Ronnie Franks is a financial advisor at OSAIC with three years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Bailey Wealth Advisors and UpSlope Advisors, Inc. Outside of his advisory role, he serves as an advisory board member for the Greater Washington Community Foundation in Montgomery County. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisors, offering brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios across various asset classes.

Carter Rolfe is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2023. In this role, he works directly with clients to design and execute personalized financial plans tailored to their unique family needs. Carter emphasizes advocacy and communication to build trust and reliability with his clients. Carter has been with Fidelity Investments since 2015, progressing through several roles including Financial Representative, College Planning Specialist, Relationship Manager, Investment Consultant, and Financial Consultant. This range of experience across various facets of financial services has provided him with a broad understanding of investment management and client relationship development.

Julianna Lopes is a financial advisor with Primerica Advisors in Crofton, MD, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has been with Primerica Advisors since 2003 and has prior experience at Arbonne from 2016 to 2019. In addition to her advisory role, she is a self-employed instructor for pre-licensing classes for PFS agents and an author. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm curates third-party asset managers and utilizes a tiered wrap fee structure, focusing on personalized portfolio management rather than institutional pension or profit-sharing plans.

Mark Murphy is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He previously worked at Janney Montgomery Scott from 2015 to 2021 before joining Raymond James in 2021. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services with a range of portfolio management styles and affiliated research.

Glen Bennett is a financial advisor with LPL Financial in Arlington, VA, holding Series 63 and Series 65 credentials and possessing 31 years of industry experience. He has been associated with Linsco Private Ledger Corp since 2002. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Colleen Shepard is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management, as well as a founding partner of The Shepard Ellison Group. Since joining Merrill in 1990, she has focused her practice on providing a holistic and personalized approach to wealth management for entrepreneurs, business owners, women in leadership, senior executives, and multigenerational families. Colleen emphasizes client relationship excellence and is actively involved in strategy and portfolio assessments, integrating broad financial expertise with a high-touch service model. Colleen holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification and the Personal Investment Advisor (PIA) designation. She earned a Master's Degree from American University and a Bachelor's Degree from the State University of New York. Her areas of expertise include college education planning, executive compensation, family wealth management strategies, legacy planning, philanthropic planning, and small business strategies. Colleen and her team have been recognized on the Forbes "Best-in-State Wealth Management Teams" list and she has been named to Forbes' "America's Top Women Wealth Advisors" list multiple times. In addition to her professional work, Colleen is involved in her community through volunteer service at All Saints Episcopal Church, where she previously served on the Vestry. She has also served on the Investment and Finance Committees at St. Andrews Episcopal School and Grace Episcopal Day School. Colleen is a member of the Women's Golf Association at Bethesda Country Club and enjoys biking, cooking, golfing, traveling, practicing yoga, and spending time with her family.

Pablo Molina is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 19 years of industry experience. His prior roles include positions at Securities America Advisors, Centaurus Financial, and Reese Yeatman. Molina is also a partner at Reese Yeatman Financial, LLC. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, and corporations through a large network of affiliated advisors. The firm offers integrated brokerage and investment advisory services, employing asset-allocation tools and managed portfolios that include a range of investment types and provide clients with flexible account management options.

Evan Tanner is a financial advisor at Merrill with five years of industry experience. He holds the Series 66 designation and has worked at Bank of America, Merrill, Pinebrook Capital, Merrill Lynch, and TBC. He has a background that includes time at the University of North Carolina at Chapel Hill and work in sports and entertainment. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jon Lindenberg is a financial advisor with Wells Fargo Advisors in Bethesda, MD, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with Wells Fargo in various capacities since 2009. Outside of his advisory role, he is involved in investment-related activities, including ownership of LLCs and rental properties. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment recommendations supported by Wells Fargo research and planning tools.

John Snyder is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He previously worked at Brown Advisory and SVB Wealth LLC before joining J.P. Morgan Securities and J.P. Morgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Alexander Simet is a financial advisor at Wells Fargo Advisors with two years of industry experience. Prior to joining Wells Fargo in 2023, he worked at the University of Maryland from 2019 to 2023. In addition to his financial advisory role, he manages a family-owned restaurant, Il Basilico Trattoria, where he oversees kitchen and serving staff operations. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, covering areas such as retirement, education, and wealth-transfer planning, supported by proprietary research and planning tools.

David Kuzma is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 63 credentials and bringing 11 years of industry experience. He has been with Cambridge Investment Research Advisors since 2016 and Cambridge Investment Research Inc. since 2015. Kuzma serves on the board of the Catholic Business Network of Montgomery County and the Maryland chapter of the Exit Planning Exchange. He is also an author, educator, and owner of Blue Chair Publishers, LLC, as well as Aquilo Private Wealth Advisor, LLC and Aquilo Accounting & Tax, LLC. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a broad range of clients including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing a variety of portfolio management strategies and custody arrangements tailored to client objectives.

Katharine Leithead is a financial advisor at Merrill with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2009. She also has a long tenure with Bank of America, N.A. beginning in 2002. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Traci Richmond is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and with 20 years of industry experience. She is also the owner of Women Who Rock LLC, a business she has operated since 2016. Richmond has held various roles within Raymond James and The Meakem Group, LLC since 2012. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and consulting, incorporating risk profiling and modeling tools, and supports specialized municipal and public finance advisory services.

Lauren Finikiotis is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds a Series 66 designation and has worked with J.P. Morgan Securities and JPMorgan Chase Bank since 2021. Prior to her current roles, her background includes various positions connected to the College of William & Mary and University of Pittsburgh. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Jeanette Barrett is Vice President and Executive Planning Consultant at Fidelity Investments, where she has worked since 2006. She has held roles of increasing responsibility including Vice President Financial Planning Consultant before her current position. With nineteen years of experience working with high-net-worth families, Jeanette specializes in integrating workplace benefits into comprehensive wealth plans. She prioritizes client engagement and education, ensuring clients understand and participate in the creation of their financial strategies. Jeanette holds an Arkansas Insurance License. Outside of work, she enjoys concerts, family activities, fitness, football, social events with friends, and traveling.

Michael Mann is a CFP®-certified financial advisor with nine years of industry experience, currently associated with Raymond James Financial. He has previously worked at R.W. Baird & Co. and maintains a role at Gentian Financial, Inc., where he is involved in financial planning, investment research, and internal operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports its clients through advisory programs and institutional consulting.

Mary Mathias is a financial advisor with RBC Capital Markets in Washington, DC, holding the CFP® designation and Series 63 and 65 licenses. She has 39 years of industry experience, including five years at City National Bank and 17 years with RBC Capital Markets. Outside of her advisory role, she occasionally rents condominiums and a beach house to friends and family. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations, offering tailored portfolio management and financial planning through multiple wrap fee programs. The firm integrates in-house and third-party investment managers with a variety of investment options and features a notable capital-markets presence.

Adele Kates is a financial advisor at Morgan Stanley with four years of industry experience. She holds a Series 66 designation and has previously worked at firms including D.A. Davidson & Co., MissionSquare Retirement, and Manning & Napier Investor Services. Prior to her financial services career, she held roles with the U.S. House of Representatives and Monroe County Office of Probation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Tracy Mc Crory is a financial advisor at RBC Capital Markets with a Series 66 designation and two years of industry experience. Prior to joining RBC Capital Markets, Mc Crory worked at a private family office and Fairway Insurance Agency. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various wrap fee advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to each client’s Advisory Risk Profile.