aiming to align investment decisions with broader financial objectives. Shane holds a bachelor's degree from the University of Virginia and is designated as a Personal Investment Advisor (PIA). He is involved in community organizations such as the Code of Support Foundation and Service Never Sleeps. Outside of work, Shane enjoys cooking, golfing, skiing, and playing soccer.

Samuel Emery is a financial advisor with LPL Enterprise holding a Series 66 designation and four years of industry experience. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, and several medical device companies. LPL Enterprise, LLC serves a diverse client base including individuals, high-net-worth investors, retirement plans, and institutions, offering investment advisory and brokerage services through a network of investment adviser representatives. The firm’s investment approach is largely model-driven, utilizing portfolios developed by internal research and third-party strategists, and it provides access to various financial planning and asset management solutions.

John Rubin is a financial advisor with J.P. Morgan Securities in Washington, DC, holding Series 63, 65, and 66 licenses and bringing 22 years of industry experience. His prior experience includes roles at GFO Advisory Services, LLC, and Legg Mason Wood Walker, Incorporated. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2014. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors. The firm employs a process combining quantitative asset-allocation modeling and centralized due diligence, incorporating an ESG eligibility framework when recommending investment strategies.

Andrew Lowrie is a Series 66–licensed financial advisor with Morgan Stanley in Washington, DC, where he has worked since 2021. He has four years of industry experience and previously taught at the University of Georgia and Landon School. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to help clients model financial outcomes.