Catherine Joyce is a financial advisor at Morgan Stanley with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2009, currently serving at Morgan Stanley Private Bank, N.A. since 2015. Outside of her advisory work, she is a sole proprietor involved in a real estate business in Easton, Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process using firm-approved tools and modeling techniques.

Abraham Jones is a Financial Advisor at Merrill Lynch Wealth Management. He assists clients in managing their wealth by creating personalized strategies that reflect their individual financial goals and adapt to the evolving market conditions. Abraham offers access to insights from Merrill as well as banking and lending solutions through Bank of America. His areas of focus include college education planning, corporate executive services, divorce transition planning, services for endowments, foundations and non-profits, managing new wealth, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategies, and retirement income. Abraham holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Abraham earned a Bachelor's Degree from the University of Pennsylvania and a High School Diploma from Ensley High School. Outside of work, he enjoys basketball, football, golfing, softball, spending time with his family, and traveling.

John Mccafferty is a financial advisor at Edelman Financial Engines with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various affiliates of Edelman Financial Engines since 2015. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment options and managing approximately $326 billion for roughly 477,000 clients.

Ayman Maslouh is a Financial Consultant at Fidelity Investments, bringing experience from previous roles within the company. Prior to his current position, he worked as an Investment Consultant from 2022 to 2023 and served as an Investment Solution Representative from 2021 to 2022. He emphasizes the importance of building personalized financial plans to guide investment decisions, working collaboratively with clients to identify strategies that align with their goals. Ayman values ongoing communication to maintain and adjust these plans as needed. Outside of his professional work, Ayman enjoys spending time at the beach, participating in family activities, and engaging in sports such as soccer and surfing. He also has an interest in pets.

Eleanor Tennyson is a CFP® with 34 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. She previously worked at Prudential Equity Group, LLC from 1994 to 2003. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

David Gray is a financial advisor with Morgan Stanley Wealth Management in Washington, DC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Morgan Stanley since 2009, including time with Morgan Stanley Private Bank, National Association since 2015, and previously at Citigroup Global Markets from 2007 to 2009. Outside of his advisory role, he serves on the board of a post-secondary education company, Medvance Institute, and holds a vice president position at Tax Planning Associates, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs. The firm’s financial planning approach uses structured discovery and firm-approved tools, and it manages approximately $2.74 trillion in client assets.

David Stuart is a financial advisor at Morgan Stanley with 48 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015, following a tenure at Morgan Stanley Smith Barney beginning in 2009. He is based in Washington, DC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both individual and corporate financial planning agreements.

Cheronda Albury is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has been with Merrill since 2010. Outside of her advisory role, she owns a business selling new and used items on online platforms such as eBay and Poshmark. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pensions, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

J. Rice Jr. is a Senior Financial Advisor and Partner with The Group AG at Merrill Lynch Wealth Management. He began his financial services career in 2013 and joined Merrill Lynch in 2014. In his role, J. Rice Jr. follows a disciplined and client-first approach, focusing on collaborative planning, multigenerational experience, and committed stewardship to help clients pursue their financial goals. He holds the Chartered Financial Analyst (CFA) and Chartered Retirement Planning Counselor (CRPC) designations, and is a member of the CFA Society. J. Rice Jr. graduated from Virginia Military Institute with a bachelor's degree in economics and business, concentrating in financial management. He also contributed as an analyst in the Cadet Investment Group during his time at VMI. J. Rice Jr. works closely with a select group of families, retirement plan sponsors, and institutional clients, developing tailored financial strategies that consider risk tolerance, time horizon, liquidity needs, and financial objectives. His areas of expertise include employee benefits planning, executive compensation, equity compensation services, family wealth management strategies, personal retirement planning, portfolio management services, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income.

Kenneth Killfoil is a CFP® affiliated with Raymond James & Associates, with over 14 years of experience in the financial services industry. Prior to joining Raymond James in 2026, he worked for 13 years at PNC Financial Services Group. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and specialized municipal advisory services.

Samuel Myers is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with clients to understand their current financial situations and introduces them to solutions available through Merrill and Bank of America. Samuel aims to provide clients with the knowledge and tools to manage their financial lives and select platforms that best fit their needs. He holds a Bachelor's Degree from the University of Maryland and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, Samuel is involved with the Maryland Food Bank.

Jerry Whitmire is a financial advisor with Morgan Stanley in Alexandria, VA, holding a Series 66 designation and 23 years of industry experience. His prior firms include Citigroup Global Markets and Legg Mason Wood Walker. Outside of his advisory role, he is involved with a family real estate partnership in South Carolina, holding an equal interest with his siblings. Morgan Stanley Wealth Management serves both individual and institutional clients through a range of advisory programs, emphasizing structured financial planning and a broad offering of investment products.

Michael Bonura is a financial advisor at Merrill in Washington, DC, with 6 years of industry experience. He holds the Series 63 and Series 66 designations. Bonura has worked at Merrill since 2003 and was also associated with Bank of America during that time. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Young is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2012. He has also been involved with Clover Company since 2002. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets, serving a diverse client base that includes individuals, institutions, and public entities. The firm offers tailored financial planning and consulting services with a range of portfolio management styles supported by affiliated research and specialists.

Eric Guerrero is a financial advisor at Fidelity with nine years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021, following prior roles at Charles Schwab and Charles Schwab Bank. Outside of his advisory work, Guerrero serves as Board President for Defensores De La Cuenca, a watershed conservation organization. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages multi-manager fund structures and delivers model portfolios while maintaining oversight of sub-advisers and addressing conflicts of interest.

Cole Andreadis is a Financial Advisor at Merrill Lynch, based in the Washington, DC office. He works with individuals and families to develop tailored wealth management strategies aimed at protecting and growing their assets across generations. His areas of focus include college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. Cole graduated from Wake Forest University with a Bachelor of Science degree in Finance. After completing his degree in 2021, he worked for four years in New York City at UBS in the Private Wealth Management division, where he advised high-net-worth clients and received advanced training in investments and financial planning. In 2024, he earned his CERTIFIED FINANCIAL PLANNER® (CFP®) certification and holds the Personal Investment Advisor designation. Originally from Darnestown, Maryland, Cole currently resides in Washington, DC. Outside of work, he enjoys skiing, golfing, surfing, hiking, running, photography, music, traveling, and spending time with his family.

Mekdes Hailemichael is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 66 licenses and three years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2022, following positions at Wells Fargo Clearing, Wells Fargo Bank, TD Bank, Zerin Business Consulting, and Ideagen Global. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and models to help clients develop personalized financial plans.

Karen Reid is a financial advisor at Morgan Stanley in Washington, DC, holding Series 63 and Series 66 licenses with 14 years of industry experience. She has been with Morgan Stanley since 2015. Outside of her advisory role, she is employed as a cashier at Wegmans in Lanham, Maryland. Morgan Stanley Wealth Management offers a broad range of advisory services to individuals and institutional clients, emphasizing tailored financial planning and utilizing firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-based financial planning programs.

Brett Brenner is a Senior Financial Advisor with the VBC Group and a member of Merrill Lynch Wealth Management. He supports ultra-high-net-worth clients by addressing a variety of financial needs, including banking, account transfers, investment implementation, and performance reporting. In addition to his advisory responsibilities, Brett manages operations for the team to ensure its effective functioning. Brett began his financial services career in 2007 as a Group Administrator with Citi Smith Barney and joined Merrill Lynch in 2008. He holds a Bachelor of Arts degree from the University of Maryland and holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His client focus areas include corporate executive services, executive compensation, liquidity management, personal retirement planning, portfolio management services, and tax minimization. Residing in Potomac, Maryland, Brett lives with his wife and their two children. Outside of work, he is interested in football, music, table tennis, watching movies, and spending time with his family. Banking products and services are provided by Bank of America, N.A.

Braydon Lofstead is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Ameriprise with one year of industry experience. His prior work includes roles outside finance, such as client service management at CFI Management Group LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides tailored retirement planning advice through a centralized team using proprietary research and third-party data.